Rewards Credit Cards - Reviews
Credit card rewards come in many forms — from miles to cash back to points — that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.
We’ve created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits. Check out the offers below from our partners.
BJ's Perks Elite MasterCard
Last reviewed: January 21, 2025
The BJ’s Perks Elite MasterCard gives current BJ’s members a chance to save big on everyday purchases, but others who don’t already frequent BJ’s or a similar warehouse club should factor in the $100 cost of club membership when deciding whether or not the card is worth it.
BB&T Spectrum Cash Rewards credit card
Last reviewed: February 23, 2021
The BB&T Spectrum Cash Rewards card does not offer the highest rewards rate, but it can help cardholders looking to save on fees since it comes with no annual fee and a 12-month intro APR.
Lowe's Advantage Credit Card
Last reviewed: August 17, 2020
Frequent Lowe’s shoppers will love the card’s automatic discount and special financing offers, but those who rarely visit the home improvement store would be far better served by a general-purpose rewards card with a much lower APR.
Cathay Pacific Visa Signature card
Last reviewed: September 25, 2020
Cardholders seeking to earn Asia Miles are probably better off skipping the Asia Pacific Visa Signature card and sticking with a general rewards card that allows point transfer to the Asia Miles program.
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Nordstrom Visa Signature card
Last reviewed: November 19, 2021
Devoted Nordstrom fans will relish the opportunity to potentially save big bucks with the Nordstrom Visa Signature card, but occasional visitors to the luxury department store should take note of the card’s low overall rewards and mediocre sign-up bonus before applying.
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Meijer Platinum MasterCard
Last reviewed: April 30, 2020
The Meijer Platinum MasterCard offers considerable savings on supermarket and gas purchases, but anyone who lives outside of the chain’s six-state territory is better served with a general rewards or cash back card.
Regions Visa Signature Premium credit card
Last reviewed: September 10, 2020
The Regions Visa Signature Premium card offers a unique rewards scheme for Regions Bank customers, but its limited perks and mediocre points value make its high annual fee hard to justify.
Venmo Credit Card
Last reviewed: July 2, 2025
The Venmo Credit Card should offer refreshing flexibility thanks to its unique cash back program that lets you earn rewards in your biggest spending categories. However, there’s no guarantee your spending habits will line up with the card’s eligible categories.
State Farm Rewards Visa
Last reviewed: May 8, 2020
The State Farm Rewards Visa encourages responsibility by making it easy for cardholders to put their rewards toward a mortgage or insurance payment, but its lackluster rewards scheme falls short of its competitors.
Target REDcard™
Last reviewed: April 7, 2025
The Target Redcard is a no-brainer for loyal customers of the discount retailer, but its typically high APR means cardholders who don’t pay their monthly balance in full might end up negating the store card’s savings and other benefits. This offer is no longer available on our site.
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DCU Visa Platinum Rewards credit card
Last reviewed: January 15, 2021
This plain vanilla rewards card offers a low APR and standard benefits, such as travel insurance and extended warranty; but its bare bones rewards program won’t get you very far if you’re looking to quickly earn premier rewards.