No Annual Fee card reviews

No Annual Fee Credit Cards - Reviews

We've taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no fee.

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Expedia+ Card from Citi review

Expedia+ Card from Citi

2.1 rating

The Expedia+ Card from Citi features an alluring sign-up bonus, but comes with far too many restrictions to appeal to someone who isn’t already a loyal Expedia user. This offer is no longer available on our site.

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Drury Gold Key Club credit card review

Drury Gold Key Club credit card

2.4 rating

For a hotel card with no annual fee, the Drury Gold Key Club card offers a good sign-up bonus and some nice hotel perks, but its hotel network is too limited to appeal to cardholders outside of frequent guests of Drury hotels.

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PNC CashBuilder Visa credit card review

PNC CashBuilder Visa credit card

2.3 rating

While the PNC CashBuilder Visa promises up to 1.75 percent cash back on general purchases if you spend a large amount on the card each month, you can find better no-annual-fee cards that offer 1.5 percent cash back or more without any spending requirements.

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HSBC Cash Rewards Mastercard review

HSBC Cash Rewards Mastercard

3.6 rating

The HSBC Cash Rewards Mastercard’s annual 10-percent bonus makes it a worthy contender as a no-annual-fee cash rewards card.

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M&T Visa Signature card review

M&T Visa Signature card

3.4 rating

Offering a high 1.5 percent cash back rate plus a modest sign-up bonus, the M&T Visa Signature credit card outdoes no-fee cards with similar offerings by letting you set up automatic deposits for your cash back rewards, and giving you a few extra redemption categories.

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Disney Rewards Visa card from Chase review

Disney Rewards Visa card from Chase

1.8 rating

While there are many rewards cards that offer much better rewards, the Disney Rewards Visa card at least gives you some decent Disney discounts plus access to exclusive theme park perks without the need to dole out a membership fee.

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M&T Visa credit card with rewards review

M&T Visa credit card with rewards

2.2 rating

This no-annual-fee travel card offers a pretty meager rewards rate, though at least the APR is very reasonable.

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KeyBank Key2More Rewards credit card review

KeyBank Key2More Rewards credit card

2.2 rating

If a no-annual-fee card with a 5 percent rewards rate on general purchases seems to good to be true, that’s because it is; also, the card’s  rewards points expire in a very short time.

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USAA Rewards American Express Card review

USAA Rewards American Express Card

2.2 rating

The rewards program is less than inspiring, but for no annual fee, the USAA Rewards American Express Card gives cardholders pretty good travel benefits, including no foreign transaction fees.

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Regions Prestige Visa Signature credit card review

Regions Prestige Visa Signature credit card

1.8 rating

You can find far better rewards cards with no annual fee than the Regions Prestige Visa Signature card, which offers 1 point per dollar on general purchases plus a tepid bonus for the first 90 days.

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HSBC Platinum Mastercard with rewards review

HSBC Platinum Mastercard with rewards

2.2 rating

Though the rewards rate is poor, the HSBC Platinum Mastercard comes with a decent sign-up bonus for a no-annual-fee card and very flexible options for redeeming your points. This offer is no longer available on our site.

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Commerce Bank Special Connections Visa Signature credit card review

Commerce Bank Special Connections Visa Signature credit card

2.3 rating

The Commerce Bank Special Connections Visa Signature card offers a high 1.5 percent rewards rate on every purchase but lacks a sign-up bonus.

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