Rewards Credit Cards - Reviews
Credit card rewards come in many forms — from miles to cash back to points — that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.
We’ve created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits. Check out the offers below from our partners.
USAA Cash Rewards® American Express® Card
Last reviewed: February 24, 2021
The USAA Rewards American Express Card offers a fair amount of points on dining out, gas and grocery store purchases, but beware of its APR, which can run very high. This offer is no longer available on our site.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.
Credit One Bank® Wander™ Card With No Annual Fee
Last reviewed: July 12, 2022
Though it charges no annual fee and offers a decent rewards rate in niche categories like recreational purchases and amusement parks, this version of the Credit One Wander card falls flat compared to the typical travel rewards card.
All information about the Credit One Bank Wander Card with No Annual Fee has been collected independently by CreditCards.com and has not been reviewed or approved by the issuer.
Lowe's Advantage Credit Card
Last reviewed: August 17, 2020
Frequent Lowe’s shoppers will love the card’s automatic discount and special financing offers, but those who rarely visit the home improvement store would be far better served by a general-purpose rewards card with a much lower APR.
BJ's Perks Elite MasterCard
Last reviewed: September 13, 2022
The BJ’s Perks Elite MasterCard gives current BJ’s members a chance to save big on everyday purchases, but others who don’t already frequent BJ’s or a similar warehouse club should factor in the $100 cost of club membership when deciding whether or not the card is worth it.
REI Co-op World Elite Mastercard
Last reviewed: November 15, 2023
Outdoors enthusiasts are sure to love the REI Co-op Mastercard, which offers great rewards on REI purchases and an attractive sign-up offer for new cardholders.
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USAA® Preferred Cash Rewards Visa Signature® Card
Last reviewed: March 8, 2021
The USAA Preferred Cash Rewards Visa Signature Card offers a high flat rate of 1.5 percent cash back, but, with no sign-up bonus, there isn’t much to distinguish it from the rabble of cards with similar 1.5 percent rewards rates. This offer is no longer available on our site.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.
Costco Anywhere Visa® Card by Citi
Last reviewed: March 1, 2024
The Costco Anywhere Visa excels as a card for Costco and gas purchases, though you’ll have to contend with an annual membership fee for Costco and only redeeming your cash back once a year.
BB&T Spectrum Cash Rewards credit card
Last reviewed: February 23, 2021
The BB&T Spectrum Cash Rewards card does not offer the highest rewards rate, but it can help cardholders looking to save on fees since it comes with no annual fee and a 12-month intro APR.
Cathay Pacific Visa Signature card
Last reviewed: September 25, 2020
Cardholders seeking to earn Asia Miles are probably better off skipping the Asia Pacific Visa Signature card and sticking with a general rewards card that allows point transfer to the Asia Miles program.
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Regions Visa Signature Premium credit card
Last reviewed: September 10, 2020
The Regions Visa Signature Premium card offers a unique rewards scheme for Regions Bank customers, but its limited perks and mediocre points value make its high annual fee hard to justify.
State Farm Rewards Visa
Last reviewed: May 8, 2020
The State Farm Rewards Visa encourages responsibility by making it easy for cardholders to put their rewards toward a mortgage or insurance payment, but its lackluster rewards scheme falls short of its competitors.
Meijer Platinum MasterCard
Last reviewed: April 30, 2020
The Meijer Platinum MasterCard offers considerable savings on supermarket and gas purchases, but anyone who lives outside of the chain’s six-state territory is better served with a general rewards or cash back card.