Cash Back card reviews

Cash Back Credit Cards - Reviews

With all the rotating categories, sign-up bonuses and fees, how do you determine which cash back card is going to give you the most return on your spending? We've estimated the rewards value for each card in our cash back category and given top ratings to the ones that offer the highest earnings on average, as well as other important features such as the ease of redeeming your cash back, and the assortment of benefits and perks that come with the card.

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U.S. Bank Cash+ Visa Signature Card review

U.S. Bank Cash+ Visa Signature Card

2 rating

The U.S. Bank Cash+ Visa Signature card’s customizable cash back program makes it a good choice for cardholders who want more flexibility with rewards purchases, but it’s higher maintenance than most.

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USAA Preferred Cash Rewards Visa Signature card review

USAA Preferred Cash Rewards Visa Signature card

2.2 rating

For cardholders with the best credit scores, the USAA Preferred Cash Rewards Visa Signature card combines decent hassle-free rewards with unusually affordable terms; however, cardholders with lower scores could get slapped with an excessively high interest rate.

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U.S. Bank Cash 365 American Express Card review

U.S. Bank Cash 365 American Express Card

2.7 rating

The U.S. Bank Cash 365 American Express card offers U.S. Bank customers a simpler way to earn cash back; however, the card’s higher APR limits its appeal.

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PNC CashBuilder Visa credit card review

PNC CashBuilder Visa credit card

1.5 rating

While PNC CashBuilder promises up to 1.75 percent cash back on general spending, you cannot obtain this rewards rate unless you spend a large amount on your card each month or have a premium bank account with PNC.

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HSBC Cash Rewards Mastercard review

HSBC Cash Rewards Mastercard

3.6 rating

Less well-known than other 1.5 percent cash back cards from bigger banks, the HSBC Cash Rewards Mastercard stands out from its competitors with a solid 10 percent anniversary bonus that can substantially boost cardholders’ earnings.

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M&T Visa Signature card review

M&T Visa Signature card

3.1 rating

The M&T Visa Signature credit card is a decent cash back card with simple, hassle-free rewards. It also works well for transferring a balance.

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Costco Anywhere Visa Card by Citi review

Costco Anywhere Visa Card by Citi

1.8 rating

The Costco Anywhere Visa card lavishes devoted Costco shoppers with one of the highest cash back rates in existence, but ensures they can’t redeem their rewards unless they maintain their loyalty to Costco.

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USAA Limitless Cashback Rewards Visa Signature credit card review

USAA Limitless Cashback Rewards Visa Signature credit card

0 rating

With stellar rewards on everyday purchases and special perks for active-duty military, the USAA Limitless Cashback Rewards Visa Signature card is more than worthy of consideration — if you meet the requirements. This offer is no longer available.

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Capital One Premier Dining Rewards credit card review

Capital One Premier Dining Rewards credit card

0 rating

With no annual fee, 3 percent cash back on restaurants and flexible redemption options, the brand-new Capital One Premier Dining Rewards card is an especially good deal for foodies and others who frequently dine out. This offer is no longer available.

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PenFed Platinum Cash Rewards Visa card review

PenFed Platinum Cash Rewards Visa card

0 rating

An outstanding card for PenFed credit union customers, the PenFed Platinum Cash Rewards Visa card pairs an exceptionally low interest rate with generous rewards on everyday purchases. This offer is no longer available.

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USAA Cash Rewards American Express card review

USAA Cash Rewards American Express card

0 rating

The USAA Cash Rewards American Express card offers military-friendly benefits and an uncommonly low interest rate for cardholders with the best credit scores; however, its complicated tiered rewards program offers relatively little benefit. This offer is no longer available.

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USAA Cash Rewards Visa Signature card review

USAA Cash Rewards Visa Signature card

0 rating

The USAA Cash Rewards Visa Signature card offers a low APR for cardholders with excellent credit and significant military benefits, but its complicated tiered rewards scheme leaves cardholders with just the bare minimum in cash. This offer is no longer available.

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