Business Credit Cards

Review the latest offers and find the right card for your growing business. Compare the latest small business and corporate credit offers from our partners to find the one that can help you keep your company's expenses on track and give you the buying power you need. Some business cards also reward you in the form of cash back or miles. Learn more in these articles and tips on credit cards for small business.

See offers from our partners below.

Ad Choices Image
 APPLY ONLINE

at Capital One's
secure site

Credit Needed
Excellent, Good
  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months of approval
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
  • $0 intro annual fee for the first year; $59 after that
  • Rewards don't expire, and you can redeem your cash back for any amount, anytime
  • Get employee cards at no additional cost, and earn rewards from their business spend
  • See additional Capital One® Spark® Cash for Business details
 APPLY NOW

at Capital One's
secure site

Credit Needed
Excellent, Good
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    17.24% (Variable)
    Annual Fee
    $0 intro for first year; $59 after that
    Credit Needed
    Excellent, Good
 APPLY ONLINE

at Capital One's
secure site

Credit Needed
Excellent, Good
  • Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months of approval
  • Save on interest with 0% intro APR on purchases for 9 months; 13.24%-21.24% variable APR after that
  • No annual fee
  • Use Spark Cash Select across all your business spend, with no categories to limit your purchasing
  • Rewards don't expire, and you can redeem your cash back for any amount, anytime
  • Get employee cards at no additional cost, and earn rewards from their business spend
  • See additional Capital One® Spark® Cash Select for Business details
 APPLY NOW

at Capital One's
secure site

Credit Needed
Excellent, Good
  • Purchases Intro APR
    0% intro on purchases for 9 months
    Balance Transfers Intro APR
    N/A
    Regular APR
    13.24% - 21.24% (Variable)
    Annual Fee
    $0
    Credit Needed
    Excellent, Good
 APPLY ONLINE

at Capital One's
secure site

Credit Needed
Excellent, Good
  • Earn 1.5 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months of approval
  • Miles don't expire, and there are no categories to limit where or what you buy
  • Save on interest with 0% intro APR on purchases for 9 months; 13.24%-21.24% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Fly on any airline, anytime, with no blackout dates or seat restrictions
  • See additional Capital One® Spark® Miles Select for Business details
 APPLY NOW

at Capital One's
secure site

Credit Needed
Excellent, Good
  • Purchases Intro APR
    0% intro on purchases for 9 months
    Balance Transfers Intro APR
    N/A
    Regular APR
    13.24% - 21.24% (Variable)
    Annual Fee
    $0
    Credit Needed
    Excellent, Good
 APPLY ONLINE

at American Express's
secure site

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Special Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership
  • Get 3x points - Choose 1 out of 5 categories
  • Plus, 2X points on the 4 remaining categories and 1X points on other purchases
  • 3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter
  • Track, organize, and stay on top of your business expenses with powerful expense-tracking tools
  • No foreign transaction fees
  • $0 introductory annual fee for the first year, then $175
  • Terms and limitations apply
  • See additional The Business Gold Rewards Card from American Express OPEN details
 APPLY NOW

at American Express's
secure site

or call American Express at
866-457-1121


Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    N/A
    Annual Fee
    $0 introductory annual fee for the first year, then $175
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at American Express's
secure site

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • For a limited time, earn even more cash back: Earn up to $500 cash back as statement credits.
  • Earn a $250 statement credit after you spend $5,000 in qualifying purchases on your Card within the first 6 months of Card Membership.
  • Plus, earn an additional $250 statement credit after you spend an additional $10,000 or more in qualifying purchases on your Card within the first year of Card Membership. Offer Expires 01/25/2017.
  • No Annual Fee. Plus, more buying power and more cash back.
  • 5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores.
  • 3% on the category of your choice from a list of eight and 1% cash back on other purchases.
  • 5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% thereafter. Cash back received is automatically credited to your statement.
  • Terms and limitations apply
  • See additional SimplyCash® Plus Business Credit Card from American Express details
 APPLY NOW

at American Express's
secure site

or call American Express at
866-474-2158


Credit Needed
Excellent Credit
  • Purchases Intro APR
    0% for 9 months
    Balance Transfers Intro APR
    N/A
    Regular APR
    12.49% - 19.49% Variable
    Annual Fee
    No annual fee
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Bank of America's
secure site

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Earn an unlimited base of 1.5 points for every $1 you spend on all purchases, everywhere, every time -- no matter how much you spend
  • Earn 25,000 bonus points when you spend $1,000 in the first 60 days
  • No annual fee and no international transaction fees
  • Earn 3 points per every dollar spent when you book your travel (car, hotel, airline) through the Bank of America Travel Center - powered by Orbitz
  • 0% Introductory APR on purchases for your first 9 billing cycles
  • Flexibility to redeem points for a statement credit to pay for your flights, hotels, vacation packages, cruises, rental cars, or baggage fees; option for cash back and gift cards
  • See additional Bank of America® Travel Rewards World MasterCard® for Business credit card details
 APPLY NOW

at Bank of America's
secure site

or call Bank of America at
877-545-4888


Credit Needed
Excellent Credit
  • Purchases Intro APR
    0% for 9 billing cycles
    Balance Transfers Intro APR
    N/A
    Regular APR
    11.49% to 21.49% Variable APR on purchases and balance transfers
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Bank of America's
secure site

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Earn a $200 statement credit after $500 in purchases within 60 days of account opening – with no annual fee and no limit to the base cash back you can earn
  • 3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases;
 APPLY NOW

at Bank of America's
secure site

or call Bank of America at
877-470-7761


Credit Needed
Excellent Credit
  • Purchases Intro APR
    0% for 9 billing cycles
    Balance Transfers Intro APR
    N/A
    Regular APR
    11.49% to 21.49% Variable APR on purchases and balance transfers
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Capital One's
secure site

Credit Needed
Fair Credit
  • Enjoy no annual fee
  • Earn 1% cash back on every purchase, every day
  • Build business credit with responsible use
  • Fraud coverage if your card is ever lost or stolen
  • No foreign transaction fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no extra cost, and experienced small business customer service
  • See additional Capital One® Spark® Classic for Business details
 APPLY NOW

at Capital One's
secure site

Credit Needed
Fair Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    23.24% (Variable)
    Annual Fee
    $0
    Credit Needed
    Fair Credit
 APPLY ONLINE

at Chase's
secure site

Credit Needed
Excellent Credit
  • Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent in select categories each account anniversary year
  • Earn 1 point per $1 on all other purchases–with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Redeem points for travel, cash back, gift cards and more – your points don't expire as long as your account is open
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee
  • See additional Ink Business Preferred℠ Credit Card details
 APPLY NOW

at Chase's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    16.24% - 21.24% Variable
    Annual Fee
    $95
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Chase's
secure site

Credit Needed
Excellent Credit
  • Earn $300 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Employee cards at no additional cost
  • No Annual Fee
  • See additional Ink Cash® Business Credit Card details
 APPLY NOW

at Chase's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    0% for 12 months
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    13.49%-19.49% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
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How to choose a business card

A credit card account helps establish credit in the name of your business, which opens the doors to financial flexibility. It also gives you a centralized payments channel, making expense tracking a breeze. Plus, keeping your business finances separate creates advantageous situations, such as calling interest payments a qualified business expense. So, which card is best for your business? Consider the following factors, and you’ll be on your way to a well-informed decision:

Balancing act
Like many cards, you should have an idea of whether or not you will carry charges month-over-month. If you will, look for cards with lower interest rates. Some business credit card may offer 0 percent introductory offers as well. On the other hand, if you pay charges off in full every month, you’ll want to look for the card with the most benefits.

Rewards for your spending
You’ll also want to look into potential rewards offers on these cards. Start by examining your expenditures. Take a close look at items such as phone services, internet and office supplies. Make sure you choose a card that rewards you for purchases of those regular necessities. Fly a lot for your business? Find a card that offers a sign-up bonus or a strong miles earnings rate. Do you have clients to entertain for nights on the town? Find a card with strong restaurant rewards. Are you driving around town to get things done? Consider a gas card.

Those who aren’t sure where to start, or who don’t have excessive spending in any one category, can find cash back offers ranging from 1-5 percent. Some of these cash-back benefits may apply to certain categories only, so knowing what you spend the most money on will help you maximize those rewards.

Fees and other fine print
Cards with 0 percent APR deals can come in handy for those owners who need to make a substantial business purchases but aren’t sure how to finance it. Another consideration is whether you can get additional cards for employees, preferably at little to no cost to you as the owner.

When it comes to the issue of fees, it’s important to do the math and see if the potential rewards outweigh the costs.

Finally, near the end of the decision-making process, consider fringe perks. Certain cards can give you access to travel lounges, early flight boarding and free checked baggage.

Want more information?
Our business credit card reviews can help you compare offers to find the one that best suits your needs. 

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