Keeping Score

Why did my paid-and-removed charge-off reappear on my credit report?

Delinquent accounts are often sold to other collectors, and information can get lost in the shuffle

What’s up next?

In Keeping Score

Americans’ favorite credit card feature is 3% cash back on all purchases

People love credit card rewards, but some types are more appealing than others, according to’s latest poll. Find out what rewards Americans like best and read professionals’ opinions on why.

See more stories
Credit Card Rate Report Updated: September 23rd, 2020
Cash Back

Questions or comments?

Contact us

Editorial corrections policies

Learn more

Join the Discussion

We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, do not disclose confidential or personal information such as bank account numbers or social security numbers. Anything you post may be disclosed, published, transmitted or reused.

The editorial content on is not sponsored by any bank or credit card issuer. The journalists in the editorial department are separate from the company’s business operations. The comments posted below are not provided, reviewed or approved by any company mentioned in our editorial content. Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.