What is U.S. Bank?
In 1863, First National Bank of Cincinnati opened its doors as a regional bank. Regional banks proliferated over the next century, and a series of mergers at the start of the 21st century predated the adoption of the U.S. Bank name. Today based in Minnesota, U.S. Bank is the fifth biggest in the country. As of Dec. 31, 2017, assets were $462 billion, and the bank employs 73,000 workers.
Savings, checking, mortgages – U.S. Bank’s services run the gamut. Here’s what is offered:
- Online and mobile
- Checking and savings
- Credit cards
- Mortgage and refinance
- Loans and credit lines
- Investing and retirement
Other benefits of having U.S. Bank cards
U.S. Bank rewards cards offer a variety of superior features, from access to celebrity chef tours and use of Silvercar to accident insurance and travel and emergency assistance. There are also benefits carried by all U.S. Bank personal cards.
All U.S. Bank personal cards
There are a few features all U.S. Bank personal cards have, including:
- 24/7 U.S.-based customer service
- Fraud protection
- Chip technology
- Online and mobile account access
- Free TransUnion credit score
- FlexControl budgeting tools
- Spend analysis online reporting
Laura is an editor and writer at CreditCards.com. She has written extensively on all things credit cards and works to bring you the most up-to-date analysis and advice. Laura’s work has been cited in such publications as the New York Times and Associated Press. You can reach her by e-mail at firstname.lastname@example.org and on Twitter @creditcards_lm.