Low Interest card reviews

Low Interest Credit Cards - Reviews

If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We've reviewed and rated cards that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.

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KeyBank Latitude Mastercard review

KeyBank Latitude Mastercard

4.3 rating

The KeyBank Latitude Mastercard offers a relatively low interest rate, a generous promotional offer and fewer penalties than the average low interest rate card.

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BB&T Bright card review

BB&T Bright card

4 rating

The BB&T Bright Card is a true low-APR card, which is great for someone with excellent credit who carries a balance from month to month.

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Golden 1 Credit Union Platinum Rewards credit card review

Golden 1 Credit Union Platinum Rewards credit card

2.6 rating

Few cards can beat the APR on the Golden 1 Platinum Rewards card, which also features very reasonable rates and fees, including an exceptionally low fee for late payments. However, if you are looking to transfer a balance or finance a new purchase, you may be better served by a card that offers a 0-percent introductory APR.

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Citi Double Cash Card review

Citi Double Cash Card

1.4 rating

Though the Citi Double Cash card features a relatively low APR and a very long 0-percent introductory period for balance transfers, it lacks a 0-percent introductory APR for new purchases.

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BECU Visa credit card review

BECU Visa credit card

4.4 rating

With an ultralow interest rate and minimal fees, the BECU Visa credit card ranks high on our list of low interest rate cards.

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PNC Core Visa credit card review

PNC Core Visa credit card

4.1 rating

This plain vanilla credit card offers cardholders with the cleanest credit histories an appealingly low APR and a strong promotion on purchases and balance transfers.

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Bank of America Cash Rewards credit card review

Bank of America Cash Rewards credit card

3.1 rating

The Bank of America Cash Rewards card’s regular APR is fairly low, plus it offers a long introductory period on balance transfers and new purchases, potentially sparing you a lot of interest in your first year of membership.

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KeyBank Key2More Rewards credit card review

KeyBank Key2More Rewards credit card

2.1 rating

With its low APR and brief 0 percent introductory period on balance transfers and new purchases, the Key2More Rewards card can help you save some money on interest, though you can find cards with much longer introductory periods and lower interest rates.

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Citi Diamond Preferred Card review

Citi Diamond Preferred Card

3.9 rating

The Citi Diamond Preferred card offers a lengthy introductory period for both balance transfers and new purchases, but its APR is high. This offer is no longer available on our site.

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Synovus Cash Rewards Visa review

Synovus Cash Rewards Visa

4.1 rating

For cardholders with excellent credit, the Synovus Cash Rewards Visa offers a very low interest rate, a 0-percent introductory period on balance transfers and new purchases and a decent cash back rewards program.

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BB&T Spectrum Cash Rewards credit card review

BB&T Spectrum Cash Rewards credit card

2.7 rating

While the BB&T Spectrum Cash Rewards card has a good 0 percent introductory offer, it’s regular APR is not the lowest you’ll find and not the best choice for cardholders who need to carry a balance.

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Discover it Miles review

Discover it Miles

3.4 rating

The Discover it Miles card can you help you cut costs thanks to its long 14-month introductory APR on new purchases and its low regular APR.

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