Cash Back card reviews

Cash Back Credit Cards - Reviews

With all the rotating categories, sign-up bonuses and fees, how do you determine which cash back card is going to give you the most return on your spending? We've estimated the rewards value for each card in our cash back category and given top ratings to the ones that offer the highest earnings on average, as well as other important features such as the ease of redeeming your cash back, and the assortment of benefits and perks that come with the card.

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Synovus Cash Rewards Visa review

Synovus Cash Rewards Visa

2.8 rating

Though the rewards rate is average, the Synovus Cash Rewards Visa gives you the chance to maximize your cash rewards by selecting a quarterly bonus from a list of high-earning categories.

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Navy Federal Credit Union Cash Rewards card review

Navy Federal Credit Union Cash Rewards card

2.8 rating

The Navy Federal Credit Union Cash Rewards card is an inexpensive cash back card with simple, straightforward rewards.

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RBFCU CashBack Rewards card review

RBFCU CashBack Rewards card

4 rating

This 2 percent cash back rewards card is a great deal for current RBFCU customers.

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Bank of America Cash Rewards credit card review

Bank of America Cash Rewards credit card

4.1 rating

A good card to use for everyday errands, the Bank of America Cash Rewards card offers a generous 3 percent spending bonus on gas purchases and a respectable 2 percent bonus on groceries; however, there is a strict $2,500 cap on combined purchases in these categories each quarter.

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PenFed Power Cash Rewards Visa Signature card review

PenFed Power Cash Rewards Visa Signature card

4.2 rating

The PenFed Power Cash Rewards Visa Signature card, a new addition to the very limited category of 2 percent cash back cards, combines generous rewards with a low APR.

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Blue Cash card from American Express review

Blue Cash card from American Express

2.5 rating

If you can quickly reach the $6,500 annual spending requirement, the Blue Cash card from American Express offers an impressive 5 percent rate on gas and groceries with a high $50,000 annual cap and no annual fee; however, the average spender may be better off with an alternative cash back card from American Express.

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Amazon Prime Rewards Visa Signature card review

Amazon Prime Rewards Visa Signature card

2.5 rating

The Amazon Prime Rewards Visa Signature card is a smart choice for current Amazon Prime members, but a dubious card selection for people with no other reason to pay $119 for a Prime membership.

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Chase Freedom review

Chase Freedom

3.4 rating

The Chase Freedom credit card is a well-rounded cash back card, and a great card to have in conjunction with other Chase cards from the Ultimate Rewards family.

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Blue Cash Preferred card from American Express review

Blue Cash Preferred card from American Express

4.1 rating

The Blue Cash Preferred card from American Express is one of the most rewarding cash back cards for getting top cash back on gas and purchases at U.S. supermarkets. 

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QuicksilverOne from Capital One review

QuicksilverOne from Capital One

2.4 rating

Designed for cardholders with average credit, the QuicksilverOne card from Capital One combines a hassle-free cash back program with helpful tools for building a higher credit score.

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Chase Freedom Unlimited review

Chase Freedom Unlimited

3.4 rating

Casual users of the Chase Freedom Unlimited credit card may appreciate its simplicity and high general rewards rate, but the card’s real sweet spot lies in pairing it with other Chase Ultimate Rewards cards.

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The Ultimate Cash Back card review

The Ultimate Cash Back card

3 rating

Contrary to its name, the Ultimate Cash Back card is far from “ultimate,” though – if your goal is to have a single go-to card that you don’t have to put much thought into using – you can earn a decent amount of cash back on your everyday spending.

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