American Express® Business Gold Card offers a 35,000-point welcome bonus


Along with a 35,000-point bonus, the American Express Business Gold card offers a four-point bonus on the top two categories where your business spends the most each month.

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Editor’s Note: The offer mentioned below for the American Express Business Gold Card is no longer available as of August 8, 2019. 

American Express has updated the welcome bonus for the American Express® Business Gold Card. Now, new cardholders will earn 35,000 bonus points when they spend $5,000 in the first three months of card membership. This is in addition to the free one-year membership to G Suite Basic for up to three users and one-year membership to ZipRecruiter Standard.

Updated offer Previous offer
Introductory bonus
  • 35,000 points when you spend $5,000 in first 3 months
  • Up to 1 year free of G Suite Basic for 3 users
  • Up to 1 year of ZipRecruiter Standard
  • Terms apply
  • Up to 1 year free of G Suite Basic for 3 users
  • Up to 1 year of ZipRecruiter Standard
  • Terms apply

American Express Business Gold card members will continue to earn four points per dollar on the top two categories where their businesses spend the most each month, on the first $150,000 each calendar year. All other purchases earn one point per dollar.

American Express Business Gold Card

Why use it?

The American Express Business Gold Card is a solid choice for a small-business owner who wants to earn and redeem points for business or family travel.

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Card details at a glance:

  • 35,000-point welcome bonus when you spend $5,000 in first 3 months
  • Earn 4 points per dollar on 2 categories where your business spends the most each month (on first $150,000 in combined purchases each calendar year)
  • Earn 1 point per dollar on general purchases
  • Up to 1 year free of G Suite Basic for 3 users
  • Up to 1 year of ZipRecruiter Standard
  • $295 annual fee
  • Estimated Yearly Rewards Value ($48,000 spend): $865

The bonus rate is offered in the following spend categories:

  • Airfare purchased directly from airlines
  • U.S. purchases at restaurants
  • U.S. purchases for advertising in select media (online, TV and radio)
  • U.S. purchases at gas stations
  • U.S. purchases made directly from select technology providers of computer hardware, software and cloud solutions
  • U.S. purchases for shipping

The Business Gold card also offers a variety of perks, including a 25-percent bonus on eligible airline purchases booked through American Express Travel using Membership Rewards Pay with Points, as well as the option to pay for large purchases over time with interest. 

Should you apply?

If you are a business owner who spends heavily in at least two of the six categories listed above, you can benefit greatly from the Business Gold card’s generous rewards rate. For example, let’s say your company maxes out the $150,000 yearly bonus earning cap by spending $12,500 each month on air travel and media advertising. By the end of the year, you stand to earn 600,000 points – equaling out to approximately $7,140 in rewards value. Just keep in mind that the card requires a big upfront commitment, since the pricey $295 annual fee isn’t waived the first year.

See related: Earn 75K bonus points with The Business Platinum Card from American Express, Enhanced American Express Gold card offers a 4-point bonus for foodies 

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The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

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