Rewards card reviews

Rewards Credit Cards - Reviews

Credit card rewards come in many forms — from miles to cash back to points — that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.

We’ve created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits. Check out the offers below from our partners.

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Stash Hotel Rewards Visa card review

Stash Hotel Rewards Visa card

2 rating

The Stash Hotel Rewards Visa card bolsters its rewards rate by allowing you to earn bonus points on dining, gas and outside hotel purchases, though the redemption options are limited to free nights at Stash’s small network of boutique hotels.

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Target REDcard™ review

Target REDcard™

2 rating

The Target Redcard is a no-brainer for loyal customers of the discount retailer, but its typically high APR means cardholders who don’t pay their monthly balance in full might end up negating the store card’s savings and other benefits. This offer is no longer available on our site.

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Disney Visa card from Chase review

Disney Visa card from Chase

1.9 rating

Though the Disney Visa card shines on Disney theme park perks and discounts, its rewards program leaves much to be desired.

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Rakuten Cash Back Visa Credit Card review

Rakuten Cash Back Visa Credit Card

1.7 rating

Stacking the Rakuten Cash Back Visa with Rakuten’s cash back offers could get you double-digit cash back when you shop online, but the card is far from the only way for Rakuten users to score big savings.

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Victoria's Secret Angel credit card review

Victoria's Secret Angel credit card

1.7 rating

The Victoria’s Secret Angel credit card is must-have plastic for die-hard fans of the lingerie retailer, but those who rarely patronize the pink-hued stores should steer clear.

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mymaurices VIP credit card review

mymaurices VIP credit card

1.7 rating

Frequent Maurices shoppers could save a considerable amount of money with the mymaurices VIP credit card, but its exceptionally high APR means those who don’t usually pay their balances in full every month should stay far, far away.

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TJX Rewards Platinum Mastercard review

TJX Rewards Platinum Mastercard

1.6 rating

If discount department stores are your happy place and you love the idea of uncomplicated rewards and automatic redemption, the TJX Rewards Platinum Mastercard could be a good choice – but the card’s high APR and low overall rewards rate could be a reason to pass on it.

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Wayfair Credit Card review

Wayfair Credit Card

1.5 rating

Though it offers a decent rewards rate, the Wayfair Mastercard carries a sky-high APR and no noteworthy perks or discounts, and is best avoided for all but the most frequent Wayfair shoppers.

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IKEA® Visa® Credit Card review

IKEA® Visa® Credit Card

1.5 rating

You’ll earn rewards at a nice clip with the IKEA Visa Credit Card, but since you can only redeem Rewards Certificates at IKEA, the card will be of little use to anyone but the store’s most loyal shoppers.

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Gap Visa card review

Gap Visa card

1.4 rating

Designed for devoted fans of Gap Inc. brand stores, the Gap Visa card bestows cardholders with 5 percent rewards and special savings opportunities at Old Navy, Banana Republic, Athleta and Gap — but, unfortunately, not much else.

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Old Navy Visa card review

Old Navy Visa card

1.3 rating

Fans of value-priced yet stylish clothes have the most to gain from the Old Navy Visa card, but the card’s paltry rewards on purchases outside of Gap Inc. stores leave much to be desired.

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Kohl's Card review

Kohl's Card

1.3 rating

Despite a paltry points system, regular Kohl’s customers can still save a considerable amount of money with the Kohl’s Card – but a steep APR puts cardholders at risk of having interest charges eat into their rewards and discounts.

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Editorial disclosure: All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank's website for the most current information.