Cash Back card reviews

Cash Back Credit Cards - Reviews

With all the rotating categories, sign-up bonuses and fees, how do you determine which cash back card is going to give you the most return on your spending? We've estimated the rewards value for each card in our cash back category and given top ratings to the ones that offer the highest earnings on average, as well as other important features such as the ease of redeeming your cash back, and the assortment of benefits and perks that come with the card.

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USAA Cashback Rewards Plus American Express Card review

USAA Cashback Rewards Plus American Express Card

3.2 rating

The USAA Cashback Rewards Plus American Express is an ideal card for military families: It offers an industry-leading 5 percent cash back on gas and military base purchases, 2 percent cash back on groceries and a number of money-saving perks for active duty service members.

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Blue Cash Preferred Card from American Express review

Blue Cash Preferred Card from American Express

4.2 rating

Despite its high annual fee, the Blue Cash Preferred card is one of our favorite cards for families: It helps take the sting out of car pool lines and long commutes by offering a generous point bonus on gas station spending and it offers one of the highest cash back bonuses you can get when you use your card at U.S. supermarkets.

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Bank of America Cash Rewards credit card review

Bank of America Cash Rewards credit card

3.4 rating

The Bank of America Cash Rewards card offers an exceptional rewards rate on a category of the user’s choice, allowing increased flexibility. But a $2,500 spending cap on bonus category rewards limits how much cardholders can earn.

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PenFed Power Cash Rewards Visa Signature card review

PenFed Power Cash Rewards Visa Signature card

4.1 rating

The PenFed Power Cash Rewards Visa Signature card awards a high 2 percent cash back rate, but only PenFed  members can apply.

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SunTrust Travel Rewards card review

SunTrust Travel Rewards card

2.3 rating

With a low APR and a triple point bonus on airfare, hotels and car rental purchases, this is a good card to use for travel; however, don’t count on using it for everyday purchases since you won’t get much value out of the card once you return home.

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AARP credit card from Chase review

AARP credit card from Chase

2.8 rating

With a high cash back rate on gas and restaurant purchases for no annual fee, the AARP credit card could be a great card to rotate into your wallet for your driving ventures.

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M&T Visa Signature card review

M&T Visa Signature card

2.8 rating

This inexpensive rewards card offers a fair amount of value cardholders who want affordable rewards without the fuss: In lieu of a costly and complicated rewards scheme, it offers a low APR and 1.5 percent cash back on every purchase.

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U.S. Bank Cash+ Visa Signature Card review

U.S. Bank Cash+ Visa Signature Card

2 rating

For cardholders who don’t mind a hands-on approach to earning card rewards, the U.S. Bank Cash+ offers more choice and flexibility than most of its competitors as well as a decent amount of cash back on everyday purchases.

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Navy Federal Credit Union Cash Rewards card review

Navy Federal Credit Union Cash Rewards card

2.8 rating

With a low APR and up to 1.5 percent cash back on every purchase, this modest credit union card is a great choice for cardholders who plan to carry a balance and want low-maintenance rewards at an affordable price.

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The Ultimate Cash Back card from Santander Bank review

The Ultimate Cash Back card from Santander Bank

2.5 rating

With a run-of-the-mill earning scheme and sign-up bonus, plus limited redemption options, the rewards program on the Santander Ultimate Cash Back Mastercard is far from impressive.

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U.S. Bank Cash 365 American Express Card review

U.S. Bank Cash 365 American Express Card

2.6 rating

In a market crowded with cash back cards that earn a flat 1.5 percent rate, there’s not much to recommend the U.S. Bank Cash 365 card over its competitors.

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RBFCU CashBack Rewards card review

RBFCU CashBack Rewards card

3.9 rating

Customers of RBFCU can’t do much better than this highly rewarding cash back card, though it’s only available in Texas.

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