Low Interest Credit Cards - Reviews
If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We've reviewed and rated cards that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.
USAA Rewards American Express Card
Last reviewed: June 28, 2018
Though the regular APR on the USAA Rewards American Express Card is very reasonable, the card lacks a 0-percent introductory period on balance transfers and new purchases.
Regions Prestige Visa Signature credit card
Last reviewed: February 22, 2018
The Regions Prestige Visa Signature card offers a reasonable interest rate and a fairly long 12-month 0 percent introductory period on balance transfers and new purchases.
HSBC Platinum Mastercard with rewards
Last reviewed: January 19, 2018
While the HSBC Platinum Mastercard can help save money with its low APR and 0-percent introductory offer, you’ll need to be especially careful to stay on top of your payments due to its exorbitant penalty APR.
M&T Visa credit card
Last reviewed: January 19, 2018
The no-frills M&T Visa credit card can save money on interest thanks to its 12-month introductory period on balances and new purchases and reasonable rates and fees.
Regions Visa Signature Premium credit card
Last reviewed: January 19, 2018
While the APR on the Regions Premium Visa Signature card is reasonable and cardholders can save interest on the card with its 0-percent introductory offer, bargain-minded cardholders will likely scoff at the card’s $125 annual fee.
Bank of the West Premier World Mastercard
Last reviewed: December 6, 2017
With a high annual fee and a brief 6-month 0-percent introductory period on new purchases, the Bank of the West Premier World Mastercard is far from the best choice for saving money on interest payments.
Commerce Bank Special Connections Visa Signature credit card
Last reviewed: January 19, 2018
The Special Connections Visa Signature card features an exceptionally low interest rate and a fairly long 0-percent introductory period on balance transfers and new purchases.
DCU Visa Platinum Rewards credit card
Last reviewed: December 1, 2017
The DCU Visa Platinum Rewards card comes with a reasonable interest rate and waives many common fees; however, cardholders who want to save money on interest would be better served by a card with a 0 percent introductory offer.
Capital One Venture Rewards credit card
Last reviewed: July 2, 2018
The Capital One Venture card offers a reasonable APR and a generous travel rewards program, but comes with a hefty annual fee.
LANPASS Visa Signature card
Last reviewed: January 5, 2018
The LANPASS Visa Signature card comes with a relatively low interest rate for an airline rewards card; however, the rates and fees are pretty pricey. This offer is no longer available.
Commerce Bank Miles credit card
Last reviewed: November 16, 2017
The Commerce Bank Miles credit card offers a low APR for cardholders with excellent credit, premium perks and bonus points for carrying a balance, but its high balance transfer and late fees make it a poor choice for certain cardholders. This offer is no longer available.
SET Card from Popular Community Bank
Last reviewed: November 16, 2017
The SET card is a mixed bag in terms of interest rates, fees and benefits. This offer is no longer available.