Rewards card reviews

Rewards Credit Cards - Reviews

Credit card rewards come in many forms -- from miles to cash back to points -- that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.

We've created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits.

Learn more about our ratings process

Discover it chrome review

Discover it chrome

4.1 rating

A good card for foodies and commuters, the Discover it chrome credit card features an outstanding sign-up bonus that matches your rewards at the end of the year and a solid bonus on restaurant and gas purchases.

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Chase Freedom Unlimited review

Chase Freedom Unlimited

3.8 rating

The Chase Freedom Unlimited card offers a good sign-up bonus and a flat 1.5 percent cash back rate on general purchases for cardholders who want to keep things simple, plus it’s a great starter card for collecting Chase Ultimate Rewards.

See if you’re prequalified for the Chase Freedom Unlimited® with CardMatch™

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Hilton Honors American Express Card review

Hilton Honors American Express Card

3.9 rating

The Hilton Honors card offers a generous number of bonus points on hotel and everyday purchases; but because Hilton’s Honors aren’t worth as much as the average credit card rewards point, cardholders need a larger number of points to purchase rewards-funded travel.

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Discover it® Cash Back review

Discover it® Cash Back

4.3 rating

Nearly identical to the Chase Freedom card, the Discover it Cash Back card offers a substantial amount of value for cardholders who don’t mind keeping track of rotating bonus categories; but what really sets this card apart from its competitors is its consumer-friendly terms and ultra generous sign-up bonus, which matches the amount of cash back you earn at the end of the card member’s first year.

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Chase Sapphire Preferred Card review

Chase Sapphire Preferred Card

3.9 rating

The Chase Sapphire Preferred Card offers valuable rewards for frequent travelers, as well as the potential for savvy rewards card users to glean some extra value out of their rewards. 

See if you’re prequalified for the Chase Sapphire Preferred® Card with CardMatch™

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American Express Gold Card review

American Express Gold Card

4.3 rating

The annual fee is pricey, but if you’re searching for the most rewarding card for food purchases, the American Express Gold Card may be your best option.

See if you’re prequalified for the American Express® Gold Card with CardMatch™`

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Capital One SavorOne Cash Rewards Credit Card review

Capital One SavorOne Cash Rewards Credit Card

3.7 rating

The SavorOne card offers a good rewards rate for cardholders who spend a heavy amount on food, but most cardholders are probably better off searching for a card with a flat 2 percent rate.

See if you’re prequalified for the Capital One® SavorOne℠ Cash Rewards with CardMatch™

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Southwest Rapid Rewards® Priority Credit Card review

Southwest Rapid Rewards® Priority Credit Card

3.8 rating

The Southwest Rapid Rewards Priority Credit Card doesn’t have as much heft as most elite airline cards, but it does offer enough value to justify paying the higher fee.

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Delta Reserve® Credit Card from American Express review

Delta Reserve® Credit Card from American Express

4.5 rating

The Delta Reserve card offers a great rewards value thanks to its annual companion pass; but you can get the same benefit with the Platinum Delta card, for a lower annual fee.

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Best Western Rewards Premium Mastercard review

Best Western Rewards Premium Mastercard

3.8 rating

This premium hotel card offers a generous rewards rate on Best Western purchases and a tiered sign-up bonus that amply rewards moderate to heavy spenders; however, cardholders need to travel often to make up for the card’s $59 annual fee.

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British Airways Visa Signature Card review

British Airways Visa Signature Card

3.8 rating

One of the best airline cards on the market, this super charged premium card offers frequent transatlantic flyers an accessible sign-up bonus that amply rewards heavy spenders, a plentiful point bonus on airfare, valuable travel perks and generously priced rewards points that are worth more than twice the average credit card rewards point.

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Golden 1 Credit Union Platinum Rewards credit card review

Golden 1 Credit Union Platinum Rewards credit card

3.8 rating

If you live in Northern California, this is an ideal card to use for your everyday spending: The Golden1 Credit Union Platinum Rewards card offers one of the lowest APRs available on a rewards credit card while also offering one of the most generous bonus rates available without paying an annual fee.

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