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Citi® Double Cash Card

Citi® Double Cash Card

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Excellent Credit Recommended (740-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Learn More The information for the Citi® Double Cash Card has been collected independently by Creditcards.com and has not been reviewed or provided by the card issuer.
Excellent Credit Recommended (740-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Learn More The information for the Citi® Double Cash Card has been collected independently by Creditcards.com and has not been reviewed or provided by the card issuer.
Reward Rates
2% Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Balance Transfers Intro APR
0% intro for 18 months on Balance Transfers
Purchases Intro APR
N/A
Regular APR
13.99% - 23.99% (Variable)
Annual Fee
$0

Great for:

Flat rate cash back. Forget tracking spending or juggling multiple cards or bonus categories – the Citi Double Cash Card gets you up to 2% cash back on all purchases (1% when you buy, 1% when you pay off those purchases), no matter when, where or what you buy. This makes the card an ideal choice if you’re looking for a simple, “set-it-and-forget-it” way to earn rewards on your purchases and a no-brainer for inclusion on our list of the best cash back credit cards.

Highlights

  • Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% - 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Features

  • Balance Transfer
    Balance Transfer
  • Cash Back
    Cash Back
  • Editor's Pick
    Editor's Pick
  • EMV
    EMV
  • Excellent Credit
    Excellent Credit
  • Free Credit Score
    Free Credit Score
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • Popular
    Popular
  • Presale Tickets
    Presale Tickets
  • Rewards
    Rewards
  • Unsecured credit card
    Unsecured credit card

Staff Review

 

Editor's Rating:

4.1-star review

4.1 out of 5

Our take: The Citi Double Cash credit card is the rare card that allows you to earn cash back twice on all your purchases, with no caps or restrictions.

Read full review

 

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.