Rewards Credit Cards - Reviews
Credit card rewards come in many forms -- from miles to cash back to points -- that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.
We've created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits.
Capital One® Quicksilver® Cash Rewards Credit Card
Last reviewed: July 14, 2020
With a decent sign-up bonus, unlimited 1.5 percent cash back on every purchase and few restrictions on redemption, the Quicksilver Cash Rewards card offers a fair amount of value; but it doesn’t offer nearly as much cash back as other cards.
*All information about the Capital One Quicksilver Cash Rewards Credit Card has been collected independently by CreditCards.com and has not been reviewed by the issuer. The Capital One Quicksilver Cash Rewards Credit Card is no longer available through CreditCards.com.
BB&T Spectrum Cash Rewards credit card
Last reviewed: May 4, 2020
The BB&T Spectrum Cash Rewards card does not offer the highest rewards rate, but it can help cardholders looking to save on fees since it comes with no annual fee and a 12-month intro APR.
U.S. Bank FlexPerks Travel Rewards Visa Signature card
Last reviewed: May 6, 2020
The U.S. Bank FlexPerks Travel Rewards Visa Signature card is a good value for cardholders who want to redeem points for travel purchases, but its other redemption options aren’t nearly as lucrative. This offer is no longer available on our site.
Discover it® Miles
Last reviewed: July 1, 2020
The Discover it Miles card offers a range of high-end travel perks and an industry-leading rewards rate for the card’s first 12 months, but the benefits drop off significantly after the first year.
TD Cash Credit Card
Last reviewed: April 30, 2020
With a large sign-up bonus and a great rewards rate on food purchases, the rewards program on the TD Cash Credit Card offers better-than-average value.
Amazon Credit Builder
Last reviewed: July 13, 2020
The Amazon Credit Builder’s $0 annual fee, low minimum deposit requirement and Prime member rewards make it a decent option for regular Amazon customers looking to build or rebuild their credit, but its restrictions, sky-high APR and low maximum credit limit hold it back.
Marriott Bonvoy Brilliant™ American Express® Card
Last reviewed: June 25, 2020
The Marriott Bonvoy Brilliant American Express Card offers a lot of value in its first year thanks to a giant introductory bonus, but – if you’re not interested in luxury perks with Marriott hotels – you can find many rewards cards that offer better ongoing value.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.
BMO Harris Bank Premium Rewards Mastercard
Last reviewed: May 8, 2020
Designed for frequent travelers, the BMO Harris Bank Premium Rewards Mastercard offers a generous spending bonus on restaurant, hotel and airfare purchases and limited airport lounge access; however, cardholders need to spend relatively heavily to make up for the card’s $79 annual fee.
First Citizens Rewards Visa card
Last reviewed: May 7, 2020
If you plan to carry a balance and your credit is strong enough to qualify for the card’s lowest available rate, you may get some value out of this low-earning rewards card; but you can almost certainly get better rewards at a comparable cost from other cards.
PNC Points Visa
Last reviewed: April 30, 2020
Despite its sky-high rewards rate, the PNC points Visa credit card is a run-of-the-mill rewards card dressed in a more generous card’s clothing.
Mastercard Titanium Card
Last reviewed: July 10, 2020
The rewards earning rate on the Mastercard Titanium Card is low and it doesn’t offer a sign-up bonus, but cardholders can at least enjoy some of the luxury card program’s unique luxury perks at a relatively affordable $195 fee.
Mastercard Gold Card
Last reviewed: June 12, 2020
With an exorbitant annual fee and average rewards earning rate, the Mastercard Gold Card is not for the average cardholder; cardholders looking for a unique card that conveys status may, however, enjoy the card’s luxury perks.