Rewards Credit Cards - Reviews
Credit card rewards come in many forms -- from miles to cash back to points -- that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.
We've created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits.
BJ's Perks Elite MasterCard
Last reviewed: January 7, 2020
The BJ’s Perks Elite MasterCard gives current BJ’s members a chance to save big on everyday purchases, but others who don’t already frequent BJ’s or a similar warehouse club should factor in the $100 cost of club membership when deciding whether or not the card is worth it.
Barclaycard Financing Visa
Last reviewed: November 12, 2019
Apple fanatics can finance high-cost purchases using the Barclays Visa, but a high APR for some cardholders means they should also be vigilant about paying balances in full before the promotional period runs out. This offer is no longer available.
Lowe's Advantage Credit Card
Last reviewed: November 14, 2019
Frequent Lowe’s shoppers will love the card’s automatic discount and special financing offers, but those who rarely visit the home improvement store would be far better served by a general-purpose rewards card with a much lower APR.
USAA® Preferred Cash Rewards Visa Signature®Card
Last reviewed: December 2, 2019
The USAA Preferred Cash Rewards Visa Signature Card offers a high flat rate of 1.5 percent cash back, but, with no sign-up bonus, there isn’t much to distinguish it from the rabble of cards with similar 1.5 percent rewards rates.
Uber Visa Card
Last reviewed: January 16, 2020
The Uber Visa Card offers a compelling rewards rate on Uber purchase, but its inflexible redemption scheme severely limits its appeal.
Cathay Pacific Visa Signature card
Last reviewed: January 1, 2020
Cardholders seeking to earn Asia Miles are probably better off skipping the Asia Pacific Visa Signature card and sticking with a general rewards card that allows point transfer to the Asia Miles program.
Nordstrom Visa Signature card
Last reviewed: January 11, 2020
Devoted Nordstrom fans will relish the opportunity to potentially save big bucks with the Nordstrom Visa Signature card, but occasional visitors to the luxury department store should take note of the card’s low overall rewards and mediocre sign-up bonus before applying.
Meijer Platinum MasterCard
Last reviewed: May 20, 2019
The Meijer Platinum MasterCard offers considerable savings on supermarket and gas purchases, but anyone who lives outside of the chain’s six-state territory is better served with a general rewards or cash back card.
My Best Buy Visa card from Citi
Last reviewed: December 12, 2019
The My Best Buy Visa credit card makes sense for fans of the latest and greatest electronics, but casual shoppers and techies alike should beware of the card’s high interest rate, which could negate their rewards and benefits.
Navy Federal Credit Union Visa Signature Flagship Rewards card
Last reviewed: January 3, 2020
Navy Federal Credit Union’s Flagship Rewards card offers triple points for travel purchases and twice the points for every other purchase, making it an ideal pick for cardholders who want to rack up points without a lot of effort.
Starbucks Rewards Visa card
Last reviewed: September 25, 2019
You would have to drink a spectacular number of Frappuccinos to justify the $49 annual fee on the Starbucks Rewards Visa card.
Stash Hotel Rewards Visa card
Last reviewed: October 30, 2018
The Stash Hotel Rewards Visa card bolsters its rewards rate by allowing you to earn bonus points on dining, gas and outside hotel purchases, though the redemption options are limited to free nights at Stash’s small network of boutique hotels.