Cash Back Credit Cards - Reviews
With all the rotating categories, sign-up bonuses and fees, how do you determine which cash back card is going to give you the most return on your spending? We've estimated the rewards value for each card in our cash back category and given top ratings to the ones that offer the highest earnings on average, as well as other important features such as the ease of redeeming your cash back, and the assortment of benefits and perks that come with the card.
The Ultimate Cash Back card from Santander Bank
Last reviewed: September 25, 2019
With a run-of-the-mill earning scheme and sign-up bonus, plus limited redemption options, the rewards program on the Santander Ultimate Cash Back Mastercard is far from impressive.
U.S. Bank Cash 365 American Express Card
Last reviewed: October 17, 2019
In a market crowded with cash back cards that earn a flat 1.5 percent rate, there’s not much to recommend the U.S. Bank Cash 365 card over its competitors. This offer is no longer available on our site.
RBFCU CashBack Rewards card
Last reviewed: November 12, 2019
Customers of RBFCU can’t do much better than this highly rewarding cash back card, though it’s only available in Texas.
First National Bank American Express card
Last reviewed: August 27, 2019
The First National Bank American Express card offers a high rewards rate on all your spending and a fair sign-up bonus, but the standout feature is the card’s ease of use: Your cash back is automatically credited to your statement whenever you earn $25.
Chase Amazon.com Rewards Visa card
Last reviewed: November 12, 2019
For cardholders who don’t want to pay the fee for an Amazon Prime membership, the regular Amazon Rewards Visa card offers one of the highest rewards rates on Amazon.com purchases as well as a pretty good rewards rate on gas, restaurant and drugstore purchases.
HSBC Cash Rewards Mastercard credit card
Last reviewed: October 15, 2019
Less well-known than other 1.5 percent cash back cards from bigger banks, the HSBC Cash Rewards Mastercard stands out from its competitors with a solid 10 percent anniversary bonus that can substantially boost cardholders’ earnings. This offer is no longer available on our site.
Costco Anywhere Visa® Card by Citi
Last reviewed: November 6, 2019
The Costco Anywhere Visa excels as a card for Costco and gas purchases, though you’ll have to contend with an annual membership fee for Costco and only redeeming your cash back once a year.
Last reviewed: December 10, 2019
While we are unimpressed with the new Apple Card’s cash back rewards program, it does offer some compelling features in its app that may appeal to cardholders looking for a better user experience.
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USAA® Preferred Cash Rewards Visa Signature®Card
Last reviewed: December 2, 2019
The USAA Preferred Cash Rewards Visa Signature Card offers a high flat rate of 1.5 percent cash back, but, with no sign-up bonus, there isn’t much to distinguish it from the rabble of cards with similar 1.5 percent rewards rates.
USAA Limitless Cashback Rewards Visa Signature credit card
Last reviewed: August 30, 2019
With stellar rewards on everyday purchases and special perks for active-duty military, the USAA Limitless Cashback Rewards Visa Signature card is more than worthy of consideration — if you meet the requirements. This offer is no longer available.
Capital One Premier Dining Rewards credit card
Last reviewed: March 21, 2019
With no annual fee, 3 percent cash back on restaurants and flexible redemption options, the brand-new Capital One Premier Dining Rewards card is an especially good deal for foodies and others who frequently dine out. This offer is no longer available.
Blue Cash card from American Express
Last reviewed: May 9, 2019
Better suited for well-heeled families than cardholders on a budget, the Blue Cash card offers a generous cash back bonus on everyday purchases; but to get it, you have to clear an exceptionally high spending threshold that may be unrealistic for some families. This offer is no longer available.