Business Credit Cards - Reviews
Business credit cards let freelancers, store owners, solopreneurs and all kinds of small-business owners make the most of every dollar spent. Whether you’re looking to save on travel, earn cash back, get flexible payments on capital purchases or reduce interest on debts, there’s a business credit card tailor-made for you.
To maximize your earnings, look for business credit cards that fit your spending and savings needs. Cash back cards pay you back on daily expenses and help you save on future purchases. Business travel rewards cards reduce your travel costs and deliver travel-related conveniences. Flex-pay, low APR and 0% intro APR cards help you save on interest and manage finances.
Our CreditCards.com experts reviewed hundreds of business card offers and rated the best business credit cards for 2021 based on several factors. Cash back and travel rewards, interest rates, payment flexibility, welcome offers and partner discounts are the key criteria we used. In our business credit card reviews below, you can compare business credit card offers from our partners and find expert recommendations for specific spending and savings needs.
The Plum Card® from American Express
Last reviewed: July 7, 2023
The Plum Card from American Express is a flexible card that gives business owners the option to delay payment for up to 60 days, or receive a cash back bonus for paying early.
Fifth Third Business Rewards Mastercard
Last reviewed: September 10, 2020
The Fifth Third Business Rewards Mastercard offers decent benefits and business-centric rewards, but its wide range of APRs makes it a risky choice for cardholders with lower credit scores.
Hawaiian Airlines Business Mastercard credit card
Last reviewed: September 10, 2020
The Hawaiian Airlines Business Mastercard credit card has decent sign-up and spend-based bonuses, but its annual fee is high, and its earning scheme is quite average.
BB&T Visa Signature Business card
Last reviewed: September 10, 2020
The BB&T Visa Signature Business card offers a low APR and solid business-friendly benefits, but its minimal rewards program doesn’t deliver many points.
KeyBank Business Rewards Mastercard
Last reviewed: September 10, 2020
At first glance, the KeyBank Business Rewards Mastercard looks like a top-tier rewards card, but a closer inspection of its rewards program shows it’s not nearly as generous as it seems.
Costco Anywhere Visa® Business Card by Citi
Last reviewed: January 3, 2024
Business owners who frequently buy in bulk will love the Costco Anywhere Visa Business card’s substantial rewards, but those who’d rather shop around or want lots of options for redeeming their rewards are probably better off with a more flexible card.
State Farm Bank Business Visa
Last reviewed: May 8, 2020
The State Farm Bank Business Visa card’s insurance-centric rewards program offers a unique way to earn points; however, cardholders are limited in how much they can earn.
View the best business credit cards
Commerce Bank Business Rewards Visa card
Last reviewed: May 8, 2020
With a higher-than-average interest rate, minimal benefits and an unexceptional rewards program, the Commerce Bank Business Rewards Visa card ranks low on our list of business cards.
Regions Visa Business Enhanced card
Last reviewed: September 10, 2020
The Regions Visa Business Enhanced card is a lackluster business card with a so-so APR, minimal rewards and almost no additional perks.
HSBC Mastercard Business card
Last reviewed: September 10, 2020
HSBC makes it easy to share this business-friendly card with multiple employees, but its limited rewards aren’t worth the annual fee.
Starwood Preferred Guest® Business Credit Card from American Express
Last reviewed: February 13, 2019
Business owners can get extraordinary mileage out of the Starwood Preferred Guest Business credit card, thanks to its generous bonuses on spending categories. This offer is no longer available.
U.S. Bank Business Select Rewards
Last reviewed: March 4, 2021
If you do most of your business spending in one place, the U.S. Bank Business Select Rewards card is a great way to maximize your rewards by earning 3x points on a bonus category of your choice (see rates and fees). This offer is no longer available on our site.