Rewards card reviews

Rewards Credit Cards - Reviews

Credit card rewards come in many forms -- from miles to cash back to points -- that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.

We've created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits.

Learn more about our ratings process

Synovus Cash Rewards Visa review

Synovus Cash Rewards Visa

2.4 rating

The rewards rate on the Synovus Cash Rewards Visa is average, though it does give cardholders a good opportunity to maximize cash back on gas, grocery and restaurant purchases, thanks to its quarterly rotating bonus.

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BB&T Spectrum Cash Rewards credit card review

BB&T Spectrum Cash Rewards credit card

2.3 rating

The BB&T Spectrum Cash Rewards card does not offer the highest rewards rate, but it can help cardholders looking to save on fees since it comes with no annual fee and a 12-month intro APR.

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U.S. Bank FlexPerks Travel Rewards Visa Signature card review

U.S. Bank FlexPerks Travel Rewards Visa Signature card

3.4 rating

The U.S. Bank FlexPerks Travel Rewards Visa Signature card is a good value for cardholders who want to redeem points for travel purchases, but its other redemption options aren’t nearly as lucrative. 

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Discover it Miles review

Discover it Miles

4 rating

The Discover it Miles card offers a range of high-end travel perks and an industry-leading rewards rate for the card’s first 12 months, but the benefits drop off significantly after the first year.

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TD Cash Credit Card review

TD Cash Credit Card

3.4 rating

With a large sign-up bonus and a great rewards rate on food purchases, the rewards program on the TD Cash Credit Card offers better-than-average value.

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Marriott Bonvoy Brilliant American Express Card review

Marriott Bonvoy Brilliant American Express Card

4.3 rating

The Marriott Bonvoy Brilliant American Express Card offers a lot of value in its first year thanks to a giant introductory bonus, but – if you’re not interested in luxury perks with Marriott hotels – you can find many rewards cards that offer better ongoing value.

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Uber Visa Card review

Uber Visa Card

3.3 rating

Designed for ease-of-use and instant gratification, the new Uber Visa Card’s most compelling feature is not rewards on Uber rides, but rather its unparalleled 4 percent rewards rate on dining out.

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BMO Harris Bank Premium Rewards Mastercard review

BMO Harris Bank Premium Rewards Mastercard

2.6 rating

Designed for frequent travelers, the BMO Harris Bank Premium Rewards Mastercard offers a generous spending bonus on restaurant, hotel and airfare purchases and limited airport lounge access; however, cardholders need to spend relatively heavily to make up for the card’s $79 annual fee.

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First Citizens Rewards Visa card review

First Citizens Rewards Visa card

1.6 rating

If you plan to carry a balance and your credit is strong enough to qualify for the card’s lowest available rate, you may get some value out of this low-earning rewards card; but you can almost certainly get better rewards at a comparable cost from other cards.

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PNC Points Visa review

PNC Points Visa

2.5 rating

Despite its sky-high rewards rate, the PNC points Visa credit card is a run-of-the-mill rewards card dressed in a more generous card’s clothing.

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Mastercard Titanium Card review

Mastercard Titanium Card

2.5 rating

The rewards earning rate on the Mastercard Titanium Card is low and it doesn’t offer a sign-up bonus, but cardholders can at least enjoy some of the luxury card program’s unique luxury perks at a relatively affordable $195 fee.

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Mastercard Gold Card review

Mastercard Gold Card

2.5 rating

With an exorbitant annual fee and average rewards earning rate, the Mastercard Gold Card is not for the average cardholder; cardholders looking for a unique card that conveys status may, however, enjoy the card’s luxury perks.

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