Rewards card reviews

Rewards Credit Cards - Reviews

Credit card rewards come in many forms — from miles to cash back to points — that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.

We’ve created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits. Check out the offers below from our partners.

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BMO Harris Bank Premium Rewards Mastercard review

BMO Harris Bank Premium Rewards Mastercard

2.6 rating

Designed for frequent travelers, the BMO Harris Bank Premium Rewards Mastercard offers a generous spending bonus on restaurant, hotel and airfare purchases and limited airport lounge access; however, cardholders need to spend relatively heavily to make up for the card’s $79 annual fee.

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Bed Bath & Beyond Mastercard review

Bed Bath & Beyond Mastercard

2.6 rating

The Bed Bath & Beyond Mastercard stands out in the retail card category for its strong rewards, fair sign-up offers and decent APR.

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Amazon Rewards Visa Signature card review

Amazon Rewards Visa Signature card

2.6 rating

For cardholders who don’t want to pay the fee for an Amazon Prime membership, the regular Amazon Rewards Visa card offers one of the highest rewards rates on Amazon.com purchases as well as a pretty good rewards rate on gas, restaurant and drugstore purchases.

* All information about the Amazon Rewards Visa Signature card has been collected independently by CreditCards.com and has not been reviewed by the issuer. This card is not currently available through CreditCards.com.

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AT&T Access Card from Citi review

AT&T Access Card from Citi

2.6 rating

The AT&T Access Card from Citi is an easy way for current AT&T customers to earn points on their monthly phone, cable and internet payments. For others, it won’t be nearly as useful.

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LATAM Visa Signature Card review

LATAM Visa Signature Card

2.6 rating

The LATAM Visa Signature Card isn’t as generous as some of its competitors; but for cardholders who travel frequently to South America, it offers some modest bonuses on airfare and a smattering of benefits, including an annual 20 percent discount on LATAM purchases and three discounted upgrades per year.

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Blue from American Express card review

Blue from American Express card

2.5 rating

If you’re looking for a no-frills rewards credit card with brand-name recognition, the Blue from American Express card could be an easy way to get your feet wet. This offer is no longer available on our site. 

Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.

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TD First Class Visa Signature credit card review

TD First Class Visa Signature credit card

2.5 rating

The TD First Class Visa Signature card offers an accessible sign-up bonus and triple points on dining and travel, but its below-average rewards rate makes it hard to justify the high annual fee.

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KeyBank Key2More Rewards credit card review

KeyBank Key2More Rewards credit card

2.5 rating

With a decent APR and a higher-than-average rewards rate, the Key2More Rewards MasterCard sounds like a great deal; but when you add up the value of the card’s inflated rewards points, you’ll find this card isn’t as generous as it seems.

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Mastercard® Titanium Card™ review

Mastercard® Titanium Card™

2.5 rating

The rewards earning rate on the Mastercard Titanium Card is low and it doesn’t offer a sign-up bonus, but cardholders can at least enjoy some of the luxury card program’s unique luxury perks at a relatively affordable $195 fee.

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Commerce Bank Special Connections Visa Signature credit card review

Commerce Bank Special Connections Visa Signature credit card

2.5 rating

While the card’s 1.5 percent rewards rate is fairly high, cardholders can find far more rewarding cash back cards that offer large sign-up bonuses.

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PNC Points Visa review

PNC Points Visa

2.5 rating

Despite its sky-high rewards rate, the PNC points Visa credit card is a run-of-the-mill rewards card dressed in a more generous card’s clothing.

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The Ultimate Cash Back card from Santander Bank review

The Ultimate Cash Back card from Santander Bank

2.5 rating

With a run-of-the-mill earning scheme and sign-up bonus, plus limited redemption options, the rewards program on the Santander Ultimate Cash Back Mastercard is far from impressive.

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