Chase Freedom Unlimited®
- Intro Bonus
- Earn an Additional 1.5% Cash BackIntro Offer: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
- Reward Rates
- 5%Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more;
- 3%3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
- 1.5%1.5% on all other purchases
- Balance Transfers Intro APR
- 0% Intro APR on Balance Transfers for 15 months
- Purchases Intro APR
- 0% Intro APR on Purchases for 15 months
- Regular APR
- 17.99% - 26.74% Variable
- Annual Fee
- $0
Highlights
- Intro Offer: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
- Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
- After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.99% - 26.74%
- No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
Features
- 0% Introductory APR
- Cash Back
- Concierge Service
- EMV
- Excellent Credit
- Extended Warranty Program
- Good Credit
- Low Interest
- Mobile Pay Ready
- No Annual Fee
- Popular
- Purchase Protection
- Rewards
- Travel Accident Insurance
- Unsecured credit card
- Zero Fraud Liability
Staff Review
Editor's Rating: 5.0 out of 5 | Our take: The Chase Freedom Unlimited card offers a good sign-up bonus and an impressive average rewards rate, including a 1.5% cash back rate on general purchases, making it a great starter card for collecting Chase Ultimate Rewards. |
All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.