Cash Back card reviews

Cash Back Credit Cards - Reviews

With all the rotating categories, sign-up bonuses and fees, how do you determine which cash back card is going to give you the most return on your spending? We've estimated the rewards value for each card in our cash back category and given top ratings to the ones that offer the highest earnings on average, as well as other important features such as the ease of redeeming your cash back, and the assortment of benefits and perks that come with the card.

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U.S. Bank Cash 365 American Express Card review

U.S. Bank Cash 365 American Express Card

2.6 rating

In a market crowded with cash back cards that earn a flat 1.5 percent rate, there’s not much to recommend the U.S. Bank Cash 365 card over its competitors.

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Navy Federal Credit Union Cash Rewards card review

Navy Federal Credit Union Cash Rewards card

2.9 rating

With a low APR and up to 1.5 percent cash back on every purchase, this modest credit union card is a great choice for cardholders who plan to carry a balance and want low-maintenance rewards at an affordable price.

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Citizens Bank Cash Back Plus World MasterCard review

Citizens Bank Cash Back Plus World MasterCard

2.8 rating

The Citizens Bank Cash Back Plus World MasterCard offers straightforward earnings and above-average cash rewards, making it a good choice for the casual rewards card user.

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PNC CashBuilder Visa credit card review

PNC CashBuilder Visa credit card

2.2 rating

The PNC Cashbuilder Visa rewards moderate spenders and loyal PNC bank account holders with up to 1.75 percent cash back on every purchase, but it doesn’t offer much else to set it apart from other cards.

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HSBC Cash Rewards Mastercard review

HSBC Cash Rewards Mastercard

3.6 rating

Less well-known than other 1.5 percent cash back cards from bigger banks, the HSBC Cash Rewards Mastercard stands out from its competitors with a solid 10 percent anniversary bonus that can substantially boost cardholders’ earnings.

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USAA Cashback Rewards Plus American Express Card review

USAA Cashback Rewards Plus American Express Card

2.6 rating

The USAA Cashback Rewards Plus MasterCard is an ideal card for military families: It offers an industry-leading 5 percent cash back on gas and military base purchases, 2 percent cash back on groceries and a number of money-saving perks for active duty service members.

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USAA Preferred Cash Rewards Visa Signature Card review

USAA Preferred Cash Rewards Visa Signature Card

2.5 rating

The USAA Preferred Cash Rewards Visa Signature Card offers a high flat rate of 1.5 percent cash back, but, with no sign-up bonus, there isn’t much to distinguish it from the rabble of cards with similar 1.5 percent rewards rates.

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PNC Cash Rewards Visa card review

PNC Cash Rewards Visa card

2.7 rating

The PNC Cash Rewards Visa offers the chance to earn an especially high rewards rate on gas, restaurant and grocery spending with a very high bonus limit.

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USAA Limitless Cashback Rewards Visa Signature credit card review

USAA Limitless Cashback Rewards Visa Signature credit card

0 rating

With stellar rewards on everyday purchases and special perks for active-duty military, the USAA Limitless Cashback Rewards Visa Signature card is more than worthy of consideration — if you meet the requirements. This offer is no longer available.

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Capital One Premier Dining Rewards credit card review

Capital One Premier Dining Rewards credit card

0 rating

With no annual fee, 3 percent cash back on restaurants and flexible redemption options, the brand-new Capital One Premier Dining Rewards card is an especially good deal for foodies and others who frequently dine out. This offer is no longer available.

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PenFed Platinum Cash Rewards Visa card review

PenFed Platinum Cash Rewards Visa card

0 rating

An outstanding card for PenFed credit union customers, the PenFed Platinum Cash Rewards Visa card pairs an exceptionally low interest rate with generous rewards on everyday purchases. This offer is no longer available.

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USAA Cash Rewards American Express card review

USAA Cash Rewards American Express card

0 rating

The USAA Cash Rewards American Express card offers military-friendly benefits and an uncommonly low interest rate for cardholders with the best credit scores; however, its complicated tiered rewards program offers relatively little benefit. This offer is no longer available.

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