Rewards Credit Cards - Reviews
Credit card rewards come in many forms -- from miles to cash back to points -- that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.
We've created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits.
Barclays Arrival Premier World Elite Mastercard
Last reviewed: May 6, 2020
The Barclays Arrival Premier World Elite Mastercard lacks a sign-up bonus and — compared to similar rewards cards — the spending threshold to unlock its full annual bonus is steep; however, if you use it as your go-to card, the rewards could really add up over time. This offer is no longer available.
United MileagePlus Club Card
Last reviewed: May 20, 2020
Cardholders who aren’t specifically looking for a United Club membership will find a plethora of rewards cards with better perks and much lower annual fees than the United MileagePlus Club Card. This offer is no longer available.
Capital One Premier Dining Rewards credit card
Last reviewed: March 21, 2019
With no annual fee, 3 percent cash back on restaurants and flexible redemption options, the brand-new Capital One Premier Dining Rewards card is an especially good deal for foodies and others who frequently dine out. This offer is no longer available.
Citi ThankYou Preferred Card
Last reviewed: June 2, 2020
A good card for night owls and weekend adventurers, the Citi ThankYou Preferred card sets itself apart by offering bonus points on a wide variety of dining and entertainment purchases; however, it doesn’t offer much value for everyday purchases, such as gas or groceries, and it doesn’t offer any kind of sign-up bonus. This offer is no longer available.
Blue Cash card from American Express
Last reviewed: June 18, 2020
Better suited for well-heeled families than cardholders on a budget, the Blue Cash card offers a generous cash back bonus on everyday purchases; but to get it, you have to clear an exceptionally high spending threshold that may be unrealistic for some families. This offer is no longer available.
PenFed Platinum Cash Rewards Visa card
Last reviewed: May 6, 2020
An outstanding card for PenFed credit union customers, the PenFed Platinum Cash Rewards Visa card pairs an exceptionally low interest rate with generous rewards on everyday purchases. This offer is no longer available.
The Ritz-Carlton Rewards credit card
Last reviewed: May 8, 2020
Though this luxury hotel card is not for the average traveler, the Ritz-Carlton Rewards card offers a large array of perks, including airport lounge access and a free two-night stay to new cardholders. This offer is no longer available.
La Quinta Returns Visa card
Last reviewed: February 22, 2019
A good card for road trippers who prefer to travel with their pets, the LaQuinta Returns Visa card offers a respectable number of points on hotel, gas, car rental and dining purchases; but you need to be a moderate to heavy spender to earn the maximum sign-up bonus and get the most value out of the card. This offer is no longer available.
Citi Hilton Honors Visa Signature card
Last reviewed: December 12, 2019
With a large sign-up bonus, flexible rewards redemption and one of the world’s largest hotel loyalty programs, the Citi Hilton Honors Visa Signature card offers good value, but holds less appeal for cardholders seeking rewards options outside of Hilton hotel stays. This offer is no longer available.
Red Roof Inn RediCard+ Visa credit card
Last reviewed: April 30, 2020
The Redicard+ Visa isn’t the most generous rewards card on the market, but fans of the pet-friendly budget hotel chain Red Roof Inn will appreciate the card’s decent sign-up bonus and accessible hotel-centric rewards. This offer is no longer available.
Fairmont Visa Signature card
Last reviewed: April 6, 2018
A great card for fans of luxury hotels and resorts, the Fairmont Visa Signature card makes it easy to earn upscale hotel stays by awarding some of the most generous bonuses available, including two free nights if you spend $3,000 in the card’s first three months and one free night a year if you spend at least $12,000. This offer is no longer available.
IHG Rewards Club Select credit card from Chase
Last reviewed: April 17, 2018
A good card to use for everyday purchases, the affordably priced IHG Rewards Club Select card offers double points on gas, restaurant and grocery store purchases, five points for every dollar spent on IHG hotels such as Holiday Inn or Crowne Plaza and a generous suite of benefits, including an annual free night’s stay at an IHG hotel. This offer is no longer available.