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Alaska Airlines Visa® Business credit card review

Published: November 8, 2018

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Published: November 8, 2018

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Ratings Policy
Business Rating:
3.5 rating
3.5 rating
3.5 / 5
Rewards Value 3.9
Annual Percentage Rate 1.6
Rewards Flexibility 3.5
Features 3.0

In a Nutshell:

The Alaska Airline Visa Business credit card offers many valuable incentives for business owners, including a buy one, get one for taxes and fees airline ticket and an annual companion fare.

Learn more about this card

Rewards Rate

  • 3 miles per dollar on Alaska Airlines purchases
  • 1 mile per dollar everywhere else

Introductory Bonus
30,000 points, plus buy one airline ticket and get the second for just the taxes and fees when you spend $1,000 in the first 90 days

Annual Fee
$50 per company, $25 per card

Average Yearly Rewards Value ($4,000 monthly spend)
$1,040

APR
16.99-24.99% (variable)

Rewards Redemption

Pros

  • Points don’t expire
  • No limit on how many points you can earn
  • No change/cancellation fee more than 60 days before travel
  • Can be redeemed with 15 airline partners
  • Free checked bag on Alaska Airlines flights

Cons

  • Some blackout dates and limited seat availability
  • $15 booking fee and $25 partner fee
  • Only one partner airline per ticket
  • Points can’t be transferred between accounts
  • Alaska Airlines has a limited flight network – it’s not the best option if you don’t live on or fly frequently to the west coast

Other Notable Features: Free FICO® credit score, ability to set employee card spend limits, no foreign transaction fees, $0 fraud liability, discounted hotel stays when redeemed with points, annual companion fare from $121

With a generous intro bonus and 3x rewards points on Alaska Airlines purchases, the Alaska Airline Visa Business credit card is a great option for business owners trying to boost their travel rewards. The annual companion fare and free checked bag for you and six other guests on the same reservation make this card a great choice for group travel, despite its higher than average annual fee.

Generous buy one, get one sign-up bonus

When you sign up for the Alaska Airlines Visa Business credit card and spend $1,000 in the first 90 days, you’ll receive the traditional intro bonus of 30,000 miles. But on top of that, Alaska Airlines has a buy one, get one for just taxes and fees offer for airline tickets. This is a great offer for business travelers, especially because the deal includes no blackout dates.

Typical rewards rate

After the intro bonus, the rewards rate on the Alaska Airline Visa Business credit card is comparable to other airline cards. You’ll earn the most rewards by choosing Alaska Airlines flights, so frequent flyers of the airline have the most to gain from choosing this card.

The good news is the card has no points limit, and your miles don’t expire. So even with an average reward rate, you’ll have time to save up for larger redemptions.

Redeem rewards with airline partners

When you are ready to redeem miles for flights, the Alaska Airline Visa Business card allows you to choose flights available from 15 partners, including British Airways, American Airlines, Emirates and Korean Air.

However, there are a few limitations to this perk. You’ll only be allowed one partner airline per ticket and can’t combine to hunt for a better deal. The booking fee is also slightly higher with partner flights, and you don’t get the free checked bag.

If you’d rather use your miles to book your hotel stay, the mileage plan includes over 400,000 properties, and you’ll get a bit of a discount.

Bring a friend with the annual companion fare

Each year on the anniversary of opening an account, business owners will earn an additional reward of a discounted companion fare, starting at $121. This bonus also comes with no blackout dates and adds extra rewards value to your miles.

This can be a great option if you often bring someone along on work trips. But keep in mind that miles can’t be transferred to other accounts, so if sharing miles is a priority this might not be the best card for you.

Larger annual fee with each employee card

The $75 base annual fee for the Alaska Airlines Visa Business credit card is not bad for its class, but you’ll add an additional $25 per employee card. So, if you need to issue cards even to just a few extra employees, your fee will quickly skyrocket.

This card can still be a great deal for a business owner, but if you have more than one employee who needs their own card, you’ll want to consider a business card with a smaller authorized user fee. Some, like the Capital One® Spark® Miles for Business and Blue Business℠ Plus Credit Card from American Express don’t charge you anything for additional cards.

Additional business benefits

To help you build your business credit, manage spending and prevent fraud, the Alaska Airlines Visa Business card also protects users against unauthorized purchases by employees. You’ll be able to customize spending limits for each employee to ensure your money is secure. Plus, you’ll get a free FICO credit score each month to ensure your credit is on track.

The card also comes with no foreign transaction fees, a great bonus for international business travel.

Why get the Alaska Airlines Visa Business credit card?

  • You are a frequent flyer on Alaska Airlines and can maximize rewards.
  • You live on or frequently travel to the Pacific Coast.
  • You often bring a group on business travel and will use the companion fare every year.
  • You will benefit from tools for customizing employee spend limits.
  • You don’t need to add many authorized users to your account.

How to use the Alaska Airlines Visa Business credit card

  • Book flights with Alaska Airlines to earn the most rewards.
  • Issue as few cards as possible to keep down the annual fee.
  • Take advantage of the introductory ticket offer and annual companion fares to save on group business travel.

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