Low Interest Credit Cards - Reviews
If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We've reviewed and rated cards that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.
Commerce Bank Special Connections Visa Signature credit card
Last reviewed: November 13, 2019
The Special Connections Visa Signature card features an exceptionally low interest rate and a fairly long introductory period on balance transfers and new purchases.
AeroMexico Visa Signature card
Last reviewed: February 13, 2019
Though the AeroMexico Visa Signature card offers a reasonable APR for a travel rewards card, cardholders on a budget will find the card a bit pricey.
Last reviewed: November 26, 2019
The JetBlue card features a decent APR for an airline rewards card — however, if you are seeking to finance a new purchase, you may be better off with a card that offers a 0-percent introductory APR for new purchases. This offer is no longer available through our site.
Check out our Best Airline Credit Cards
Korean Air SKYPASS Visa Signature card
Last reviewed: February 13, 2019
Loyal customers of Korean Air should appreciate the SKYPASS card’s reasonable APR, though regular cardholders looking for a modestly priced credit card may find the fees on the card a bit hefty.
Asiana Airlines American Express Card From Bank of America
Last reviewed: October 21, 2019
With a nearly $100 annual fee, the Asiana Airlines card is not the best choice for saving on credit card costs, though the interest rate is reasonable for a rewards card.
Spirit Airlines World Mastercard credit card
Last reviewed: October 22, 2019
The APR on the Spirit Airlines card is low for an airline rewards card, but with the card’s annual fee and the remainder of its rates and fees, it’s far from the best card you can find for saving money on interest.
Virgin Atlantic World Elite Mastercard®
Last reviewed: December 18, 2019
The $90 fee on the Virgin Atlantic World Elite Mastercard is probably too rich for a bargain-minded cardholder, though the interest rate is reasonable for an airline card. This offer is no longer available on our site.
Bank of the West Premier World Mastercard
Last reviewed: November 16, 2018
With a high annual fee and a brief 6-month 0-percent introductory period on new purchases, the Bank of the West Premier World Mastercard is far from the best choice for saving money on interest payments. This offer is no longer available.
Commerce Bank Miles credit card
Last reviewed: January 28, 2019
The Commerce Bank Miles credit card offers a low APR for cardholders with excellent credit, premium perks and bonus points for carrying a balance, but its high balance transfer and late fees make it a poor choice for certain cardholders. This offer is no longer available.
SET Card from Popular Community Bank
Last reviewed: February 22, 2019
The SET card is a mixed bag in terms of interest rates, fees and benefits. This offer is no longer available.
BankAmericard Better Balance Rewards card
Last reviewed: September 30, 2019
While this card offers a reasonable 12.49 percent interest rate and there’s no annual fee, there’s not much else to recommend it. This offer is no longer available.