Rewards Credit Cards - Reviews
Credit card rewards come in many forms -- from miles to cash back to points -- that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.
We've created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits.
Virgin America Visa Signature card
Last reviewed: October 25, 2018
An outstanding value for domestic travelers, the Virgin America Visa Signature card offers a generous spending bonus on airfare, a solid sign-up bonus, premium perks such as a $150 companion ticket every year and points that are worth significantly more than the average card rewards point. This offer is no longer available.
Bank of the West Premier World Mastercard
Last reviewed: November 16, 2018
A good card for frequent travelers, the Bank of the West Premier World Mastercard offers a solid bonus on travel and restaurant purchases; but to avoid paying an annual fee, you need to have a Bank of the West checking account. This offer is no longer available.
Commerce Bank Miles credit card
Last reviewed: January 28, 2019
The Commerce Bank Miles isn’t the most generous rewards card on the market, but its cash rewards program is more flexible than most, and its APR is relatively low. This offer is no longer available.
BankAmericard Better Balance Rewards card
Last reviewed: September 30, 2019
Designed for cardholders who regularly carry a balance, the BankAmericard Better Balance Rewards card uses a quarterly cash reward to motivate cardholders to quickly shave down their balance; however, the card’s $25 carrot isn’t very large. This offer is no longer available.
PNC CashBuilder Visa credit card
Last reviewed: January 15, 2019
The PNC Cashbuilder Visa rewards moderate spenders and loyal PNC bank account holders with up to 1.75 percent cash back on every purchase, but it doesn’t offer much else to set it apart from other cards. This offer is no longer available.
Popular Community Bank Platinum Xtra card
Last reviewed: November 16, 2017
For $24 a year, the Popular Community Bank Platinum XTRA card offers a solid rewards rate and a decent return on spending, but restrictions and redemption fees drag down its overall value. This offer is no longer available.
Fifth Third Preferred card
Last reviewed: February 22, 2019
This is an overpriced rewards card with too few perks to justify its high annual fee. This offer is no longer available.
First National Bank Maximum Rewards Visa card
Last reviewed: November 16, 2017
Despite its promising name, the First National Bank Maximum Rewards Visa card is a basic, run-of-the-mill credit card with limited perks and unexceptional rewards. This offer is no longer available.
The Starwood Preferred Guest Credit Card from American Express
Last reviewed: February 13, 2019
The perk-heavy American Express Starwood Preferred Guest Credit Card offers one of the most flexible hotel rewards programs on the market, making it a great card for year-round travelers. This offer is no longer available.