Education
Residual interest: What it is and how it works
Residual interest is the interest that’s accrued on an unpaid credit card balance for those…
Constance Sommer is a professional journalist who started her career in newspapers, working as a staff writer for the Los Angeles Times, The Associated Press, the Seattle Post-Intelligencer and a little weekly newspaper called The Acorn. More recently, as a freelance writer, her work has appeared in CreditCards.com, The New York Times, The Washington Post, the Los Angeles Times and Vogue, among others.
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Personal Quote
“I like helping people figure out what cards should be in their wallet. There are so many products out there – it can be overwhelming. And not every card works for every lifestyle. I hope that my articles make the choices clearer for readers.”
Education & Honors
Education
Residual interest: What it is and how it works
Residual interest is the interest that’s accrued on an unpaid credit card balance for those…
Education
TSA PreCheck vs. Global Entry vs. Clear: Which is best for you?
Airport security screening has become easier with the implementation of programs like TSA PreCheck, Global…
Education
How do credit card points work?
You may redeem credit card points for a number of rewards. Find out how to…
Education
How many credit cards should you have?
Wondering how many credit cards you should have? That depends on the type of spender…
Education
Is using one credit card for everything worth it?
Using just one credit card for everything has pros and cons. Here's how to make…
Credit management
A second credit card: When it’s wise to get one, when it’s not
Adding another credit card to your wallet can be an asset, but it’s not for…
Education
Should you graduate from a student credit card to a regular card?
If you've graduated from college, it's also time to switch from a student credit card…
Card advice
What you need to know about the Samsung Money card
The Samsung Money card is Samsung’s answer to the Apple Card – but this time,…
Education
How to choose a P2P payment service
As COVID-19 hit, consumers increased their use of already popular P2P payment services to decrease…
News
Paying with cards at marijuana dispensaries? It’s complicated
Marijuana is legal in much of the country, but it remains illegal under federal law,…