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Best credit cards for Disney visits, stays, purchases

Disney fans can score 'magical' savings by using the right card for Disney buys and trips – these are your best options

Summary

Are you and your family Disney fans or planning a visit to “the most magical place on on earth”? These are the best credit cards for Disney purchases and theme park visits.

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Disneyland and Disney World may be the most magical places on earth, but they can be made even more magical when you can get there for cheap or even for free multiple times.

Whether you’re a Disney fan who never quite left the magic behind when you grew up or you just want to be a hero at home, here are the cards that will have you meeting Mickey faster than you can say, “Bipity, bopity boo!”

See related: Disney trip: How my family saved on our vacation to the ‘Magic Kingdom’


Best cards for Disney theme park expenses

Chase Disney Premier Visa

There are certainly better cash back/rewards cards out there with better sign-up bonuses that can get you to Disneyland or Disney World for free.

But while you’re in the park, there’s no better choice than the Chase Disney Premier Visa, especially if your children are entirely enthralled with the Disney characters.

This card gets you to the front of the line to meet the Disney characters, so you’ll be a hero with the youngsters.

Various discounts on dining and souvenirs will take the edge off when your little ones want everything in sight – and if you forgot to pick something up they really wanted, you can continue those discounts at home with 10 percent off at the Disney Store.

Here’s a closer look at the rest of what the card offers:

  • $250 statement credit toward air travel when you spend $500 in the first three months.
  • 2 percent in Disney Rewards Dollars on gas station, grocery stores, restaurant and Disney location purchases.
  • Redeem toward resort stays, air travel, Disney movies, Disney Store purchases Disney CruiseLine packages, including onboard activities and souvenirs.
  • Disney character experiences.
  • 10 percent off dining and purchases of $50 or more at Disneyland and Disney World.
  • Exclusive card member events.
  • $49 annual fee.

See related: Is a Disney credit card worth getting before theme park visit?

Alternative: Disney Rewards Visa card from Chase

Though the standard Chase Disney Visa gives you less on the statement credit and cash back front, it comes with no annual fee. The rest of the discounts below are identical:

  • $100 statement credit after first purchase.
  • 1 percent in Disney Reward Dollars on all purchases.
  • Redeem toward resort stays, air travel, Disney movies, Disney
    Store purchases Disney CruiseLine packages, including onboard activities
    and souvenirs.
  • Disney character experiences.
  • 10 percent off dining and purchases of $50 or more at Disneyland and Disney World.
  • 10 percent off select purchases at the Disney Store.
  • Exclusive card member events.

Best cards for Disney stays

Capital One Venture Travel Rewards Credit Card

The Capital One Venture Travel Rewards Card is one of the best travel cards of 2019, period – especially when booking hotels.

At 10 times the points per dollar on hotel rooms booked and paid for through hotels.com/venture, it’s likely you’ll be able to
get your stay free when you redeem all the points you will undoubtedly earn as statement credit following your trip.

The sign-up bonus could also take care of your hotel stay on its own. Plus, through hotels.com/rewards, you get one free night when you collect 10 nights, so there are all kinds of wins here.

Check out what else you get below:

  • 50,000 bonus points when you spend $3,000 within the first three months.
  • 10 times per dollar spent on hotel rooms booked and paid through hotels.com/venture.
  • 2 miles per dollar on other purchases.
  • $95 annual fee, waived the first year.
  • $100 Global Entry/TSA Precheck credit.
  • No foreign transaction fees.

See related: Reward card tips to cut the cost of a trip to Disney World

Alternative: Marriott Bonvoy Boundless Credit Card

There are tons of Marriott Bonvoy hotels in both California and Orlando, so this card is the perfect choice for a Disney trip.

Along with a generous sign-up, you get the fifth night free on any rewards stay, plus an annual free night in a hotel worth up to 35,000 points.

If you travel a lot within the Marriott Bonvoy brand, the card also rewards you with six points per dollar spent at Marriott Bonvoy
properties.

For more, see below:

  • 100,000 bonus points when you spend $5,000 in the first three months.
  • 6 points per dollar spent on eligible purchases at Marriott Bonvoy hotels.
  • 2 points per dollar spent on other eligible purchases.
  • Free night stay every year on your account anniversary.
  • Complimentary silver elite status with your card and gold status when you spend $35,000 each account calendar year.
  • No foreign transaction fees.
  • Free premium internet access.
  • Transfer
    points
    to more than 40 airline partners at 3:1 ratio.

Best cards for getting to Disney parks

Chase Sapphire Preferred Card

The Chase Sapphire Preferred excels in a lot of ways, but it really earns its stripes by giving you 25 percent more value on travel purchases made through the Chase Ultimate Rewards booking portal and allowing you to transfer points to its 13 hotel and airline partners, including Southwest, United, Marriott, IHG or JetBlue.

Chase Sapphire Reserve is also an option here, as it offers a 50 percent bonus on travel purchases made through Chase Ultimate Rewards.

However, its $450 annual fee is quite steep compared to the Preferred, which is $95.

This is what Chase Sapphire Preferred also offers:

  • 60,000 bonus points when you spend $4,000 in the first three months.
  • 2 points per dollar spent on travel or dining, 1 point on all other purchases.
  • 25 percent more value on travel purchases booked through Chase Ultimate Rewards.
  • 1:1 point transfer to 13 hotel and airline reward program partners.
  • No foreign transaction fees.

Alternative: Southwest Rapid Rewards Premier Credit Card

Southwest offers arguably the cheapest coach flight to Disney World you can get and its frequently a transfer partner on slightly better cards on this list, such as Chase Sapphire Preferred and Marriott Bonvoy.

While its sign-up bonus is not as generous as other aforementioned cards, you can get a round-trip flight on Southwest for as few as 3,500 points.

Here’s what else the card offers:

  • Earn 40,000 bonus points when you spend $1,000 in the first three months.
  • 6,000 points every year the anniversary of account opening.
  • 2 points per dollar spent on Southwest Airlines, car rental or hotel partners.
  • 1 point per dollar spent on everything else.
  • $99 annual fee.

Alternative: Blue Delta SkyMiles® Credit Card from American Express

Blue Delta SkyMiles offers similar rewards to the Southwest Rapid Rewards Premier Visa with no annual fee.

  • 10,000 bonus points when you spend $500 in the first three months.
  • 2 miles per dollar spent on Delta purchases and at restaurants.
  • 1 mile per dollar spent on other purchases.
  • 20 percent statement credit on in-flight purchases.
  • No annual fee.

What’s up next?

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Published: April 5, 2019

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Credit Card Rate Report Updated: August 14th, 2019
Business
15.55%
Airline
17.50%
Cash Back
17.63%
Reward
17.50%
Student
17.69%

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