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Apple Card temporarily offering $50 sign-up bonus for Apple Service purchases

Apple comes up with a new sign-up bonus offer replacing the Walgreens promotion from last month


Now might be a good time to apply for the Apple Card – but consider your options first.

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One of the advantages of many rewards credit cards is the opportunity to earn a sign-up bonus. Even some no-annual-fee credit cards offer it, allowing consumers to maximize cash back or points without paying every year for simply having the card.

The Apple Card only started offering a sign-up bonus in June 2020 when Apple cardholders could earn $50 in Daily Cash after spending $50 at Walgreens.

For July, Apple has announced a new offer. Till the end of the month, new cardholders can get a $50 sign-up bonus after making any Apple Service purchase.

How to get the Apple Card sign-up bonus

New Apple Card holders who open an account in July 2020 can earn $50 in Apple’s Daily Cash when they pay for an Apple Service, including Apple Music, TV+ or App Store purchases, within 30 days of the account opening.

This month’s sign-up bonus from Apple is even easier to earn than it was in June. With the Walgreens’ offer, you’d need to spend $50 at Walgreens to receive the same bonus. The new offer doesn’t require any minimum spend – you get $50 for any Apple Service purchase.

On top of that, Apple cardholders can still use their physical card at Walgreens drive-thrus to earn 3% cash back. The offer is valid until July 31, 2020.

You can apply for the Apple Card from the Wallet app on your iPhone.

Should you apply for the Apple Card now?

If you have been considering applying for the Apple Card, it might be a good idea to do so this month. While the card doesn’t normally come with a sign-up bonus, this July new cardholders have a great chance to earn one.

Besides that, the Apple Card offers 3% cash back on Apple purchases, as well as 3% cash back when you use Apple Pay for Walgreens, Nike and Uber and Uber Eats purchases and at T-Mobile stores. Other Apple Pay purchases will earn you 2% in cash back. When you use the physical card, the cash back rate goes down to 1%.

However, the Apple Card might not make sense for everyone. The earning rate is good on Apple purchases, but if you’re looking for a primary cash back card to add to your wallet, there might be better options.

For example, with the Blue Cash Everyday® Card from American Express you can earn 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) and 2% cash back at U.S. gas stations and select U.S. department stores. All other purchases will also get you 1% in cash back. There’s no annual fee, and you can get a $150 statement credit when you spend $1,000 in your first 3 months with the card.

Another alternative is the Capital One® Quicksilver® Cash Rewards Credit Card*, which earns you unlimited 1.5% cash back on every purchase and doesn’t have an annual fee. Plus, you only need to spend $500 in the first three months with the card to earn its $150 sign-up bonus.

There are quite a few other cards to look into. Make sure to take a look at them before you decide to take advantage of Apple’s offer. The sign-up bonus alone shouldn’t tempt you into signing up for a card that doesn’t align with your spending.

Final thoughts

If you’re an Apple enthusiast and have been looking into the Apple Card for some time, now might be a good time to apply. The new limited-time sign-up offer gives you an opportunity to earn an easy sign-up bonus – something the card doesn’t normally have.

* Information about the Capital One Quicksilver Cash Rewards Credit Card has been collected independently by and has not been reviewed by the issuers. The Capital One Quicksilver Cash Rewards Credit Card is no longer available through

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The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

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