Business Credit Cards - Reviews
Business credit cards let freelancers, store owners, solopreneurs and all kinds of small-business owners make the most of every dollar spent. Whether you’re looking to save on travel, earn cash back, get flexible payments on capital purchases or reduce interest on debts, there’s a business credit card tailor-made for you.
To maximize your earnings, look for business credit cards that fit your spending and savings needs. Cash back cards pay you back on daily expenses and help you save on future purchases. Business travel rewards cards reduce your travel costs and deliver travel-related conveniences. Flex-pay, low APR and 0% intro APR cards help you save on interest and manage finances.
Our CreditCards.com experts reviewed hundreds of business card offers and rated the best business credit cards for 2021 based on several factors. Cash back and travel rewards, interest rates, payment flexibility, welcome offers and partner discounts are the key criteria we used. In our business credit card reviews below, you can compare business credit card offers from our partners and find expert recommendations for specific spending and savings needs.
American Express® Business Gold Card
Last reviewed: April 28, 2021
The American Express Business Gold Card is a solid choice for a small-business owner who wants to earn and redeem points for business or family travel.
Capital One Spark Cash Select - $500 Cash Bonus
Last reviewed: July 20, 2021
This no-annual-fee business credit card carries a generous sign-up bonus and gets you 1.5% cash back for every dollar you spend, making it a good choice for low-maintenance cardholders.
Capital One® Spark® Miles Select for Business
Last reviewed: May 13, 2021
A good tool for shaving the cost of business travel without investing in an annual fee or a complicated rewards scheme, the Spark Miles Select card from Capital One offers hassle-free travel rewards that are easy to redeem.
*All information about the Capital One Spark Miles Select for Business has been collected independently by CreditCards.com and has not been reviewed by the issuer. The Capital One Spark Miles Select for Business is no longer available through CreditCards.com.
U.S. Bank Business Cash Rewards World Elite Mastercard
Last reviewed: June 7, 2021
Business owners will appreciate the generous earning scheme of this no-annual-fee World Elite credit card, as well as the simplicity of earning and redeeming cash back.
*All information about the U.S. Bank Business Cash Rewards World Elite Mastercard has been collected independently by CreditCards.com and has not been reviewed by the issuer. This card is no longer available through CreditCards.com.
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
Last reviewed: May 13, 2021
With a healthy 3-point bonus on travel purchases and a 1.5-point bonus on everything else, this no-annual-fee travel card gives business cardholders ample opportunity to stockpile a large number of points just by using their card for everyday business expenses.
*All information about the Bank of America Business Advantage Travel Rewards World Mastercard credit card has been collected independently by CreditCards.com and has not been reviewed by the issuer. This offer is no longer available on our site.
U.S. Bank FlexPerks® Business Travel Rewards Card
Last reviewed: July 22, 2021
The U.S. Bank FlexPerks Business Travel Rewards Card is a decent option for frequent travelers – but its earning rate and redemption value are not the best you can find (see rates and fees). This offer is no longer available on our site.
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
Last reviewed: May 13, 2021
A good pick for business cardholders who are often on the road, the Business Advantage Cash Rewards Mastercard offers a generous cash back bonus on a category of your choice, as well as restaurant purchases.
*All information about the Bank of America Business Advantage Cash Rewards Mastercard credit card has been collected independently by CreditCards.com and has not been reviewed by the issuer. This offer is no longer available on our site.
Business Green Rewards Card from American Express
Last reviewed: December 17, 2020
This classic American Express business card offers modest rewards and a more flexible spending limit, but it struggles to compete with other cards. This offer is no longer available on our site.
SunTrust Business Cash Rewards Credit Card
Last reviewed: May 8, 2020
This business card offers unbeatable flexibility with no preset credit limit and solid, business-friendly cash rewards.
The Plum Card® from American Express
Last reviewed: July 27, 2021
The Plum Card from American Express is a flexible card that gives business owners the option to delay payment for up to 60 days, or receive a cash back bonus for paying early.
BBVA Visa Business Rewards credit card
Last reviewed: September 10, 2020
With an affordable interest rate and generous rewards, the BBVA Visa Business Rewards Credit Card card ranks high on our list of business cards.
Editorial disclosure: All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank's website for the most current information.