Balance Transfer Credit Cards - Reviews
While zero percent introductory offers are a common feature on credit cards, not all balance transfer offers are created equal. We've sifted through the details in the fine print and rated the best cards, based on the length of their interest-free period and the cost of fees for balance transfer. We've also looked at other important features, such as penalty rates, fees and rewards programs, to help you figure out how to get the best deal on your balance transfer.
BB&T Bright card
Last reviewed: April 30, 2020
A great card for BB&T bank customers, the BB&T Bright card ranks high on our list of balance transfer cards thanks to its ultralow APR and lengthy 15-month interest-free balance transfer promotion.
Citi Double Cash Card
Last reviewed: June 18, 2020
One of the best cash back cards on the market, the Citi Double Cash card also offers one of the longest 0-percent balance transfer deals around.
Citi Simplicity Card
Last reviewed: July 7, 2020
The Citi Simplicity card offers an exceptionally long introductory period for balance transfers, but unfortunately also includes a larger balance transfer fee that can make transferring a balance expensive.
*All information about the Citi Simplicity Card has been collected independently by CreditCards.com and has not been reviewed by the issuer. The Citi Simplicity Card is no longer available through CreditCards.com.
BECU Visa credit card
Last reviewed: May 7, 2020
This affordable balance transfer card doesn’t offer the longest interest-free promotion, but its unusually low interest rate and zero balance transfer fee could save cardholders hundreds of dollars in charges.
PNC Core Visa credit card
Last reviewed: May 4, 2020
With a solid promotional offer and low standard interest rate, the PNC Core Visa card is a good choice for cardholders who plan to carry a balance.
View similar balance transfer cards
U.S. Bank Altitude Go Card
Last reviewed: July 13, 2020
Thanks to its impressive rewards rate on a variety of everyday purchases, the U.S. Bank Altitude Go card is a great option for foodies and occasional travelers who want to avoid an annual fee.
HSBC Gold Mastercard credit card
Last reviewed: July 10, 2020
With a generous intro offer on both balance transfers and new purchases, the HSBC Gold Mastercard is a great choice for cardholders looking to pay down their debt. You’ll also save a bit on charges thanks to the $0 annual fee, lack of foreign transaction fees and one late fee waiver per year. This offer is no longer available on our site.
Bank of America® Cash Rewards credit card
Last reviewed: May 5, 2020
The Bank of America Cash Rewards card offers new cardholders a modest balance transfer fee and attractive perks for everyday spending; however, its APR is high for cardholders with less-than-perfect credit.
*All information about the Bank of America Cash Rewards credit card has been collected independently by CreditCards.com and has not been reviewed by the issuer. This offer is no longer available on our site.
KeyBank Key2More Rewards credit card
Last reviewed: May 7, 2020
With an expensive balance transfer fee and a stingy 6-month introductory promotion, this overrated rewards card ranks low on our list of balance transfer cards.
Citi® Diamond Preferred® Card
Last reviewed: July 10, 2020
Thanks to its long introductory offers on balance transfers and purchases, the Citi Diamond Preferred Card is a solid option if you need to pay down debt or finance a large purchase. Just be sure to factor in the card’s high balance transfer fee when weighing options.
Synovus Cash Rewards Visa
Last reviewed: May 7, 2020
The Synovus Cash Rewards Visa Platinum card offers one of the lowest interest rates you can get on a credit card, but its balance transfer offer only lasts for six months, making it a riskier choice for cardholders with big balances.
BB&T Spectrum Cash Rewards credit card
Last reviewed: May 4, 2020
The balance transfer fee on the BB&T Spectrum Cash Rewards card is nothing special, but it is still a decent option for cardholders who don’t want to sacrifice rewards while they work down their debt.
View similar balance transfer cards