Rewards card reviews

Rewards Credit Cards - Reviews

Credit card rewards come in many forms -- from miles to cash back to points -- that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.

We've created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits.

Learn more about our ratings process

Capital One SavorOne Cash Rewards Credit Card review

Capital One SavorOne Cash Rewards Credit Card

3.4 rating

The SavorOne card offers a good rewards rate for cardholders who spend a heavy amount on food, but most cardholders are probably better off searching for a card with a flat 2 percent rate.

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American Express Cash Magnet™ Card review

American Express Cash Magnet™ Card

2.9 rating

The 1.5 rewards rate on the American Express Cash Magnet card is nothing special, but the introductory offer is generous if you can manage to meet the spend threshold.

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Bank of America Premium Rewards card review

Bank of America Premium Rewards card

3.7 rating

The new Bank of America Premium Rewards card combines the features of a cash back card with the features of a premium travel card for a great value.

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Citi ThankYou Preferred Card review

Citi ThankYou Preferred Card

2.4 rating

A good card for night owls and weekend adventurers, the Citi ThankYou Preferred card sets itself apart by offering bonus points on a wide variety of dining and entertainment purchases; however, it doesn’t offer much value for everyday purchases, such as gas or groceries, and it doesn’t offer any kind of sign-up bonus. This offer is no longer available on our site. 

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Chase Freedom review

Chase Freedom

2.9 rating

If you don’t mind enrolling in and tracking a rotating group of bonus categories every quarter and tailoring your spending, you could potentially get a substantial amount of value out of this everyday cash back card.

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Chase Freedom Unlimited review

Chase Freedom Unlimited

3.2 rating

The Chase Freedom Unlimited card offers a good sign-up bonus and a flat 1.5 percent cash back rate on general purchases for cardholders who want to keep things simple, plus it’s a great starter card for collecting Chase Ultimate Rewards.

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Discover it® Cash Back review

Discover it® Cash Back

3.6 rating

Nearly identical to the Chase Freedom card, the Discover it Cash Back card offers a substantial amount of value for cardholders who don’t mind keeping track of rotating bonus categories; but what really sets this card apart from its competitors is its consumer-friendly terms and ultra generous sign-up bonus, which doubles the amount of cash back you earn at the end of the card’s first year.

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M&T Visa Signature card review

M&T Visa Signature card

2.9 rating

This inexpensive rewards card offers a fair amount of value cardholders who want affordable rewards without the fuss: In lieu of a costly and complicated rewards scheme, it offers a low APR and 1.5 percent cash back on every purchase.

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The Starwood Preferred Guest Credit Card from American Express review

The Starwood Preferred Guest Credit Card from American Express

3.7 rating

The perk-heavy American Express Starwood Preferred Guest Credit Card offers one of the most flexible hotel rewards programs on the market, making it a great card for year-round travelers.

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Blue Cash Everyday card from American Express review

Blue Cash Everyday card from American Express

3.3 rating

A great card for families and frequent shoppers, the Blue Cash Everyday card offers a generous amount of cash back on everyday purchases; but its high APR cuts into its overall value.

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Discover it chrome review

Discover it chrome

2.9 rating

The Discover it chrome card is a great card for gas and restaurant purchases in the first year, when you can match the 2 percent cash back that you earn on those categories.

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Citi Double Cash Card review

Citi Double Cash Card

3.5 rating

If you regularly pay off your card in full each month, it’s hard to beat the cash back rewards on the Citi Double Cash card: It offers 2 percent cash back on any purchases you’ve fully repaid, making it an ideal card for purchases that don’t qualify for larger bonuses.

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