Applying for a credit card can hurt your credit score a little. However, the impact…
Courtney Mihocik is an editor at CreditCards.com and Bankrate Credit Cards, specializing in credit card news and personal finance advice. Previously, she led insurance content at Reviews.com and worked as the loans editor at The Simple Dollar, where she produced daily personal finance articles from founder Trent Hamm in addition to student loan, personal loan, business loan and bad credit loan articles. Before entering the digital publication space, Courtney worked in hyper-local print journalism, covering arts, culture, food, news and more for Charlotte, North Carolina, alt-weekly newspapers.
Courtney is passionate about creating a space where people can learn more about managing their personal finances, specifically helping Gen-Z and millennials invest and prepare for retirement. She believes that public education fails to teach the essentials of personal finance to students and wants to make up for it in her work on CreditCards.com.
Outside of normal business hours, you can find Courtney petting cats, writing music, reading fantasy novels, looking at her FICO credit score and checking flight prices for her next trip.
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"It’s totally OK to have more than one credit card. In fact, if you want your money to work as hard as possible, you should have multiple cards that reap different rewards for different areas of spending in your life. Just be careful of signing up for too many cards in a short time — you might see adverse effects on your credit report."
- Bachelor of Science in journalism from Ohio University in Athens, Ohio