Rewards Credit Cards - Reviews
Credit card rewards come in many forms -- from miles to cash back to points -- that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.
We've created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits.
PenFed Platinum Cash Rewards Visa card
Last reviewed: December 17, 2018
An outstanding card for PenFed credit union customers, the PenFed Platinum Cash Rewards Visa card pairs an exceptionally low interest rate with generous rewards on everyday purchases. This offer is no longer available.
The Ritz-Carlton Rewards credit card
Last reviewed: August 20, 2018
Though this luxury hotel card is not for the average traveler, the Ritz-Carlton Rewards card offers a large array of perks, including airport lounge access and a free two-night stay to new cardholders. This offer is no longer available.
La Quinta Returns Visa card
Last reviewed: February 22, 2019
A good card for road trippers who prefer to travel with their pets, the LaQuinta Returns Visa card offers a respectable number of points on hotel, gas, car rental and dining purchases; but you need to be a moderate to heavy spender to earn the maximum sign-up bonus and get the most value out of the card. This offer is no longer available.
Citi Hilton Honors Visa Signature card
Last reviewed: February 22, 2018
With a large sign-up bonus, flexible rewards redemption and one of the world’s largest hotel loyalty programs, the Citi Hilton Honors Visa Signature card offers good value, but holds less appeal for cardholders seeking rewards options outside of Hilton hotel stays. This offer is no longer available.
Red Roof Inn RediCard+ Visa credit card
Last reviewed: November 27, 2018
The Redicard+ Visa isn’t the most generous rewards card on the market, but fans of the pet-friendly budget hotel chain Red Roof Inn will appreciate the card’s decent sign-up bonus and accessible hotel-centric rewards. This offer is no longer available.
Fairmont Visa Signature card
Last reviewed: April 6, 2018
A great card for fans of luxury hotels and resorts, the Fairmont Visa Signature card makes it easy to earn upscale hotel stays by awarding some of the most generous bonuses available, including two free nights if you spend $3,000 in the card’s first three months and one free night a year if you spend at least $12,000. This offer is no longer available.
IHG Rewards Club Select credit card from Chase
Last reviewed: April 17, 2018
A good card to use for everyday purchases, the affordably priced IHG Rewards Club Select card offers double points on gas, restaurant and grocery store purchases, five points for every dollar spent on IHG hotels such as Holiday Inn or Crowne Plaza and a generous suite of benefits, including an annual free night’s stay at an IHG hotel. This offer is no longer available.
Marriott Rewards Premier Credit Card
Last reviewed: July 22, 2019
The Chase Marriott Rewards Premier Credit Card makes it easy to rack up points with every trip by offering extra points on airfare, restaurant and car rental purchases as well as a generous bonus on Marriott hotel stays. This offer is no longer available.
Citi Hilton Honors Reserve card
Last reviewed: July 23, 2019
One of the best hotel cards on the market, the Citi Hilton Honors Reserve card showers cardholders with ample rewards on hotel stays, airfare and general credit card purchases and gives moderate spenders an extra free night’s stay each year. This offer is no longer available.
Virgin America Visa Signature card
Last reviewed: October 25, 2018
An outstanding value for domestic travelers, the Virgin America Visa Signature card offers a generous spending bonus on airfare, a solid sign-up bonus, premium perks such as a $150 companion ticket every year and points that are worth significantly more than the average card rewards point. This offer is no longer available.
Bank of the West Premier World Mastercard
Last reviewed: November 16, 2018
A good card for frequent travelers, the Bank of the West Premier World Mastercard offers a solid bonus on travel and restaurant purchases; but to avoid paying an annual fee, you need to have a Bank of the West checking account. This offer is no longer available.
Commerce Bank Miles credit card
Last reviewed: January 28, 2019
The Commerce Bank Miles isn’t the most generous rewards card on the market, but its cash rewards program is more flexible than most, and its APR is relatively low. This offer is no longer available.