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Best credit cards for streaming services

Stockpile points on your next movie binge

Summary

Though it’s probably not where you spend the most money, streaming services can be a great way to earn a little extra in rewards – if you choose the right card.

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If you are juggling streaming service subscriptions to listen to music and binge your favorite TV shows and movies, odds are you are spending a decent amount on these services per month. But when choosing a rewards card, streaming services probably aren’t the first bonus category you check for.

Since these purchases likely make up less of your budget, it makes sense that they won’t be your first priority. However, many great rewards cards – including the freshly updated Blue Cash Preferred® Card from American Express – now include streaming service bonuses, so there is no reason not to earn a bit extra along the way. Here’s a quick look at some of our favorite cards that reward your streaming.

Best for earning rewards on streaming (no annual fee): Wells Fargo Propel

For cardholders who prefer a rewards card with no annual fee, the Wells Fargo Propel American Express® Card is a great option. It offers 3 points per dollar on dining, travel and transit, gas station purchases and select streaming services. Cardholders also earn 1 point per dollar on other purchases.

Wells Fargo Propel American Express® Card

Wells Fargo Propel American Express Card

Why should you get this card?

The Wells Fargo Propel card is one of the best no-annual-fee travel cards on the market, thanks to its 3x point bonus.

Read full review

Other things to know:

  • 3 points per dollar on dining, travel and transit, gas station purchases and select streaming services and 1 point per dollar on other purchases
  • 30,000 points if you spend $3,000 in first 3 months
  • No annual fee
  • No foreign transaction fee

Though the streaming service category only applies to select providers, most popular services are eligible – including Apple Music, Hulu, Netflix and Spotify Premium. This makes it easy to rack up points on your subscriptions.

Other card perks to consider:

Beyond offering a good rate on streaming services, the Wells Fargo Propel comes with several other perks that make it a valuable option. New cardholders can enjoy a generous sign-up bonus of 30,000 points for spending $3,000 in the first three months. Plus, the Propel card’s bonus categories are particularly valuable for frequent travelers, as they include gas, transit, travel and dining purchases.

Honorable mention: Chase Freedom

The Chase Freedom® offers 5 percent cash back in rotating bonus categories that cardholders must enroll in each quarter (on up to $1,500 in purchases per quarter) and 1 percent cash back on other purchases. For the third quarter of 2019, one of those categories is select streaming services — including Netflix, Hulu, Apple Music and more. Cardholders can begin activating this category beginning June 15, 2019 here.

The Chase Freedom streaming service category will only be available for cardholders who enroll through Sept. 30, 2019, so users who are looking for a long-term streaming service bonus might be better off opting for a different card.

Best for earning rewards on streaming (with an annual fee): Blue Cash Preferred

If you don’t mind paying an annual fee to earn great rewards, the Blue Cash Preferred Card from American Express recently revamped its rewards rate, making it a great choice for cardholders looking to earn cash back on streaming service purchases. The card now offers 6 percent cash back on U.S. supermarket purchases (up to $6,000 per year in purchases, then 1 percent), 6 percent cash back on select U.S. streaming subscriptions, 3 percent on transit and U.S. gas station purchases and 1 percent on general purchases.

Blue Cash Preferred® Card from American Express

Blue Cash Preferred Card from American Express

Why should you get this card?

The Blue Cash Preferred card helps take the sting out of long commutes by offering a generous point bonus on U.S. gas station spending, and it offers one of the highest cash back bonuses you can get when you use your card at U.S. supermarkets.

Read full review

Other things to know:

  • 6% cash back on select U.S. streaming subscriptions, 6% cash back at U.S. supermarkets (up to $6,000 in purchases per year, then 1%), 3% cash back at U.S. gas stations and on transit purchases and 1% cash back on other purchases
  • $250 welcome bonus if you spend $1,000 in first 3 months
  • Free ShopRunner membership
  • Terms apply

The 6 percent cash back on streaming services is the most generous bonus on this category currently available among rewards cards – especially since there is no cap on how much you can earn. For example, if you pay $29 a month on various services, you can earn more than $20 a year in cash back on those purchases alone.

Other card perks to consider:

On top of the highest rate of cash back currently available for streaming services, the Blue Cash Preferred offers a top-tier rate on U.S. supermarket purchases. If you spend a lot on groceries each month, this card is one of the most rewarding options available. Even with the $6,000 per year spend cap, you can rack up quite a bit of cash back.

Best for covering the cost of streaming: Uber Visa

Rather than offer bonus points on streaming services, the Uber Visa Card takes some of the sting off of your bill by offering a $50 statement credit for online subscription services each year you spend $5,000. This is a relatively low spend threshold to meet, and the bonus can save you quite a bit on your favorite services.

Uber Visa Card

Uber Visa Card

Why should you get this card?

Designed for ease-of-use and instant gratification, the Uber Visa Card’s most compelling feature is not rewards on Uber rides, but rather its 4 percent rewards rate on dining out.

Read full review

Other things to know:

  • 4 points per dollar on restaurants, takeout and bars (including UberEATS), 3 points per dollar on airfare, hotels and vacation home rentals, 2 points per dollar on online purchases and 1 point per dollar on other purchases
  • $100 if you spend $500 in first 90 days
  • $50 credit for online subscription services each year you spend $5,000
  • Cellphone insurance

Other card perks to consider:

The Uber Visa is also a rewarding card for foodies, as it offers 4 points per dollar on restaurants, takeout and bars – including UberEATS orders. If you frequently dine out or order in, you can quickly rack up points to use toward your next meal. The card also offers 3 points per dollar on airfare, hotels and vacation home rentals, 2 points per dollar on online purchases and 1 point per dollar on other purchases.

Best for Amazon Prime loyalists: Amazon Prime Rewards card

If your streaming service of choice is Amazon Prime, the Amazon Prime Rewards Visa Signature card is designed with Amazon fans in mind. The card earns 5 percent cash back on Amazon.com and Whole Foods purchases (including your Amazon Prime membership), 2 percent cash back on restaurant, gas station and drug store purchases and 1 percent cash back on other purchases. In order to qualify for the card, an Amazon Prime membership is required – but the card’s 5 percent rewards rate can help offset the fee.

Amazon Prime Rewards Visa Signature card

Amazon Prime Rewards Visa Signature Card

Why should you get this card?

The Amazon Prime Rewards Visa Signature card offers a great 5 percent rate on Amazon and Whole Food purchases.

Read full review

Other things to know:

  • 5% cash back on Amazon and Whole Foods purchases, 2% back on restaurant, gas station and drug store purchases and 1% back on other purchases
  • $70 Amazon gift card when you sign up
  • No foreign transaction fee

Other card perks to consider:

The Amazon Prime Visa also makes a great grocery card for users who live near a Whole Foods location. The 5 percent cash back you earn on these purchases is one of the best grocery rates available. Additionally, you’ll get a $70 Amazon gift card just for signing up for the card. While this is not the highest sign-up bonus available among rewards cards, it doesn’t require you to meet any spend requirement, and you’ll immediately be able to take advantage of the perk.

Final thoughts

While streaming services like Netflix, Amazon Prime or Spotify might not make up the biggest part of your monthly budget, you can still bring in great rewards on your membership fees by choosing the right rewards card. Whether you prefer a dining, grocery or travel card, you can combine rewards on various purchases with a streaming bonus to maximize points or cash back.

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Published: June 13, 2019

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