Rewards Credit Cards - Reviews
Credit card rewards come in many forms -- from miles to cash back to points -- that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.
We've created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits.
First Citizens Cash Back Rewards Visa card
Last reviewed: January 19, 2018
If you plan to carry a balance and your credit is strong enough to qualify for the card’s lowest available rate, you may get some value out of this low-earning rewards card; but you can almost certainly get better rewards at a comparable cost from other cards.
State Farm Rewards Visa
Last reviewed: April 6, 2018
The State Farm Rewards Visa encourages responsibility by making it easy for cardholders to put their rewards toward a mortgage or insurance payment, but its lackluster rewards scheme falls short of its competitors.
BB&T Spectrum Rewards credit card
Last reviewed: April 6, 2018
The BB&T Spectrum Rewards card may not offer the highest rewards rate, but its low APR and accessible sign-up bonus make it a good choice for cardholders who can’t afford pricier cards.
Best Western Rewards MasterCard
Last reviewed: November 15, 2017
The Best Western Rewards MasterCard offers frequent hotel guests a decent number of bonus points on hotel stays; but its modest sign-up bonus and skimpy rewards on non-hotel purchases limit its appeal.
BMO Harris Bank Premium Rewards Mastercard
Last reviewed: January 19, 2018
Designed for frequent travelers, the BMO Harris Bank Premium Rewards Mastercard offers a generous spending bonus on restaurant, hotel and airfare purchases and limited airport lounge access; however, cardholders need to spend relatively heavily to make up for the card’s $79 annual fee.
SunTrust Travel Rewards card
Last reviewed: February 21, 2018
With a low APR and a triple point bonus on airfare, hotels and car rental purchases, this is a good card to use for travel; however, don’t count on using it for everyday purchases since you won’t get much value out of the card once you return home.
Blue Delta SkyMiles card from American Express
Last reviewed: September 28, 2018
You can earn miles at a fairly high rate with this no-annual-fee airline card, but you can find several flexible travel cards — and even a few cash back cards — that offer more flexible and more valuable rewards.
The Platinum Card from American Express
Last reviewed: October 4, 2018
The $550 annual fee might set your head spinning, but the massive list of perks and benefits that comes with American Express’s top-of-the-line luxury card offers plenty of value. (See rates and fees)
Chase Amazon.com Rewards Visa card
Last reviewed: April 6, 2018
For cardholders who don’t want to pay the fee for an Amazon Prime membership, the regular Amazon Rewards Visa card offers one of the highest rewards rates on Amazon.com purchases as well as a pretty good rewards rate on gas, restaurant and drugstore purchases.
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Synovus Cash Rewards Visa
Last reviewed: February 21, 2018
The rewards rate on the Synovus Cash Rewards Visa is average, though it does give cardholders a good opportunity to maximize cash back on gas, grocery and restaurant purchases, thanks to its quarterly rotating bonus.
Navy Federal Credit Union Cash Rewards card
Last reviewed: July 17, 2018
With a low APR and up to 1.5 percent cash back on every purchase, this modest credit union card is a great choice for cardholders who plan to carry a balance and want low-maintenance rewards at an affordable price.
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PNC Premier Traveler Visa Signature credit card
Last reviewed: February 8, 2018
A flat 2 percent rate on travel rewards and flexible redemption options make the PNC Premier Traveler Visa Signature card another good option for netting a large number of rewards points for airfare.