Rewards Credit Cards - Reviews
Credit card rewards come in many forms -- from miles to cash back to points -- that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.
We've created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits.
BB&T Spectrum Cash Rewards credit card
Last reviewed: March 26, 2019
The BB&T Spectrum Cash Rewards card does not offer the highest rewards rate, but it can help cardholders looking to save on fees since it comes with no annual fee and a 12-month intro APR.
U.S. Bank FlexPerks Travel Rewards Visa Signature card
Last reviewed: April 10, 2019
The U.S. Bank FlexPerks Travel Rewards Visa Signature card is a good value for cardholders who want to redeem points for travel purchases, but its other redemption options aren’t nearly as lucrative.
Discover it Miles
Last reviewed: June 3, 2019
The Discover it Miles card offers a range of high-end travel perks and an industry-leading rewards rate for the card’s first 12 months, but the benefits drop off significantly after the first year.
TD Cash Credit Card
Last reviewed: February 13, 2019
With a large sign-up bonus and a great rewards rate on food purchases, the rewards program on the TD Cash Credit Card offers better-than-average value.
Marriott Bonvoy Brilliant American Express Card
Last reviewed: June 6, 2019
The Marriott Bonvoy Brilliant American Express Card offers a lot of value in its first year thanks to a giant introductory bonus, but – if you’re not interested in luxury perks with Marriott hotels – you can find many rewards cards that offer better ongoing value.
Uber Visa Card
Last reviewed: June 6, 2019
Designed for ease-of-use and instant gratification, the new Uber Visa Card’s most compelling feature is not rewards on Uber rides, but rather its unparalleled 4 percent rewards rate on dining out.
BMO Harris Bank Premium Rewards Mastercard
Last reviewed: February 13, 2019
Designed for frequent travelers, the BMO Harris Bank Premium Rewards Mastercard offers a generous spending bonus on restaurant, hotel and airfare purchases and limited airport lounge access; however, cardholders need to spend relatively heavily to make up for the card’s $79 annual fee.
First Citizens Rewards Visa card
Last reviewed: May 20, 2019
If you plan to carry a balance and your credit is strong enough to qualify for the card’s lowest available rate, you may get some value out of this low-earning rewards card; but you can almost certainly get better rewards at a comparable cost from other cards.
PNC Points Visa
Last reviewed: March 26, 2019
Despite its sky-high rewards rate, the PNC points Visa credit card is a run-of-the-mill rewards card dressed in a more generous card’s clothing.
Mastercard Titanium Card
Last reviewed: June 6, 2019
The rewards earning rate on the Mastercard Titanium Card is low and it doesn’t offer a sign-up bonus, but cardholders can at least enjoy some of the luxury card program’s unique luxury perks at a relatively affordable $195 fee.
Mastercard Gold Card
Last reviewed: February 15, 2019
With an exorbitant annual fee and average rewards earning rate, the Mastercard Gold Card is not for the average cardholder; cardholders looking for a unique card that conveys status may, however, enjoy the card’s luxury perks.
PNC Cash Rewards Visa card
Last reviewed: May 21, 2019
The PNC Cash Rewards Visa offers the chance to earn an especially high rewards rate on gas, restaurant and grocery spending with a very high bonus limit.