Low Interest Credit Cards - Reviews
If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We've reviewed and rated cards that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.
AeroMexico Visa Signature card
Last reviewed: November 9, 2018
Though the AeroMexico Visa Signature card offers a reasonable APR for a travel rewards card, cardholders on a budget will find the card a bit pricey.
LATAM Visa Signature Card
Last reviewed: November 12, 2018
The LATAM Visa Signature Card comes with a relatively low interest rate for an airline rewards card; however, the rates and fees are pretty pricey.
Asiana Airlines American Express Card From Bank of America
Last reviewed: November 15, 2018
With a nearly $100 annual fee, the Asiana Airlines card is not the best choice for saving on credit card costs, though the interest rate is reasonable for a rewards card.
Spirit Airlines World Mastercard credit card
Last reviewed: November 15, 2018
The APR on the Spirit Airlines card is low for an airline rewards card, but with the card’s annual fee and the remainder of its rates and fees, it’s far from the best card you can find for saving money on interest.
Bank of America Virgin Atlantic World Elite MasterCard credit card
Last reviewed: November 15, 2018
The $90 fee on the Virgin Atlantic World Elite Mastercard is probably too rich for a bargain-minded cardholder, though the interest rate is reasonable for an airline card.
JetBlue Plus card
Last reviewed: November 16, 2018
The JetBlue Plus card offers a very reasonable APR for an airline rewards card; however, it’s far from the best choice for saving on interest payments, due to its high annual fee and lack of a 0-percent introductory APR for new purchases. This offer is no longer available.
Amex EveryDay Credit Card from American Express
Last reviewed: October 4, 2018
With a reasonable regular APR and a long 0 percent introductory period for balance transfers and new purchases, the American Express Everyday card can save you a considerable amount of cash. This offer is no longer available.
Bank of the West Premier World Mastercard
Last reviewed: November 16, 2018
With a high annual fee and a brief 6-month 0-percent introductory period on new purchases, the Bank of the West Premier World Mastercard is far from the best choice for saving money on interest payments. This offer is no longer available.
Commerce Bank Miles credit card
Last reviewed: November 16, 2017
The Commerce Bank Miles credit card offers a low APR for cardholders with excellent credit, premium perks and bonus points for carrying a balance, but its high balance transfer and late fees make it a poor choice for certain cardholders. This offer is no longer available.
SET Card from Popular Community Bank
Last reviewed: November 16, 2017
The SET card is a mixed bag in terms of interest rates, fees and benefits. This offer is no longer available.
BankAmericard Better Balance Rewards card
Last reviewed: February 22, 2018
While this card offers a reasonable 12.49 percent interest rate and there’s no annual fee, there’s not much else to recommend it. This offer is no longer available.
Citi Diamond Preferred Card
Last reviewed: November 15, 2018
The Citi Diamond Preferred card offers a lengthy introductory period for balance transfers, but its introductory period for new purchases is too brief and its APR is high. This offer is no longer available.