Rewards Credit Cards - Reviews
Credit card rewards come in many forms -- from miles to cash back to points -- that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.
We've created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits.
Bank of America Travel Rewards credit card review
Last reviewed: February 12, 2019
You can travel anytime you want with this flexible travel card: The Bank of America Travel Rewards credit card sets itself apart from other travel cards by doing away with restrictive travel policies and letting you book your rewards-funded travel yourself.
Synovus Cash Rewards Visa
Last reviewed: February 13, 2019
The rewards rate on the Synovus Cash Rewards Visa is average, though it does give cardholders a good opportunity to maximize cash back on gas, grocery and restaurant purchases, thanks to its quarterly rotating bonus.
BB&T Spectrum Cash Rewards credit card
Last reviewed: February 13, 2019
The BB&T Spectrum Cash Rewards card does not offer the highest rewards rate, but it can help cardholders looking to save on fees since it comes with no annual fee and a 12-month intro APR.
U.S. Bank FlexPerks Travel Rewards American Express card
Last reviewed: February 13, 2019
The U.S. Bank FlexPerks Travel Rewards American Express card is a good value for cardholders who want to redeem points for airfare, but its inflexible rewards structure can be a pain for frequent travelers.
Discover it Miles
Last reviewed: February 15, 2019
The Discover it Miles card offers a range of high-end travel perks and an industry-leading rewards rate for the card’s first 12 months, but the benefits drop off significantly after the first year.
TD Cash Credit Card
Last reviewed: February 13, 2019
With a large sign-up bonus and a great rewards rate on food purchases, the rewards program on the TD Cash Credit Card offers better-than-average value.
Marriott Bonvoy Brilliant American Express Card
Last reviewed: February 15, 2019
The Marriott Bonvoy Brilliant American Express Card offers a lot of value in its first year thanks to a giant introductory bonus, but – if you’re not interested in luxury perks with Marriott hotels – you can find many rewards cards that offer better ongoing value.
Uber Visa Card
Last reviewed: February 12, 2019
Designed for ease-of-use and instant gratification, the new Uber Visa Card’s most compelling feature is not rewards on Uber rides, but rather its unparalleled 4 percent rewards rate on dining out.
BMO Harris Bank Premium Rewards Mastercard
Last reviewed: February 13, 2019
Designed for frequent travelers, the BMO Harris Bank Premium Rewards Mastercard offers a generous spending bonus on restaurant, hotel and airfare purchases and limited airport lounge access; however, cardholders need to spend relatively heavily to make up for the card’s $79 annual fee.
First Citizens Rewards Visa card
Last reviewed: February 13, 2019
If you plan to carry a balance and your credit is strong enough to qualify for the card’s lowest available rate, you may get some value out of this low-earning rewards card; but you can almost certainly get better rewards at a comparable cost from other cards.
PNC Points Visa
Last reviewed: February 7, 2019
Despite its sky-high rewards rate, the PNC points Visa credit card is a run-of-the-mill rewards card dressed in a more generous card’s clothing.
Mastercard Titanium Card
Last reviewed: February 12, 2019
The rewards earning rate on the Mastercard Titanium Card is low and it doesn’t offer a sign-up bonus, but cardholders can at least enjoy some of the luxury card program’s unique luxury perks at a relatively affordable $195 fee.