Rewards Credit Cards - Reviews
Credit card rewards come in many forms -- from miles to cash back to points -- that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.
We've created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits.
Mastercard Gold Card
Last reviewed: February 15, 2019
With an exorbitant annual fee and average rewards earning rate, the Mastercard Gold Card is not for the average cardholder; cardholders looking for a unique card that conveys status may, however, enjoy the card’s luxury perks.
PNC Cash Rewards Visa card
Last reviewed: February 6, 2019
The PNC Cash Rewards Visa offers the chance to earn an especially high rewards rate on gas, restaurant and grocery spending with a very high bonus limit.
American Express Everyday Preferred card
Last reviewed: February 12, 2019
The American Express EveryDay Preferred card can be a great choice for frequent users and families who spend a lot on gas and groceries, but a high annual fee and an onerous requirement to reap the card’s full rewards rate diminish its overall appeal. This offer is no longer available on our site.
Mastercard Black Card
Last reviewed: February 12, 2019
With a $495 annual fee, the Mastercard Black Card is one of the priciest cards in its class, and comes with travel benefits that don’t hold up to other luxury cards.
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Wyndham Rewards Visa card
Last reviewed: February 12, 2019
The Wyndham Rewards Visa card offers an above average rewards rate on hotel and general purchases; but Wyndham points aren’t worth as much as the average card rewards point, so the hotel card’s rewards program isn’t as valuable as it seems.
Barclay Choice Privileges Visa Signature card
Last reviewed: February 12, 2019
A good choice for cardholders who want an easy way to earn free travel, but don’t want to pay an annual fee, the Choice Privileges Visa Signature card offers a large enough sign-up bonus to fund several nights at a budget-friendly Choice hotel, such as Comfort Inn, and an above average rewards rate on regular purchases.
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SunTrust Cash Back credit card
Last reviewed: February 13, 2019
With a low APR and generous rewards for SunTrust bank account holders, the SunTrust Cash Back credit card is a good choice for well-heeled SunTrust customers; however, cardholders with low checking account balances won’t get nearly as much benefit.
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USAA Cashback Rewards Plus American Express Card
Last reviewed: February 6, 2019
The USAA Cashback Rewards Plus American Express is an ideal card for military families: It offers an industry-leading 5 percent cash back on gas and military base purchases, 2 percent cash back on groceries and a number of money-saving perks for active duty service members.
Blue Cash Preferred Card from American Express
Last reviewed: February 5, 2019
Despite its high annual fee, the Blue Cash Preferred card is one of our favorite cards for families: It helps take the sting out of car pool lines and long commutes by offering a generous point bonus on gas station spending and it offers one of the highest cash back bonuses you can get when you use your card at U.S. supermarkets.
Citi / AAdvantage Executive World Elite Mastercard
Last reviewed: February 13, 2019
The Aadvantage Excecutive World Elite Mastercard offers a host of great airline benefits and a large sign-up bonus with a spending requirement that — unfortunately — puts it out of reach of most cardholders.
TD Aeroplan Visa credit card
Last reviewed: February 13, 2019
You won’t have trouble earning a free flight in your first year with this premium airline card: The TD AeroPlan Visa Signature card offers a substantial sign-up bonus in the card’s first year; but you’ll have to fly to Canada often after the card’s first year to make up for its pricey annual fee.
Bank of America Cash Rewards credit card
Last reviewed: February 6, 2019
The Bank of America Cash Rewards card offers an exceptional rewards rate on a category of the user’s choice, allowing increased flexibility. But a $2,500 spending cap on bonus category rewards limits how much cardholders can earn.