Rewards rate
- 3%
-
Earn 3% cash back in the category of your choice (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases).
- 2%
-
Earn automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases).
- 1%
-
Earn unlimited 1% on all other purchases.
At A Glance
- Intro offer
- $200 $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Annual fee
- $0
- Regular APR
- 19.24% - 29.24% Variable APR on purchases and balance transfers
- Recommended credit
- 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
- Your approval oddsClicking “See your approval odds” will authorize us to run a soft credit pull, which we’ll need to estimate your approval odds. Approval Odds serve as a guide to help you find the right credit card and will never affect your credit score.