Top Balance Transfer Credit Cards

Bank of America® Travel Rewards credit card
Our rating:4.1 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Estimated balance transfer savings

$466
Savings over 24 months based on a transfer of $2,500 at a current APR of 15%
Learn more about our calculations This amount is the estimated savings over 24 months following a $2,500 balance transfer, compared to keeping the balance on a credit card with a 15% APR and making minimum payments of interest + 1% of the balance. The estimate includes the new card’s balance transfer fee and balance transfer intro period and assumes equal payments across the 24-month period aimed at paying off the debt.

After the intro period, remaining months assume the average APR in the card’s disclosed range. This estimate is a CreditCards.com calculation used for educational purposes and is not a guarantee of savings.

At A Glance

Intro balance transfer APR
0% Intro APR for 15 billing cycles for any BTs made in the first 60 days. A fee of 3% for 60 days from account opening, then 4% will apply.
Intro balance transfer period
0% Intro APR for 15 billing cycles for any BTs made in the first 60 days. A fee of 3% for 60 days from account opening, then 4% will apply.
Regular balance transfer APR
19.24% - 29.24% Variable APR on purchases and balance transfers
Blue Cash Preferred® Card from American Express
Our rating:4.6 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.
See Rates & Fees, Terms Apply

Estimated balance transfer savings

$419
Savings over 24 months based on a transfer of $2,500 at a current APR of 15%
Learn more about our calculations This amount is the estimated savings over 24 months following a $2,500 balance transfer, compared to keeping the balance on a credit card with a 15% APR and making minimum payments of interest + 1% of the balance. The estimate includes the new card’s balance transfer fee and balance transfer intro period and assumes equal payments across the 24-month period aimed at paying off the debt.

After the intro period, remaining months assume the average APR in the card’s disclosed range. This estimate is a CreditCards.com calculation used for educational purposes and is not a guarantee of savings.

At A Glance

Intro balance transfer APR
0%
Intro balance transfer period
12 months
Regular balance transfer APR
19.24% - 29.99% variable
Citi Double Cash® Card
Our rating:4.1 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Estimated balance transfer savings

$544
Savings over 24 months based on a transfer of $2,500 at a current APR of 15%
Learn more about our calculations This amount is the estimated savings over 24 months following a $2,500 balance transfer, compared to keeping the balance on a credit card with a 15% APR and making minimum payments of interest + 1% of the balance. The estimate includes the new card’s balance transfer fee and balance transfer intro period and assumes equal payments across the 24-month period aimed at paying off the debt.

After the intro period, remaining months assume the average APR in the card’s disclosed range. This estimate is a CreditCards.com calculation used for educational purposes and is not a guarantee of savings.

At A Glance

Intro balance transfer APR
0%
Intro balance transfer period
18 months
Regular balance transfer APR
19.24% - 29.24% variable
Citi Custom Cash® Card
Our rating:4.5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Estimated balance transfer savings

$441
Savings over 24 months based on a transfer of $2,500 at a current APR of 15%
Learn more about our calculations This amount is the estimated savings over 24 months following a $2,500 balance transfer, compared to keeping the balance on a credit card with a 15% APR and making minimum payments of interest + 1% of the balance. The estimate includes the new card’s balance transfer fee and balance transfer intro period and assumes equal payments across the 24-month period aimed at paying off the debt.

After the intro period, remaining months assume the average APR in the card’s disclosed range. This estimate is a CreditCards.com calculation used for educational purposes and is not a guarantee of savings.

At A Glance

Intro balance transfer APR
0%
Intro balance transfer period
15 months
Regular balance transfer APR
19.24% - 29.24% variable
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