Rewards card reviews

Rewards Credit Cards - Reviews

Credit card rewards come in many forms -- from miles to cash back to points -- that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.

We've created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits.

Learn more about our ratings process

HSBC Platinum Mastercard with rewards review

HSBC Platinum Mastercard with rewards

2.4 rating

With an anemic rewards rate and a middling APR, the HSBC Mastercard ranks near the bottom of our list of travel cards. This offer is no longer available on our site.

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Commerce Bank Special Connections Visa Signature credit card review

Commerce Bank Special Connections Visa Signature credit card

2.4 rating

While the card’s 1.5 percent rewards rate is fairly high, cardholders can find far more rewarding cash back cards that offer large sign-up bonuses.

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Starbucks Rewards Visa card review

Starbucks Rewards Visa card

1.5 rating

You would have to drink a spectacular number of Frappuccinos to justify the $49 annual fee on the Starbucks Rewards Visa card.

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Gap Visa card review

Gap Visa card

1.4 rating

Designed for devoted fans of Gap Inc. brand stores, the Gap Visa card bestows cardholders with 5 percent rewards and special savings opportunities at Old Navy, Banana Republic, Athleta and Gap — but, unfortunately, not much else.

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Old Navy Visa card review

Old Navy Visa card

1.3 rating

Fans of value-priced yet stylish clothes have the most to gain from the Old Navy Visa card, but the card’s paltry rewards on purchases outside of Gap Inc. stores leave much to be desired.

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USAA Cashback Rewards Plus American Express Card review

USAA Cashback Rewards Plus American Express Card

2.6 rating

The USAA Cashback Rewards Plus MasterCard is an ideal card for military families: It offers an industry-leading 5 percent cash back on gas and military base purchases, 2 percent cash back on groceries and a number of money-saving perks for active duty service members.

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JetBlue card review

JetBlue card

3.3 rating

The JetBlue card offers a fair rewards rate for frequent JetBlue travelers, and it’s the rare airline card without an annual fee. This offer is no longer available through our site.

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USAA Preferred Cash Rewards Visa Signature Card review

USAA Preferred Cash Rewards Visa Signature Card

2.5 rating

The USAA Preferred Cash Rewards Visa Signature Card offers a high flat rate of 1.5 percent cash back, but, with no sign-up bonus, there isn’t much to distinguish it from the rabble of cards with similar 1.5 percent rewards rates.

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DCU Visa Platinum Rewards credit card review

DCU Visa Platinum Rewards credit card

1.8 rating

This plain vanilla rewards card offers a low APR and standard benefits, such as travel insurance and extended warranty; but its bare bones rewards program won’t get you very far if you’re looking to quickly earn premier rewards.

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Menards BIG credit card review

Menards BIG credit card

1.1 rating

Despite the retailer’s catchy jingle, even the biggest home improvement enthusiasts are unlikely to save big money with the Menards BIG credit card.

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Kohl's Charge credit card review

Kohl's Charge credit card

1.1 rating

Despite a paltry points system, regular Kohl’s customers can still save a considerable amount of money with the Kohl’s Charge card – but a steep APR puts cardholders at risk of having interest charges eat into their rewards and discounts.

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JCPenney credit card review

JCPenney credit card

1 rating

With paltry rewards and a high APR, the JCPenney card is a poor choice for most cardholders, save for dedicated fans of the store who may appreciate the card’s special savings opportunities.

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