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Earn 60,000 bonus points with the Citi Premier card

The travel rewards card has added new restaurant and supermarket bonus categories


Not only can new cardholders earn 60,000 bonus points after spending $4,000 in the first three months of account opening, but they can also maximize everyday rewards with the card’s new bonus categories.

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If you’re looking for a travel rewards card that offers a lot of value in the first year and beyond, the Citi Premier® Card is a great way to go.

In addition to its recently-added bonus categories that earn you 3 points per dollar on a variety of everyday expenses like supermarket purchases in addition to select travel expenses, the Premier card is currently offering an impressive sign-up bonus: 60,000 points for spending $4,000 in the first three months of card ownership.

Not only will the card’s ongoing rewards categories offer solid long-term value, but thanks to the card’s 25% bonus for redemptions made through its travel portal (available through April 10, 2021), you should also be able stretch the sign-up bonus a long way.

Here we take a look at how much this card’s bonus is worth and what you stand to earn in the first year when you combine it with rewards earned via card spend.

See related: Cash back vs. points

Citi Premier card sign-up bonus value: At a glance

Along with its 60,000-point bonus, the Citi Premier card allows cardholders to earn rewards on a wide array of purchases, ranging from air fare and hotels to gas, dining and supermarket spending. Citi ThankYou points also come with a 25% higher redemption value on travel.

These benefits come with a price tag, though: cardholders will be charged an annual fee of $95. However, the card’s yearly value should more than make up for its annual fee each year.

Citi Premier® Card
Citi Premier card
Rewards rate
  • 3 points per dollar on air travel and hotel stays
  • 3 points per dollar on gas purchases
  • 3 points per dollar on restaurant and supermarket purchases
  • 1 point per dollar on all other purchases
Sign-up bonus60,000 points when you spend $4,000 in the first 3 months
Annual fee$95
Card perks
  • No foreign transaction fees
  • Annual hotel savings benefit: Earn $100 off a single hotel stay of $500 or more, excluding taxes and fees, through, once per calendar year
  • 25% bonus point value when redeemed through Citi travel portal (expires April 10, 2021)
  • Transfer to 15 travel partners
Estimated earnings in first year ($15,900 spend)$848

Recent changes to the Citi Premier card

As you can see from the table below, the card has a history of toggling between a 30,000-point and 60,000-point sign-up bonus. The card has even offered no sign-up bonus in the past.

Citi Premier card recent changes

Change dateSign-up bonus
Jun. 13, 201960,000 ThankYou® points if you spend $4,000 in first 3 months
Oct. 23, 201850,000 ThankYou® points if you spend $4,000 in first 3 months
Aug. 1, 201860,000 ThankYou® points if you spend $4,000 in first 3 months
Feb. 28, 201850,000 ThankYou® points if you spend $4,000 in first 3 months
Jan. 25, 201830,000 ThankYou® points if you spend $3,000 in first 3 months
Sept. 27, 2017No sign-up bonus
July 18, 201750,000 ThankYou® points if you spend $4,000 in first 3 months
Jan. 24, 201730,000 ThankYou® points if you spend $3,000 in first 3 months

Keep in mind that the increased sign-up bonuses also come with higher spend requirements. To receive the 50,000-point or 60,000-point bonuses, cardholders must spend $4,000 in the first three months, compared to $3,000 for the 30,000-point bonus.

Who is eligible for the sign-up bonus?

The Citi Premier sign-up bonus is only available to new cardholders who have not had a Citi Rewards+®, Citi ThankYou® Preferred, Citi ThankYou® Premier/Citi Premier® or Citi Prestige® card opened or closed in the past 24 months.

Of course, you must meet certain credit requirements to be approved for the Premier card. To determine your creditworthiness, Citi will consider several factors, including, but not limited to, your annual salary and wages and any debt you may have.

Best ways to spend 60,000 ThankYou points

In general, travel redemptions are the best use of Citi ThankYou points, and – if you want to squeeze the most value out of your points – redeeming them for airfare through the Citi ThankYou portal is your best bet. Through April 10, 2021, Citi Premier card members get a 25% boost on their points when they redeem them this way, so 60,000 bonus points can get you $750 worth of airfare.

Citi gives you plenty of other choices for redeeming ThankYou points – including gift cards, merchandise and cash back – but most of these are a poor value, worth less than 1 cent per point.

Citi Premier card redemption options

Redemption optionPoint valueValue of 60,000-point sign-up bonus
Citi ThankYou portal airfare (25% point bonus)1.25 cents$750
Other Citi ThankYou portal travel rewards (hotels, rental cars, cruises, vacations, activities)1 cent$600
Gift cards1 cent$600
Merchandise0.8 cent$480
Shopping partners (Amazon, Expedia, Live Nation, 1-800Flowers, Best Buy, Wonder) 0.8 cent$480
Select and credit0.75 cent$450
Cash back (statement credit or check)0.5 cent$300
Student loan or mortgage payment1 cent$600
Charity donation1 cent$600

Citi also has several airline partners that you can transfer points to at a 1:1 ratio (with the exception of JetBlue). It’s possible to stretch your points further with a point transfer, since you can look for values within each airline partner’s redemption chart. Unfortunately, the options are slightly limited, consisting mostly of small overseas airlines:

Citi Premier card transfer options

AirlineTransfer ratioPoint value (including transfer ratio)Value of 60,000-point sign-up bonus
Singapore Airlines1:12.17 cents$1,302
Avianca1:11.5 cents$900
Turkish Airlines1:11 cent$600
Asia Miles1:11 cent$600
Etihad Guest1:11 cent$600
Eva Air1:11 cent$600
Air France/KLM1:11 cent$600
Garuda Indonesia1:11 cent$600
Jet Airways1:11 cent$600
Malaysia Airlines1:11 cent$600
Qantas1:11 cent$600
Qatar1:11 cent$600
Thai Airways1:11 cent$600
Virgin Atlantic1:10.8 cent$480
JetBlue2:10.74 cent$444

Should you apply for the Citi Premier card now?

The bonus on the Citi Premier card is currently at its highest throughout the card’s history, so now is a great time to apply if you want to secure a lot of ThankYou points. The card’s recently-added bonus categories should also offer impressive long-term value, even with the annual fee and the coming expiration of the card’s 25% point value bonus on Citi travel portal redemptions.

See related: American Express Platinum card offers 125,000 bonus points through CardMatch

The editorial content below is based solely on the objective assessment of our writers and is not driven by advertising dollars. However, we do receive compensation when you click on links to products from our partners. Learn more about our advertising policy

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

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