Cash Back card reviews

Cash Back Credit Cards - Reviews

With all the rotating categories, sign-up bonuses and fees, how do you determine which cash back card is going to give you the most return on your spending? We've estimated the rewards value for each card in our cash back category and given top ratings to the ones that offer the highest earnings on average, as well as other important features such as the ease of redeeming your cash back, and the assortment of benefits and perks that come with the card.

Learn more about our ratings process

First National Bank American Express card review

First National Bank American Express card

2.6 rating

The First National Bank American Express card offers a high rewards rate on all your spending and a fair sign-up bonus, but the standout feature is the card’s ease of use: Your cash back is automatically credited to your statement whenever you earn $25.

Read full review


Chase Amazon.com Rewards Visa card review

Chase Amazon.com Rewards Visa card

2.6 rating

For cardholders who don’t want to pay the fee for an Amazon Prime membership, the regular Amazon Rewards Visa card offers one of the highest rewards rates on Amazon.com purchases as well as a pretty good rewards rate on gas, restaurant and drugstore purchases.

View similar rewards credit cards

 

Read full review


Costco Anywhere Visa Card by Citi review

Costco Anywhere Visa Card by Citi

2.5 rating

The Costco Anywhere Visa excels as a card for Costco and gas back purchases, though you’ll have to contend with an annual membership fee for Costco and only redeeming your cash back once a year.

Read full review


Citizens Bank Cash Back Plus World MasterCard review

Citizens Bank Cash Back Plus World MasterCard

2.6 rating

The Citizens Bank Cash Back Plus World MasterCard offers straightforward earnings and above-average cash rewards, making it a good choice for the casual rewards card user.

View similar rewards cards

Read full review


HSBC Cash Rewards Mastercard review

HSBC Cash Rewards Mastercard

3.7 rating

Less well-known than other 1.5 percent cash back cards from bigger banks, the HSBC Cash Rewards Mastercard stands out from its competitors with a solid 10 percent anniversary bonus that can substantially boost cardholders’ earnings.

Read full review


USAA Preferred Cash Rewards Visa Signature Card review

USAA Preferred Cash Rewards Visa Signature Card

2.3 rating

The USAA Preferred Cash Rewards Visa Signature Card offers a high flat rate of 1.5 percent cash back, but, with no sign-up bonus, there isn’t much to distinguish it from the rabble of cards with similar 1.5 percent rewards rates.

Read full review


USAA Limitless Cashback Rewards Visa Signature credit card review

USAA Limitless Cashback Rewards Visa Signature credit card

0 rating

With stellar rewards on everyday purchases and special perks for active-duty military, the USAA Limitless Cashback Rewards Visa Signature card is more than worthy of consideration — if you meet the requirements. This offer is no longer available.

View similar cash back cards

Read full review


Capital One Premier Dining Rewards credit card review

Capital One Premier Dining Rewards credit card

0 rating

With no annual fee, 3 percent cash back on restaurants and flexible redemption options, the brand-new Capital One Premier Dining Rewards card is an especially good deal for foodies and others who frequently dine out. This offer is no longer available.

Read full review


Blue Cash card from American Express review

Blue Cash card from American Express

0 rating

Better suited for well-heeled families than cardholders on a budget, the Blue Cash card offers a generous cash back bonus on everyday purchases; but to get it, you have to clear an exceptionally high spending threshold that may be unrealistic for some families. This offer is no longer available.

Read full review


PenFed Platinum Cash Rewards Visa card review

PenFed Platinum Cash Rewards Visa card

0 rating

An outstanding card for PenFed credit union customers, the PenFed Platinum Cash Rewards Visa card pairs an exceptionally low interest rate with generous rewards on everyday purchases. This offer is no longer available.

Read full review


USAA Cash Rewards American Express card review

USAA Cash Rewards American Express card

0 rating

The USAA Cash Rewards American Express card offers military-friendly benefits and an uncommonly low interest rate for cardholders with the best credit scores; however, its complicated tiered rewards program offers relatively little benefit. This offer is no longer available.

Read full review


USAA Cash Rewards Visa Signature card review

USAA Cash Rewards Visa Signature card

0 rating

The USAA Cash Rewards Visa Signature card offers a low APR for cardholders with excellent credit and significant military benefits, but its complicated tiered rewards scheme leaves cardholders with just the bare minimum in cash. This offer is no longer available.

Read full review