Rewards Credit Cards - Reviews
Credit card rewards come in many forms -- from miles to cash back to points -- that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.
We've created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits.
Korean Air SKYPASS Visa Signature card
Last reviewed: February 13, 2019
With an average sign-up bonus and a low rewards rate, the SKYPASS Visa Signature card is not a great choice for many cardholders; but frequent travelers to South Korea can eke some good values out of it.
Old Navy Visa card
Last reviewed: January 6, 2020
Fans of value-priced yet stylish clothes have the most to gain from the Old Navy Visa card, but the card’s paltry rewards on purchases outside of Gap Inc. stores leave much to be desired.
Menards BIG credit card
Last reviewed: November 12, 2019
Despite the retailer’s catchy jingle, even the biggest home improvement enthusiasts are unlikely to save big money with the Menards BIG credit card.
Kohl's Charge credit card
Last reviewed: November 14, 2019
Despite a paltry points system, regular Kohl’s customers can still save a considerable amount of money with the Kohl’s Charge card – but a steep APR puts cardholders at risk of having interest charges eat into their rewards and discounts.
JCPenney credit card
Last reviewed: February 22, 2019
With paltry rewards and a high APR, the JCPenney card is a poor choice for most cardholders, save for dedicated fans of the store who may appreciate the card’s special savings opportunities.
Asiana Airlines American Express Card From Bank of America
Last reviewed: October 21, 2019
One of the few airline cards to offer a bonus on everyday purchases and a reasonable APR for all cardholders, the Asiana Airlines American Express card is a good value for regular visitors to South Korea.
Wayfair Credit Card
Last reviewed: March 25, 2020
Offering an unimpressive rewards rate, sky-high APR and no noteworthy perks or discounts, the Wayfair Credit Card is best avoided for all but the most frequent Wayfair shoppers.
Spirit Airlines World Mastercard credit card
Last reviewed: October 22, 2019
Value conscious travelers who live near a Spirit Airlines will appreciate this budget card’s unusually generous rewards rate, which offers 2 points for every dollar spent on any purchase; but cardholders who want more flexibility may be turned off by Spirit Airlines’ hidden fees and restrictive rules on redemption.
Virgin Atlantic World Elite Mastercard®
Last reviewed: December 18, 2019
Thanks to its high rewards rate, frequent flyers of Virgin Atlantic Airways can earn a pretty good return on their spending with the Virgin Atlantic World Elite Mastercard, though more mainstream travelers may find it difficult to redeem their rewards. This offer is no longer available on our site.
Check out our Best Airline Credit Cards
Starwood Preferred Guest American Express Luxury Card
Last reviewed: July 23, 2019
The Starwood Preferred Guest American Express Luxury card offers a lot of value in its first year thanks to a giant introductory bonus, but – if you’re not interested in luxury perks with Marriott hotels – you can find many rewards cards that offer better ongoing value. This offer is no longer available.
Barclays Arrival Premier World Elite Mastercard
Last reviewed: November 1, 2019
The Barclays Arrival Premier World Elite Mastercard lacks a sign-up bonus and — compared to similar rewards cards — the spending threshold to unlock its full annual bonus is steep; however, if you use it as your go-to card, the rewards could really add up over time. This offer is no longer available.
United MileagePlus Club Card
Last reviewed: March 30, 2020
Cardholders who aren’t specifically looking for a United Club membership will find a plethora of rewards cards with better perks and much lower annual fees than the United MileagePlus Club Card. This offer is no longer available.