Rewards card reviews

Rewards Credit Cards - Reviews

Credit card rewards come in many forms — from miles to cash back to points — that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.

We’ve created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits. Check out the offers below from our partners.

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BB&T Spectrum Cash Rewards credit card review

BB&T Spectrum Cash Rewards credit card

2.3 rating

The BB&T Spectrum Cash Rewards card does not offer the highest rewards rate, but it can help cardholders looking to save on fees since it comes with no annual fee and a 12-month intro APR.

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Costco Anywhere Visa® Card by Citi review

Costco Anywhere Visa® Card by Citi

2.3 rating

The Costco Anywhere Visa excels as a card for Costco and gas purchases, though you’ll have to contend with an annual membership fee for Costco and only redeeming your cash back once a year.

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USAA® Preferred Cash Rewards Visa Signature® Card review

USAA® Preferred Cash Rewards Visa Signature® Card

2.3 rating

The USAA Preferred Cash Rewards Visa Signature Card offers a high flat rate of 1.5 percent cash back, but, with no sign-up bonus, there isn’t much to distinguish it from the rabble of cards with similar 1.5 percent rewards rates. This offer is no longer available on our site.

Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.

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Cathay Pacific Visa Signature card review

Cathay Pacific Visa Signature card

2.2 rating

Cardholders seeking to earn Asia Miles are probably better off skipping the Asia Pacific Visa Signature card and sticking with a general rewards card that allows point transfer to the Asia Miles program.

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State Farm Rewards Visa review

State Farm Rewards Visa

2.1 rating

The State Farm Rewards Visa encourages responsibility by making it easy for cardholders to put their rewards toward a mortgage or insurance payment, but its lackluster rewards scheme falls short of its competitors.

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Venmo Credit Card review

Venmo Credit Card

2.1 rating

The Venmo Credit Card should offer refreshing flexibility thanks to its unique cash back program that lets you earn rewards in your biggest spending categories. However, there’s no guarantee your spending habits will line up with the card’s eligible categories.

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Meijer Platinum MasterCard review

Meijer Platinum MasterCard

2.1 rating

The Meijer Platinum MasterCard offers considerable savings on supermarket and gas purchases, but anyone who lives outside of the chain’s six-state territory is better served with a general rewards or cash back card.

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Nordstrom Visa Signature card review

Nordstrom Visa Signature card

2.1 rating

Devoted Nordstrom fans will relish the opportunity to potentially save big bucks with the Nordstrom Visa Signature card, but occasional visitors to the luxury department store should take note of the card’s low overall rewards and mediocre sign-up bonus before applying.

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Regions Visa Signature Premium credit card review

Regions Visa Signature Premium credit card

2.1 rating

The Regions Visa Signature Premium card offers a unique rewards scheme for Regions Bank customers, but its limited perks and mediocre points value make its high annual fee hard to justify.

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DCU Visa Platinum Rewards credit card review

DCU Visa Platinum Rewards credit card

2 rating

This plain vanilla rewards card offers a low APR and standard benefits, such as travel insurance and extended warranty; but its bare bones rewards program won’t get you very far if you’re looking to quickly earn premier rewards.

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Starbucks Rewards Visa card review

Starbucks Rewards Visa card

2 rating

You would have to drink a spectacular number of Frappuccinos to justify the $49 annual fee that kicks in on the Starbucks Rewards Visa card after your first year.

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PayPal Extras Mastercard review

PayPal Extras Mastercard

2 rating

The PayPal Extras Mastercard is burdened by cumbersome redemption tiers, poor redemption value and restrictions galore, making it a hard sell even for frequent PayPal users.

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Editorial disclosure: All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank's website for the most current information.