Rewards Credit Cards - Reviews
Credit card rewards come in many forms -- from miles to cash back to points -- that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.
We've created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits.
Discover it Miles
Last reviewed: October 10, 2018
The Discover it Miles card offers a range of high-end travel perks and an industry-leading rewards rate for the card’s first 12 months, but the benefits drop off significantly after the first year.
Last reviewed: August 30, 2018
The Sears Shop your Way MasterCard offers an exceptionally high 5-percent rewards rate on your gas purchases, making it one of the most rewarding gas cards — if you don’t mind spending your rewards at Sears or Kmart.
Marriott Rewards Premier Credit Card
Last reviewed: May 3, 2018
The Chase Marriott Rewards Premier Credit Card makes it easy to rack up points with every trip by offering extra points on airfare, restaurant and car rental purchases as well as a generous bonus on Marriott hotel stays. This offer is no longer available on our site.
United Explorer Card
Last reviewed: October 15, 2018
With a generous sign-up bonus, the United Explorer Card makes it easy to earn a free flight quickly; but you’ll have to fly United often to make up for the card’s $95 annual fee.
U.S. Bank FlexPerks Travel Rewards American Express card
Last reviewed: February 8, 2018
The U.S. Bank FlexPerks Travel Rewards American Express card is a good value for cardholders who want to redeem points for airfare, but its inflexible rewards structure can be a pain for frequent travelers.
The Starwood Preferred Guest Credit Card from American Express
Last reviewed: September 28, 2018
The perk-heavy American Express Starwood Preferred Guest Credit Card offers one of the most flexible hotel rewards programs on the market, making it a great card for year-round travelers.
Rapid Rewards Plus Credit Card
Last reviewed: July 31, 2018
The Southwest Airlines Rapid Rewards Plus card is a great card for both Southwest Airlines fanatics and the more casual rewards card user, due to its generous sign-up bonus and many options for domestic travel.
Mastercard Black Card
Last reviewed: October 11, 2018
With a $495 annual fee, the Mastercard Black Card is one of the priciest cards in its class, and comes with travel benefits that don’t hold up to other luxury cards.
Southwest Rapid Rewards Premier Credit Card
Last reviewed: July 16, 2018
If you frequently fly Southwest, it’s worth upgrading to this high value airline card, despite its $99 annual fee: It offers one of the best sign-up bonuses on the market and its rewards points are worth substantially more than the average credit card rewards point.
Wyndham Rewards Visa card
Last reviewed: February 22, 2018
The Wyndham Rewards Visa card offers an above average rewards rate on hotel and general purchases; but Wyndham points aren’t worth as much as the average card rewards point, so the hotel card’s rewards program isn’t as valuable as it seems.
Barclay Choice Privileges Visa Signature card
Last reviewed: April 6, 2018
A good choice for cardholders who want an easy way to earn free travel, but don’t want to pay an annual fee, the Choice Privileges Visa Signature card offers a large enough sign-up bonus to fund several nights at a budget-friendly Choice hotel, such as Comfort Inn, and an above average rewards rate on regular purchases.