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Credit reports and credit scores

Summary

All you need to know about credit reports and credit scores, including a look at FICO scores and credit histories and why they matter

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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Please see the bank’s website for the most current version of card offers; and please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.

The 7 building blocks of good credit

These seven basic steps to improving your credit score take time and aren’t all easy, but once you do them, your score is guaranteed to rise.

How to dispute errors on your credit report

Think you know credit reports, scores? Take our quiz.

They’re all over the news, but do you know how these important things work? Let’s find out with these 10 questions.

10 ways students can build good credit

Part of growing up is becoming financially independent, but how do you get started? It all comes down to being responsible.

Rebuilding bad credit in 5 really slow steps

Don’t think of rebuilding bad credit as a race — slow and steady changes are needed, and time and patience are your allies.

Don’t say ‘I do’ to bad credit on your wedding day

With financial squabbles topping the list of reasons for divorce, experts say it makes sense to check out your partner’s credit before you get married.

7 bad credit card habits to break now

Everyone has a few destructive credit card habits to break — and the sooner you replace them with positive behavior, the more money you’ll save.

Find common credit card terms in our glossary

What’s an APR? What about a grace period or a finance charge? This alphabetical list of terms can help clear things up for you.

More things to know about credit reports, scores

Credit Card Rate Report Updated: October 16th, 2019
Business
15.18%
Airline
17.11%
Cash Back
17.25%
Reward
17.13%
Student
17.29%

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