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Chase Freedom Unlimited®

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at Chase's Secure Site
Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at Chase's Secure Site
Intro Bonus
$200Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Reward Rates
5%Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
5%Earn 5% on travel purchased through Chase.
3%Earn 3% on dining at restaurants and drugstores
1.5Earn unlimited 1.5% cash back on all other purchases.
Balance Transfers Intro APR
N/A
Purchases Intro APR
0% Intro APR on Purchases for 15 months
Regular APR
14.99 - 23.74% Variable
Annual Fee
$0

Great for:

Earning rewards on every purchase, without having to pay an annual fee. Pro tip: if you also have a Chase Sapphire card, you can transfer your Freedom Unlimited points to your Sapphire account to boost their value even more.

The Chase Freedom Unlimited is one of our top picks for the best credit cards.

Highlights

  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
  • Earn unlimited 1.5% cash back on all other purchases.
  • Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases.
  • No annual fee
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open

Features

  • 0% Introductory APR
    0% Introductory APR
  • Cash Back
    Cash Back
  • Concierge Service
    Concierge Service
  • EMV
    EMV
  • Excellent Credit
    Excellent Credit
  • Extended Warranty Program
    Extended Warranty Program
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • Purchase Protection
    Purchase Protection
  • Rewards
    Rewards
  • Travel Accident Insurance
    Travel Accident Insurance
  • Unsecured credit card
    Unsecured credit card
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

 

Our take: Casual users of the Chase Freedom Unlimited credit card may appreciate its simplicity and high general rewards rate, but the card’s real sweet spot lies in pairing it with other Chase Ultimate Rewards cards.

Read full review

 

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Cardholder Reviews

Chase Freedom Unlimited®

Average Ratings: (collected by Chase)
4.8 out of 5 stars
Ratings and reviews provided by issuer as of 2020-10-16.

For customer reviews and the most recent star ratings please click here