United Club℠ Card
United Club℠ Card
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United Club℠ CardSee Rates & Fees
Partner Offer

United Club℠ Card

Our rating:4.3 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Excellent

Credit Recommended

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Intro Bonus
Earn up to 110,000 milesEarn 100,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
Reward Rates
11xEarn 11x total miles on eligible United flights.
5xEarn 5x miles on all other eligible United® purchases.
2xEarn 2x miles on dining and all other travel.
1xEarn 1x mile on all other purchases.
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
19.74% - 28.24% Variable
Annual Fee
$695

Highlights

  • Earn up to 110,000 bonus miles and 3,000 PQP
  • NEW! 11x total miles on eligible United flights and 5x miles on all other eligible United® purchases
  • 2x miles on dining and all other travel
  • 1x mile on all other purchases
  • United Club℠ card membership - at least a $750 value
  • Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and Premier Access® travel services.
  • Earn up to 20,000-miles in award flight discounts annually
  • NEW! Save at least 10% when booking flights with miles. Premier members earn even more.
  • Member FDIC

Features

  • Airline
    Airline
  • Excellent Credit
    Excellent Credit
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Rewards
    Rewards
  • Travel
    Travel
  • Visa
    Visa

Staff Review

Editor's Rating:

4.3 out of 5

Our take: Frequent flyers looking to earn United miles and enjoy premium perks can get a lot of value out of this card thanks to its impressive rewards rate. That said, the annual fee will be hard to justify if you’re not a die-hard United fan. See Rates and Fees

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.