Alaska Airlines Visa Signature® credit card review

Alaska Airlines Visa Signature® credit card review

Published: September 10, 2020
Published: September 10, 2020
Ratings Policy
Rewards Rating:
3.7 rating
3.7 rating
3.7 / 5
Rewards Value:4.1
Annual Percentage Rate:2.3
Rewards Flexibility:3.5
Issuer Customer Experience1.6

In a Nutshell:

A good deal for budget-conscious West Coast residents who frequently fly Alaska Air, the Alaska Airlines Visa Signature card pairs a generous sign up bonus and valuable rewards program with one of the lowest APRs available on a travel card.

*All information about the Alaska Airlines Visa Signature credit card has been collected independently by and has not been reviewed by the issuer. This offer is no longer available on our site.

Rewards Rate

  • 3 miles per dollar spent on eligible Alaska Airlines purchases
  • 1 mile per dollar on other purchases

Sign-up Bonus

$100 statement credit, 40,000 miles and Alaska’s Famous Companion Fare ($99 fare plus taxes and fees from $22) if you spend $2,000 or more in the first 90 days (limited time offer)


Annual Bonus
$99 companion fare (plus taxes and fees from $22)


Annual Fee


Average Yearly Rewards Value ($1,325 monthly spend)


15.99%-23.99% (variable)


Rewards Redemption

  • Points don’t expire and can be reinstated up to 1 year after account closure
  • No blackout dates
  • No change/cancellation fee 60 days or more before travel
  • One-way rewards tickets permitted
  • Open jaws rewards tickets permitted
  • One stopover per one-way travel on most tickets
  • Large network of partner airlines


  • Rewards seats may be limited on some flights
  • $15 call center booking fee and $25 partner fee
  • Only one partner airline per rewards ticket
Very Good

Chase Customer Service Ratings

  • J. D. Power 2020 customer satisfaction rating: 809 (30% of issuers in this category ranked higher)
  • 24/7 customer service?: Yes
  • Online chat available?: No
  • Google Play Store mobile app rating: 4.4/5
  • Apple Store mobile app rating: 4.8/5

Other Notable Features: First checked bag free, discounted companion pass, no foreign transaction fees, lost luggage reimbursement, car rental insurance, purchase security, concierge service, exclusive events and entertainment, shopping discounts, 20% back on all Alaska Airlines inflight purchases and 50% off day passes at the Alaska Lounge

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Alaska Airlines has a limited footprint and flies mostly in the Western U.S. But there is a reason why it has amassed a small army of devoted flyers. Alaska miles can carry you further than miles from other popular programs. The major strengths of Alaska’s MileagePlan are a great redemption scheme, generous routing rules, and a vast network of domestic and international partners.

The Alaska Airlines Visa Signature credit card gives you an opportunity to get bonus miles for things you have to do anyway, such as paying for your airline expenses. Aside from having a better-than-average earning scheme, it also offers a generous bags allowance and a companion ticket when you meet the spending and purchase requirements in the first 90 days.

Great sign-up bonus

The card offers a fairly large sign-up bonus of 40,000 miles and a $100 statement credit after you spend $2,000 in the first 90 days (limited time offer).

Also, the Alaska Airlines card offers a companion fare starting at $121 ($99 fare plus taxes and fees from $22) when you first sign up and spend $2,000 in the first 90 days in addition to each year on your account anniversary. Considering the value of an Alaska airlines ticket (which can range, for example, higher than $500 if you choose a route to Hawaii), this places Alaska’s incentives for new cardholders on par with some of the largest sign-up offers.

Good earning scheme for an airline card

The Alaska Airlines Visa Signature credit card pays you 3 miles back per dollar spent on eligible Alaska Airlines tickets, vacation packages and cargo purchases. That’s 50 percent higher than the average airline earning scheme rate. Most co-branded airline cards offer 2 miles per dollar for airline purchases. The card also gives you 1 mile for all other purchases.

Discounted companion fare

Just like many other airlines, Alaska offers a yearly discounted companion fare with a paid ticket each year on your account anniversary. The fare is valid for any Alaska flight booked on, there are no fuel surcharges and all fare brackets qualify.

If you buy a ticket, you get a discounted fare for a companion starting at $121. And the redemption is painless – you simply apply the discount code at the time you purchase the primary ticket.

Wide network of domestic and international partners

Alaska Airlines primarily serves the West Coast. However, even if you don’t live on the West Coast, you may still find Alaska’s rewards program valuable, thanks to Alaska’s vast partner airline network. You can use Alaska miles on American Airlines, Delta Air Lines, Cathay Pacific, Emirates, British Airways, and many other airlines. Most of these airlines do not make you pay fuel or other carrier surcharges. The award levels are usually quite reasonable, and Alaska rules allow a free stopover – even on a one-way trip. That means two stopovers per round trip – more travel for your miles.

Valuable perks for frequent travelers

The Alaska Airlines card entitles the cardholder and up to six people traveling on the same reservation to one free checked bag each. On top of this valuable perk, the card comes with a slew of Visa Signature benefits, including car rental insurance, lost luggage reimbursement and concierge services.

Why get the Alaska Airlines card?

  • You frequently fly on Alaska Airlines.
  • You want to collect Alaska’s MileagePlan miles to redeem on one or more Alaska partner airlines.
  • You’re interested in a discounted companion pass.
  • You tend to fly with a big group and want to take advantage of the generous bag-checking allowance.

How to use the Alaska Airlines card:

  • Book all your Alaska flights and travel packages with the card to maximize earnings.
  • Try to utilize free stopovers on Alaska and partner airlines to get more bang for your miles.
  • Watch for fuel surcharges on Icelandair and British Airways.

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