Rewards card reviews

Rewards Credit Cards - Reviews

Credit card rewards come in many forms -- from miles to cash back to points -- that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.

We've created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits.

Learn more about our ratings process

Target Redcard review

Target Redcard

2 rating

The Target Redcard is a no-brainer for loyal customers of the discount retailer, but its typically high APR means cardholders who don’t pay their monthly balance in full might end up negating the store card’s savings and other benefits. This offer is no longer available on our site.

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PNC CashBuilder Visa credit card review

PNC CashBuilder Visa credit card

2.2 rating

The PNC Cashbuilder Visa rewards moderate spenders and loyal PNC bank account holders with up to 1.75 percent cash back on every purchase, but it doesn’t offer much else to set it apart from other cards.

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Navy Federal Credit Union Visa Signature Flagship Rewards card review

Navy Federal Credit Union Visa Signature Flagship Rewards card

3.9 rating

Navy Federal Credit Union’s Flagship Rewards card offers triple points for travel purchases and twice the points for every  other purchase, making it an ideal pick for cardholders who want to rack up points without a lot of effort.

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HSBC Cash Rewards Mastercard review

HSBC Cash Rewards Mastercard

3.4 rating

The HSBC Cash Rewards Mastercard’s 10-percent annual bonus gives it a little more oomph than your average cash back card, but you can get more value out of a points-based card.

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My Best Buy Visa card from Citi review

My Best Buy Visa card from Citi

1.8 rating

The My Best Buy Visa credit card makes sense for fans of the latest and greatest electronics, but casual shoppers and techies alike should beware of the card’s high interest rate, which could negate their rewards and benefits.

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Disney Rewards Visa card from Chase review

Disney Rewards Visa card from Chase

1.8 rating

Though the Disney Rewards Visa card shines on Disney theme park perks and discounts, its rewards program leaves much to be desired.

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M&T Visa credit card with rewards review

M&T Visa credit card with rewards

2.2 rating

A basic, no frills card with limited rewards, the M&T Visa card is a decent choice for balance-carrying cardholders who don’t mind foregoing extra benefits such as car rental insurance or price protection.

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USAA Rewards American Express Card review

USAA Rewards American Express Card

2.4 rating

The USAA Rewards American Express Card offers a fair amount of points on dining out, gas and grocery store purchases, but beware of its APR, which can run very high.

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Victoria's Secret Angel credit card review

Victoria's Secret Angel credit card

1.7 rating

The Victoria’s Secret Angel credit card is must-have plastic for die-hard fans of the lingerie retailer, but those who rarely patronize the pink-hued stores should steer clear.

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Regions Prestige Visa Signature credit card review

Regions Prestige Visa Signature credit card

2.1 rating

There’s not much to recommend this low-earning rewards card besides a few small bonuses for signing up for Regions Bank services.

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Regions Visa Signature Premium credit card review

Regions Visa Signature Premium credit card

1.9 rating

The Regions Visa Signature Premium card offers a unique rewards scheme for Regions Bank customers, but its limited perks and mediocre points value make its high annual fee hard to justify.

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TJX Rewards Platinum Mastercard review

TJX Rewards Platinum Mastercard

1.6 rating

If discount department stores are your happy place and you love the idea of uncomplicated rewards and automatic redemption, the TJX Rewards Platinum Mastercard could be a good choice – but the card’s high APR and low overall rewards rate could be a reason to pass on it.

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