Rewards card reviews

Rewards Credit Cards - Reviews

Credit card rewards come in many forms -- from miles to cash back to points -- that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.

We've created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits.

Learn more about our ratings process

The Ultimate Cash Back card from Santander Bank review

The Ultimate Cash Back card from Santander Bank

2.8 rating

With a run-of-the-mill earning scheme and sign-up bonus, plus limited redemption options, the rewards program on the Santander Ultimate Cash Back Mastercard is far from impressive.

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BJ's Perks Elite MasterCard review

BJ's Perks Elite MasterCard

2.3 rating

The BJ’s Perks Elite MasterCard gives current BJ’s members a chance to save big on everyday purchases, but others who don’t already frequent BJ’s or a similar warehouse club should factor in the $100 cost of club membership when deciding whether or not the card is worth it.

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Lowe's Consumer credit card review

Lowe's Consumer credit card

2.3 rating

Frequent Lowe’s shoppers will love the card’s automatic discount and special financing offers, but those who rarely visit the home improvement store would be far better served by a general-purpose rewards card with a much lower APR.

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Blue Cash card from American Express review

Blue Cash card from American Express

2.3 rating

Better suited for well-heeled families than cardholders on a budget, the Blue Cash card offers a generous cash back bonus on everyday purchases; but to get it, you have to clear an exceptionally high spending threshold that may be unrealistic for some families.

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GM BuyPower card from Capital One review

GM BuyPower card from Capital One

3 rating

Few cards can beat the 2 percent rewards rate on Capital One’s GM BuyPower card, but the rewards only apply to the purchase of a new car. This offer is no longer available on our site.

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U.S. Bank Cash+ Visa Signature Card review

U.S. Bank Cash+ Visa Signature Card

3 rating

For cardholders who don’t mind a hands-on approach to earning card rewards, the U.S. Bank Cash+ offers more choice and flexibility than most of its competitors as well as a decent amount of cash back on everyday purchases.

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TD First Class Visa Signature credit card review

TD First Class Visa Signature credit card

2.3 rating

The TD First Class Visa Signature card offers an accessible sign-up bonus and triple points on dining and travel, but its below-average rewards rate makes it hard to justify the high annual fee.

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PlayStation Card from Capital One review

PlayStation Card from Capital One

2.2 rating

Despite meager rewards on outside purchases, gamers and techies can definitely fuel their hobbies with the Sony PlayStation credit card. This offer is no longer available on this site.

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Navy Federal More Rewards American Express card review

Navy Federal More Rewards American Express card

3.5 rating

With no annual fee, triple points on supermarket and gas station purchases and a handsome sign-up bonus, the brand-new Navy Federal More Rewards American Express card is an especially good deal for families and business travelers.

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Blue from American Express card review

Blue from American Express card

2.2 rating

If you’re looking for a no-frills rewards credit card with brand-name recognition, the Blue from American Express card could be an easy way to get your feet wet.

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Expedia+ Card from Citi review

Expedia+ Card from Citi

2.2 rating

Fans of discount travel sites would probably be better served by a general rewards card in lieu of the Expedia+ Card, due to its low rewards rate and litany of restrictions on redeeming rewards points. This offer is no longer available on our site.

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Cathay Pacific Visa Signature card review

Cathay Pacific Visa Signature card

2.2 rating

Cardholders seeking to earn Asia Miles are probably better off skipping the Asia Pacific Visa Signature card and sticking with a general rewards card that allows point transfer to the Asia Miles program.

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