No Annual Fee Credit Cards - Reviews
We've taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no annual fee.
Blue from American Express card
Last reviewed: August 26, 2019
If you’re looking for a no-frills rewards credit card with brand-name recognition, the Blue from American Express card could be an easy way to get your feet wet. Update this offer is no longer available on our site.
Last reviewed: October 11, 2019
While we are unimpressed with the new Apple Card’s cash back rewards program, it does offer some compelling features in its app that may appeal to cardholders looking for a better user experience.
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Navy Federal More Rewards American Express card
Last reviewed: September 13, 2019
With no annual fee, triple points on supermarket, gas station, transit and restaurant purchases, and a handsome sign-up bonus, the Navy Federal More Rewards American Express card is an especially good deal for families and business travelers.
Expedia+ Card from Citi
Last reviewed: September 23, 2019
Fans of discount travel sites would probably be better served by a general rewards card in lieu of the Expedia+ Card, due to its low rewards rate and litany of restrictions on redeeming rewards points. This offer is no longer available on our site.
M&T Visa credit card with rewards
Last reviewed: February 22, 2019
A basic, no frills card with limited rewards, the M&T Visa card is a decent choice for balance-carrying cardholders who don’t mind foregoing extra benefits such as car rental insurance or price protection.
HSBC Platinum Mastercard with rewards
Last reviewed: February 13, 2019
With an anemic rewards rate and a middling APR, the HSBC Mastercard ranks near the bottom of our list of travel cards. This offer is no longer available on our site.
Navy Federal Credit Union Go Rewards credit card
Last reviewed: September 9, 2019
One of the best rewards cards available for on-the-go cardholders who plan to carry a balance, the NFCU Go Rewards card offers a solid spending bonus on gas and restaurant purchases and a reasonably priced APR.
USAA Rewards Visa Signature Card
Last reviewed: September 4, 2019
The rewards on the Rewards Visa Signature Card are paltry, but military personnel may enjoy the card’s military and travel benefits.
USAA® Preferred Cash Rewards Visa Signature®Card
Last reviewed: September 3, 2019
The USAA Preferred Cash Rewards Visa Signature Card offers a high flat rate of 1.5 percent cash back, but, with no sign-up bonus, there isn’t much to distinguish it from the rabble of cards with similar 1.5 percent rewards rates.
Disney Visa card from Chase
Last reviewed: October 8, 2019
Though the Disney Visa card shines on Disney theme park perks and discounts, its rewards program leaves much to be desired.
USAA Rewards American Express Card
Last reviewed: September 3, 2019
The USAA Rewards American Express Card offers a fair amount of points on dining out, gas and grocery store purchases, but beware of its APR, which can run very high.
DCU Visa Platinum Rewards credit card
Last reviewed: May 20, 2019
This plain vanilla rewards card offers a low APR and standard benefits, such as travel insurance and extended warranty; but its bare bones rewards program won’t get you very far if you’re looking to quickly earn premier rewards.