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Best credit cards for streaming services

Stockpile points on your next movie binge

Summary

Though it’s probably not where you spend the most money, streaming services can be a great way to earn a little extra in rewards – if you choose the right card.

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If you are juggling streaming service subscriptions to listen to music and binge your favorite TV shows and movies, odds are you are spending a decent amount on these services per month. But when choosing a rewards card, streaming services probably aren’t the first bonus category you check for.

Since these purchases likely make up less of your budget, it makes sense that they won’t be your first priority. However, many great rewards cards now include streaming service bonuses in addition to their ongoing rewards and perks, so there is no reason not to earn a bit extra along the way. Here’s a quick look at some of our favorite cards that reward streaming.

Best for earning rewards on streaming (no annual fee): Wells Fargo Propel

For cardholders who prefer a rewards card with no annual fee, the Wells Fargo Propel American Express® card is a great option. It offers 3 points per dollar on dining, travel and transit, gas station purchases and select streaming services. Cardholders also earn 1 point per dollar on other purchases. Based on the average person’s spending habits, we estimate this card offers an average rewards rate of 1.78 points per dollar, one of the highest rates you can find on a card with no annual fee.

Wells Fargo Propel American Express® card*

Wells Fargo Propel American Express Card

Why should you get this card?

The Wells Fargo Propel card is one of the best no-annual-fee travel cards on the market, thanks to its 3x point bonus.

Read full review

Other things to know:

  • 3 points per dollar on dining, travel and transit, gas station purchases and select streaming services and 1 point per dollar on other purchases
  • 20,000 points if you spend $1,000 in first 3 months
  • $0 annual fee
  • No foreign transaction fee

If you were to spend $29 a month on streaming services, you’d earn 1,044 points annually with this card. That’s just over $10 a year in cash back from streaming purchases.

Streaming services eligible for bonus rewards

This card’s video streaming service category includes a number of popular providers. Eligible partners include Netflix, Hulu, Amazon Prime, Disney+, HBO Now and more. You can also earn rewards on eligible music streaming services, including Apple Music, Spotify Premium and Pandora. With so many providers included, it’s easy to rack up points on your subscriptions.

Other card perks to consider

Beyond offering a good rate on streaming services, the Wells Fargo Propel comes with several other perks that make it a valuable option. New cardholders can enjoy a generous sign-up bonus of 20,000 points for spending $1,000 in the first three months. Plus, the Propel card’s bonus categories are particularly valuable for frequent travelers, as they include gas stations, transit, travel and dining purchases.

Best for earning rewards on streaming (with an annual fee): Blue Cash Preferred

The Blue Cash Preferred Card from American Express is a great choice for cardholders looking to earn cash back on streaming service purchases, and the card’s terrific ongoing rewards rate should make it easy to offset the $95 annual fee. You’ll earn 6% cash back on U.S. supermarket purchases (up to $6,000 per year in purchases, then 1%), 6% cash back on select U.S. streaming subscriptions, 3% on transit and U.S. gas station purchases and 1% on general purchases.

Blue Cash Preferred® Card from American Express

Blue Cash Preferred Card from American Express

Why should you get this card?

The Blue Cash Preferred card helps take the sting out of long commutes by offering a generous point bonus on U.S. gas station spending, and it offers one of the highest cash back bonuses you can get when you use your card at U.S. supermarkets.

Read full review

Other things to know:

  • 6% cash back on select U.S. streaming subscriptions, 6% cash back at U.S. supermarkets (up to $6,000 in purchases per year, then 1%), 3% cash back at U.S. gas stations and on transit purchases and 1% cash back on other purchases
  • $250 welcome bonus if you spend $1,000 in first 3 months
  • Free ShopRunner membership
  • Terms apply

The 6% cash back on streaming services is the most generous bonus on this category currently available among rewards cards – especially since there is no cap on how much you can earn. If, like the average person, you pay about $29 each month on various services, you can earn more than $20 a year in cash back on those purchases alone.

Streaming services eligible for cash back

The Blue Cash Preferred card also boasts a robust list of eligible streaming services, including popular options like Apple TV+, Netflix, Hulu, SlingTV, Spotify and Disney+, as well as the just-launched HBO Max.

Keep in mind, however, that according to Amex, “If your subscription is bundled with another product or service or billed by a third party (such as a digital platform, a cable, telecommunications, or internet provider, or a car manufacturer), your purchase may not be eligible.” In other words, if you have an add-on subscription to a service like HBO included as part of your cable service, you won’t earn bonus rewards even if you pay that bill with the Blue Cash Preferred.

Other card perks to consider

On top of the highest rate of cash back currently available for streaming services, the Blue Cash Preferred offers a top-tier rate on U.S. supermarket purchases. If you spend a lot on groceries each month, this card is one of the most rewarding options available. Even with the $6,000 per year spend cap, you can rack up quite a bit of cash back.

Best for Amazon Prime Video loyalists: Amazon Prime Rewards card

The Amazon Prime Rewards Visa Signature card is designed with Amazon fans in mind, making it one of the best options if your streaming service of choice is Amazon Prime Video. The card earns 5% cash back on Amazon.com and Whole Foods purchases (including your Amazon Prime membership), 2% cash back on restaurant, gas station and drug store purchases and 1% cash back on other purchases. In order to qualify for the card, an Amazon Prime membership is required – but the card’s 5% rewards rate can help offset the fee.

Amazon Prime Rewards Visa Signature card

Amazon Prime Rewards Visa Signature Card

Why should you get this card?

The Amazon Prime Rewards Visa Signature card offers a great 5% rate on Amazon and Whole Foods purchases.

Read full review

Other things to know:

  • 5% cash back on Amazon and Whole Foods purchases, 2% back on restaurant, gas station and drug store purchases and 1% back on other purchases
  • $70 Amazon gift card when you sign up
  • No foreign transaction fee

Streaming services eligible for cash back

While Amazon Prime is technically the only streaming platform eligible for rewards, the Amazon Prime Rewards card should prove surprisingly flexible if you want to juggle multiple subscriptions. In addition to your Prime membership (which includes Prime Video and Amazon Music), you’ll earn 5% back on all Prime Video rentals and purchases, as well as on any subscriptions you add to your membership through Amazon Prime Video Channels.

With Amazon Prime Video Channels, you can choose from over 100 add-on video subscriptions, including premium channels like HBO and niche channels like PBS Masterpiece. Here is a brief selection of Prime Video Channels, all of which earn 5% back when added to your Prime Video account:

  • Acorn TV
  • BET+
  • BritBox
  • CBS All Access
  • Cheddar
  • Cinemax
  • Epix
  • Hallmark Movies Now
  • HBO
  • Lifetime Movie Club
  • MLB.TV
  • NBA League Pass
  • PBS Masterpiece
  • PBS Kids
  • Showtime
  • Starz
  • Shudder
  • Sundance Now

To be sure you earn rewards on these add-on subscriptions and any video rentals or purchases, be sure your Amazon Prime Rewards card is set as your default payment method for Prime Video. You can adjust this setting in the “Your Payments” section of your account, under “Settings” – or change your payment method for Prime Video Channels in the “Manage Your Prime Video Channels” section of your account.

Other card perks to consider

The Amazon Prime Visa also makes a great grocery card for users who live near a Whole Foods location. The 5% cash back you earn on these purchases is one of the best grocery rates available. Additionally, you’ll get a $70 Amazon gift card just for signing up for the card. While this is not the highest sign-up bonus available among rewards cards, it doesn’t require you to meet any spend requirement, and you’ll immediately be able to take advantage of the perk.

Best for streaming service credits: Amex Platinum

With many people skipping or putting off travel in the wake of the coronavirus outbreak, some luxury travel cards like The Platinum Card® from American Express are offering new limited-time benefits to help cardholders squeeze extra value out of their cards. Through Dec. 31, 2020, Amex Platinum cardholders are eligible for up to $320 in statement credits on select streaming and wireless telephone services purchased directly from U.S. service providers. You can get a statement credit of up to $20 per month on select streaming services through the end of the promotion.

The Platinum Card® from American Express

American Express Platinum Card

Why should you get this card?

Along with its ongoing travel rewards and luxury perks, the Amex Platinum is currently offering some very valuable credits on streaming service purchases.

Read full review

Other things to know:

  • 5 points per dollar on flights booked directly with airlines or with American Express Travel, 5 points per dollar on eligible hotels booked with amextravel.com and 1 point per dollar on other purchases.
  • 60,000-point welcome bonus if you spend $5,000 in first 3 months
  • $550 annual fee
  • Terms apply

While it’s not a good long-term choice unless you’re a frequent traveler, the Amex Platinum could save you a decent chunk of money on streaming through the end of the year. Indeed, since many streaming services cost less than $20 per month, this card’s limited-time promotional credit could completely cover the cost of one or more of your favorite subscriptions for the rest of the year.

Streaming services eligible for credit

The Amex Platinum draws on the same list of eligible streaming services as the Blue Cash Preferred, which covers a wide selection of video and music streaming subscriptions, including Amazon Prime Video, Apple Music, Disney+, HBO Now and HBO Max, Hulu, SlingTV, Spotify and more.

Other card perks to consider:

The Amex Platinum is best suited to travelers who value luxury travel perks and credits. The card gets you a Priority Pass Select membership, which comes with access to exclusive airport lounges worldwide, as well as an airline fee credit of up to $200 per year, a $100 Global Entry or $85 TSA Precheck credit every four years and up to $200 in Uber credits per year, which can also be used for Uber Eats purchases.

Best for everyday spending: U.S. Bank Altitude Go Card

If you want to earn rewards on an array of everyday expenses, including streaming services, without paying an annual fee, the just-launched U.S. Bank Altitude Go Card is a terrific option. Along with the 4 points per dollar you’ll earn on dining and food delivery purchases, you’ll earn 2 points per dollar on grocery, gas and streaming service purchases and 1 point per dollar on all other purchases.

U.S. Bank Altitude Go Card

Amazon Prime Rewards Visa Signature Card

Why should you get this card?

It charges no annual fee, offers an impressive rewards rate on a variety of everyday purchases and comes with the added perk of an annual streaming credit.

Read full review

Other things to know:

  • 4 points per dollar on dining, 2 points per dollar on grocery, gas station and streaming service purchases and 1 point per dollar on other purchases.
  • 20,000-point bonus when you spend $1,000 in first 90 days
  • Includes an introductory APR on balance transfers and new purchases
  • No annual fee

On top of its ongoing rewards on streaming service purchases, the card offers a unique annual streaming credit: When you make 11 consecutive monthly streaming service purchases, you’ll receive a $15 credit on the 12th month. You can also mix and match services from month to month, as long as you make an eligible streaming service purchase for 11 consecutive months.

Streaming services eligible for bonus rewards and credit

While U.S. Bank does not offer a full list of eligible streaming services, it’s safe to assume based on how merchant category codes are typically assigned that services like Amazon Music, Apple Music, AT&T TV Now, Disney+, Google Music, Hulu, Netflix, Pandora, SiriusXM, Slacker Radio, Sling TV, Spotify, Tidal, Vudu, YouTube Music and YouTube TV are included.

Other card perks to consider:

One of the Altitude Go Card’s most compelling perks is that it offers an instant card number on approval. As soon as you’re approved, you can load your card number into your favorite mobile wallet and start earning rewards instead of waiting for it in the mail. You can also use the card to pay off a transferred balance or finance new purchases – a major plus considering how difficult balance transfer offers can be to come by.

Final thoughts

While streaming services like Netflix, Amazon Prime or Spotify might not make up the biggest part of your monthly budget, you can still bring in great rewards on your membership fees by choosing the right rewards card. Whether you prefer a dining, grocery or travel card, you can combine rewards on various purchases with a streaming bonus to maximize points or cash back.

* Information about the Wells Fargo Propel American Express card, Capital One Savor Cash Rewards Credit Card, Capital One SavorOne Cash Rewards Credit Card and Chase Freedom has been collected independently by CreditCards.com and has not been reviewed by the issuers. The Wells Fargo Propel American Express card, Capital One Savor Cash Rewards Credit Card, Capital One SavorOne Cash Rewards Credit Card and Chase Freedom are no longer available through CreditCards.com

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

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