No Annual Fee Credit Cards - Reviews
We’ve taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no annual fee.
PayPal Extras Mastercard
Last reviewed: September 18, 2020
The PayPal Extras Mastercard is burdened by cumbersome redemption tiers, poor redemption value and restrictions galore, making it a hard sell even for frequent PayPal users.
DCU Visa Platinum Rewards credit card
Last reviewed: April 30, 2020
This plain vanilla rewards card offers a low APR and standard benefits, such as travel insurance and extended warranty; but its bare bones rewards program won’t get you very far if you’re looking to quickly earn premier rewards.
Disney Visa card from Chase
Last reviewed: September 11, 2020
Though the Disney Visa card shines on Disney theme park perks and discounts, its rewards program leaves much to be desired.
Commerce Bank Special Connections Visa Signature credit card
Last reviewed: June 2, 2020
The interest rate on the Commerce Bank Special Connections Visa Signature card might be low, but its sky-high balance transfer fee and stingy promotional offer make it a poor choice for transferring a balance.
Wayfair Credit Card
Last reviewed: September 19, 2020
Though it offers a decent rewards rate, the Wayfair Mastercard carries a sky-high APR and no noteworthy perks or discounts, and is best avoided for all but the most frequent Wayfair shoppers.
IKEA® Visa® Credit Card
Last reviewed: September 17, 2020
You’ll earn rewards at a nice clip with the IKEA Visa Credit Card, but since you can only redeem Rewards Certificates at IKEA, the card will be of little use to anyone but the store’s most loyal shoppers.
Citi Hilton Honors Visa Signature card
Last reviewed: December 12, 2019
With a vast hotel network, a large sign-up bonus and a bevy of hotel perks – including free hotel nights and an annual 10,000-point bonus – the Citi Hilton Honors Visa Signature card is a good deal for no annual fee. This offer is no longer available.
Blue Cash card from American Express
Last reviewed: June 18, 2020
Better suited for well-heeled families than cardholders on a budget, the Blue Cash card offers a generous cash back bonus on everyday purchases; but to get it, you have to clear an exceptionally high spending threshold that may be unrealistic for some families. This offer is no longer available.
Citi ThankYou Preferred Card
Last reviewed: June 2, 2020
A good card for night owls and weekend adventurers, the Citi ThankYou Preferred card sets itself apart by offering bonus points on a wide variety of dining and entertainment purchases; however, it doesn’t offer much value for everyday purchases, such as gas or groceries, and it doesn’t offer any kind of sign-up bonus. This offer is no longer available.
Capital One® Premier Dining Rewards Credit Card
Last reviewed: March 21, 2019
With no annual fee, 3 percent cash back on restaurants and flexible redemption options, the brand-new Capital One Premier Dining Rewards card is an especially good deal for foodies and others who frequently dine out. This offer is no longer available.
HSBC Platinum Mastercard with rewards
Last reviewed: September 10, 2020
With an anemic rewards rate and a middling APR, the HSBC Mastercard ranks near the bottom of our list of travel cards. This offer is no longer available.
PNC CashBuilder Visa credit card
Last reviewed: May 8, 2020
The standard APR on the PNC CashBuilder Visa is on the high side for a balance transfer card and its 12-month 0 percent balance transfer promotion is relatively short. This offer is no longer available.