Rewards Credit Cards - Reviews
Credit card rewards come in many forms — from miles to cash back to points — that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.
We’ve created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits. Check out the offers below from our partners.
Citizens Bank Cash Back Plus World MasterCard
Last reviewed: January 11, 2021
The Citizens Bank Cash Back Plus World MasterCard offers straightforward earnings and above-average cash rewards, making it a good choice for the casual rewards card user.
BBVA Compass ClearPoints credit card
Last reviewed: February 21, 2022
Though it offers a merely average rewards program, the Compass ClearPoints card at least allows you to choose your bonus categories.
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AT&T Access Card from Citi
Last reviewed: December 29, 2022
The AT&T Access Card from Citi is an easy way for current AT&T customers to earn points on their monthly phone, cable and internet payments. For others, it won’t be nearly as useful.
Amazon Rewards Visa Signature card
Last reviewed: May 20, 2021
For cardholders who don’t want to pay the fee for an Amazon Prime membership, the regular Amazon Rewards Visa card offers one of the highest rewards rates on Amazon.com purchases as well as a pretty good rewards rate on gas, restaurant and drugstore purchases.
* All information about the Amazon Rewards Visa Signature card has been collected independently by CreditCards.com and has not been reviewed by the issuer. This card is not currently available through CreditCards.com.
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Bed Bath & Beyond Mastercard
Last reviewed: May 10, 2021
The Bed Bath & Beyond Mastercard stands out in the retail card category for its strong rewards, fair sign-up offers and decent APR.
U.S. Bank Cash 365 American Express Card
Last reviewed: September 10, 2020
In a market crowded with cash back cards that earn a flat 1.5 percent rate, there’s not much to recommend the U.S. Bank Cash 365 card over its competitors. This offer is no longer available on our site.
LATAM Visa Signature Card
Last reviewed: March 5, 2021
The LATAM Visa Signature Card isn’t as generous as some of its competitors; but for cardholders who travel frequently to South America, it offers some modest bonuses on airfare and a smattering of benefits, including an annual 20 percent discount on LATAM purchases and three discounted upgrades per year.
BMO Harris Bank Premium Rewards Mastercard
Last reviewed: September 10, 2020
Designed for frequent travelers, the BMO Harris Bank Premium Rewards Mastercard offers a generous spending bonus on restaurant, hotel and airfare purchases and limited airport lounge access; however, cardholders need to spend relatively heavily to make up for the card’s $79 annual fee.
Commerce Bank Special Connections Visa Signature credit card
Last reviewed: July 2, 2025
While the card’s 1.5 percent rewards rate is fairly high, cardholders can find far more rewarding cash back cards that offer large sign-up bonuses.
Mastercard® Titanium Card™
Last reviewed: July 2, 2025
The rewards earning rate on the Mastercard Titanium Card is low and it doesn’t offer a sign-up bonus, but cardholders can at least enjoy some of the luxury card program’s unique luxury perks at a relatively affordable $195 fee.
TD First Class Visa Signature credit card
Last reviewed: September 10, 2020
The TD First Class Visa Signature card offers an accessible sign-up bonus and triple points on dining and travel, but its below-average rewards rate makes it hard to justify the high annual fee.
The Ultimate Cash Back card from Santander Bank
Last reviewed: July 2, 2025
With a run-of-the-mill earning scheme and sign-up bonus, plus limited redemption options, the rewards program on the Santander Ultimate Cash Back Mastercard is far from impressive.