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Chase Freedom Unlimited®

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at Chase's Secure Site
Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at Chase's Secure Site
Intro Bonus
Intro Bonus
Double Cash Back Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
Reward Rates
3% Earn 3% cash back on all purchases in your first year up to $20,000 spent.
1.5% Earn unlimited 1.5% cash back on all purchases after initial $20,000 spend in your first year.
Balance Transfers Intro APR
0% Intro APR on Balance Transfers for 15 months
Purchases Intro APR
0% Intro APR on Purchases for 15 months
Regular APR
16.99% - 25.74% Variable
Annual Fee
$0

Great for:

Earning rewards on every purchase, without having to pay an annual fee. Pro tip: if you also have a Chase Sapphire card, you can transfer your Freedom Unlimited points to your Sapphire account to boost their value even more.

The Chase Freedom Unlimited is one of our top picks for the best credit cards.

Highlights

  • New Offer! Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%. A Balance transfer fee is 3% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee

Features

  • 0% Introductory APR
    0% Introductory APR
  • Balance Transfer
    Balance Transfer
  • Cash Back
    Cash Back
  • Concierge Service
    Concierge Service
  • EMV
    EMV
  • Excellent Credit
    Excellent Credit
  • Extended Warranty Program
    Extended Warranty Program
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • Purchase Protection
    Purchase Protection
  • Rewards
    Rewards
  • Travel Accident Insurance
    Travel Accident Insurance
  • Unsecured credit card
    Unsecured credit card
  • Visa Signature®
    Visa Signature®
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

 

Our take: Casual users of the Chase Freedom Unlimited credit card may appreciate its simplicity and high general rewards rate, but the card’s real sweet spot lies in pairing it with other Chase Ultimate Rewards cards.

Read full review

 

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Cardholder Reviews

Chase Freedom Unlimited®

Average Ratings: (collected by Chase)
4.8 out of 5 stars
Ratings and reviews provided by issuer as of 2019-09-10.
See the latest reviews on Chase's site

For customer reviews and the most recent star ratings please click here