Chase Freedom Unlimited®

Chase Freedom Unlimited®

at Chase's Secure Site
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Credit Cards » Chase Credit Cards » Chase Freedom Unlimited®
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Chase Freedom Unlimited®

Chase Freedom Unlimited®

The Points Guy

2018 Award Winner

9,913 Reviews

NEW - LOWER BALANCE TRANSFER FEE
Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

OK
at Chase's Secure Site
Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

OK
at Chase's Secure Site
Intro Bonus
Intro Bonus
$150 Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
Reward Rates
1.5% Unlimited 1.5% cash back on every purchase — it's automatic!
Balance Transfers Intro APR
0% Intro APR on Balance Transfers for 15 months
Purchases Intro APR
0% Intro APR on Purchases for 15 months
Regular APR
17.24 - 25.99% Variable
Annual Fee
$0

Great for: Earning better than 1% cash back on every purchase, without having to pay an annual fee. Pro tip: if you also have a Chase Sapphire card, you can transfer your Freedom Unlimited points to your Sapphire account to boost their value even more.

Highlights

  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee

Features

  • 0% Introductory APR
    0% Introductory APR
  • Concierge Service
    Concierge Service
  • EMV
    EMV
  • Extended Warranty Program
    Extended Warranty Program
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • Purchase Protection
    Purchase Protection
  • Travel Accident Insurance
    Travel Accident Insurance
  • Visa Signature®
    Visa Signature®
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

 

Our take: Casual users of the Chase Freedom Unlimited credit card may appreciate its simplicity and high general rewards rate, but the card’s real sweet spot lies in pairing it with other Chase Ultimate Rewards cards.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Cardholder Reviews

Chase Freedom Unlimited®

Average Ratings: (collected by Chase)
4.8 out of 5
Ratings and reviews provided by issuer as of 2018-11-16.
See the latest reviews on Chase's site

For customer reviews and the most recent star ratings please click here