Cash Back card reviews

Cash Back Credit Cards - Reviews

With all the rotating categories, sign-up bonuses and fees, how do you determine which cash back card is going to give you the most return on your spending? We've estimated the rewards value for each card in our cash back category and given top ratings to the ones that offer the highest earnings on average, as well as other important features such as the ease of redeeming your cash back, and the assortment of benefits and perks that come with the card.

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Fidelity Rewards Visa Signature card review

Fidelity Rewards Visa Signature card

2.7 rating

The Fidelity Rewards card offers cash back at a high 2 percent rate, but — if you’re not inclined to open a Fidelity bank account to get the card — you may be better off searching for a cash back card with fewer restrictions or even a travel card with flexible points.

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AARP credit card from Chase review

AARP credit card from Chase

2.7 rating

With a high cash back rate on gas and restaurant purchases for no annual fee, the AARP credit card could be a great card to rotate into your wallet for your driving ventures.

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SunTrust Travel Rewards card review

SunTrust Travel Rewards card

2.8 rating

With a low APR and a triple point bonus on airfare, hotels and car rental purchases, this is a good card to use for travel; however, don’t count on using it for everyday purchases since you won’t get much value out of the card once you return home.

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RBFCU CashBack Rewards card review

RBFCU CashBack Rewards card

2.9 rating

Customers of RBFCU can’t do much better than this highly rewarding cash back card, though it’s only available in Texas.

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Bank of America Cash Rewards credit card review

Bank of America Cash Rewards credit card

3.5 rating

The Bank of America Cash Rewards card offers an exceptional rewards rate on gas purchases and a good rate on groceries — including wholesale clubs — but its $2,500 spending cap on rewards limits how much cardholders can earn.

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Golden 1 Credit Union Platinum Rewards credit card review

Golden 1 Credit Union Platinum Rewards credit card

3.1 rating

If you live in Northern California, this is an ideal card to use for your everyday spending: The Golden1 Credit Union Platinum Rewards card offers one of the lowest APRs available on a rewards credit card while also offering one of the most generous bonus rates available without paying an annual fee.

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Blue Cash Preferred Card from American Express review

Blue Cash Preferred Card from American Express

3.6 rating

Despite its high annual fee, the Blue Cash Preferred card is one of our favorite cards for families: It helps take the sting out of car pool lines and long commutes by offering a generous point bonus on gas station spending and it offers one of the highest cash back bonuses you can get when you use your card at U.S. supermarkets.

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Costco Anywhere Visa Card by Citi review

Costco Anywhere Visa Card by Citi

2.5 rating

The Costco Anywhere Visa excels as a card for Costco and gas back purchases, though you’ll have to contend with an annual membership fee for Costco and only redeeming your cash back once a year.

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PenFed Power Cash Rewards Visa Signature card review

PenFed Power Cash Rewards Visa Signature card

3.1 rating

The PenFed Power Cash Rewards Visa Signature card awards a high 2 percent cash back rate, but only PenFed  members can apply.

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The Ultimate Cash Back card from Santander Bank review

The Ultimate Cash Back card from Santander Bank

2.8 rating

With a run-of-the-mill earning scheme and sign-up bonus, plus limited redemption options, the rewards program on the Santander Ultimate Cash Back Mastercard is far from impressive.

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Blue Cash card from American Express review

Blue Cash card from American Express

2.3 rating

Better suited for well-heeled families than cardholders on a budget, the Blue Cash card offers a generous cash back bonus on everyday purchases; but to get it, you have to clear an exceptionally high spending threshold that may be unrealistic for some families.

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U.S. Bank Cash+ Visa Signature Card review

U.S. Bank Cash+ Visa Signature Card

3 rating

For cardholders who don’t mind a hands-on approach to earning card rewards, the U.S. Bank Cash+ offers more choice and flexibility than most of its competitors as well as a decent amount of cash back on everyday purchases.

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