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Earn 60,000 bonus points with the American Express® Gold Card

The American Express Gold Card is offering the largest welcome bonus since its launch


If you’ve been thinking to apply for the American Express Gold Card, now might be a great time.

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The American Express® Gold Card comes with some of the best rewards available on food purchases, offering 4 points per dollar at restaurants and U.S. supermarkets (on up to $25,000 in purchases annually, then 1 point), 3 points per dollar on flights booked directly with airlines or and 1 point per dollar on other purchases. New cardholders also have an opportunity to snag a generous sign-up bonus: American Express is now offering 60,000 points for spending $4,000 in six months.

What is the American Express Gold Card worth in the first year?

The American Express Gold Card can provide a lot of value, offering generous rewards rates and annual credits travelers and foodies will appreciate, including a $100 activity credit on vacations over $3,000, a $120 dining credit and a $100 hotel credit.

American Express® Gold Card
American Express® Gold Card

Why use it?

If you spend the majority of your money on travel, restaurant and U.S. supermarket purchases, the American Express Gold Card is one of the most rewarding options.

Rewards rate

  • 4 points per dollar at restaurants worldwide
  • 4 points per dollar at U.S. supermarkets (up to $25,000 in purchases annually, then 1 point per dollar)
  • 3 points per dollar on flights booked directly with airlines or
  • 1 point per dollar on general purchases
  • Terms apply

Introductory bonus

  • 60,000 points if you spend $4,000 in first 6 months

Annual fee

  • $250

Estimated earnings in first year ($1,325 monthly spend)

  • $1,198

Recent changes to the American Express Gold Card

This is the first time the card offers such a generous welcome bonus. In the past, Amex Gold only offered up to 35,000 points, unless you received an elevated targeted offer – for instance, via CardMatch™.

Now you can earn 25,000 more for spending the same amount as in the previous offer, and you have twice the time to meet the spending requirement.

American Express Gold Card Recent Changes

Oct. 15, 2020
  • 60,000 points if you spend $4,000 in first 6 months
Oct. 17, 2019
  • 35,000 points if you spend $4,000 in first 3 months
Jan. 9, 2019
  • 35,000 points if you spend $2,000 in first 3 months

Who is eligible for the introductory offer?

American Express is pretty strict on who can qualify for a welcome bonus. If you currently or have ever owned an American Express Gold Card or American Express Premier Rewards Gold Card, you don’t qualify for the offer.

Note, this offer is currently being promoted on sites like, but you might see a different bonus if you apply via the Amex site.

Best ways to use your American Express Gold Card introductory bonus

One of the great things about American Express points are the wide variety of redemptions options available, from statement credits or gift cards to airline tickets. Your points value can shift depending on what you redeem them for, so we’ve put together a chart to show you just how your 60,000 point bonus stacks up with each option. As you’ll see, you can get the most out of your rewards by booking airfare through the Membership Rewards portal.

Redemption options for American Express Gold Card

Redemption optionPoint value (cents)Value of 60,000-point bonus
Membership Rewards portal airfare1$600
Other Membership Rewards portal travel rewards (hotels, vacations, cruises)0.7$420
Expedia travel0.7$420
Uber/NYC taxi1$600
Gift cards/vouchersUp to 1 (sometimes lower)$600
Shopping partner (Amazon, Best Buy, Boxed, Grubhub, Newegg, Rite Aid, Seamless, Staples)0.7$420
AmEx Express Checkout0.7$420
Shopping portal0.5$300
Transfer to Plenti1$600
Ticketmaster & AXS tickets0.5$300
Statement credit0.6$360
Charity donation1 (up to 500,000 points, 0.5 after)$600
Excise tax offset fee (for transfer to travel partner)0.5$300

Transfer options with the American Express Gold Card

Along with the redemption options listed above, the American Express Gold Card allows cardholders to transfer their points to one of 19 travel partners.

When you transfer your points to a domestic airline partner, you’ll be charged an excise tax offset fee of 0.06 cents per point. You have the option to pay it either as a charge on your monthly bill or with points. But as you can see from the redemption chart, you’ll lose half your point value if you choose to use Membership Rewards points to cover the fee, so it is in your best interest to pay it outright.

When done strategically, transferring your American Express rewards points allows you to extract even more value out of your 60,000-point introductory bonus. Every American Express point is worth 1 cent, but several of the partner airlines’ points are valued a bit higher. Also, while most of the partner airlines have a 1:1 point transfer ratio, there are a few variations.

As you’ll see on the chart below, you can get an average value up to $1,416 out of your welcome bonus by transferring your points.

Transfer ratioPoint value (including transfer ratio & excise fee)Value of 60,000-point bonus
Singapore KrisFlyer1:12.36$1,416
Iberia Plus1:11.7$1,020
Delta SkyMiles1:11.55$930
Avianca LifeMiles1:11.5$900
British Airways1:11.4$840
Emirates Skywards1:11.1$660
Hawaiian Airlines1:11.08$648
Aer Lingus1:11$600
Alitalia MilleMiglia1:11$600
Asia Miles1:11$600
Etihad Guest1:11$600
Flying Blue1:11$600
Virgin Atlantic1:10.8$480
El Al20:10.05$3

Should you apply for the American Express Gold Card now?

If you’re a food lover and looking for a credit card to reward you for eating out and buying groceries, the Gold Card from Amex can be an excellent choice, and now is a great time to apply. The new 60,000 points is the largest bonus the card has offered so far, and six months is plenty of time to meet the spending requirement.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

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