No Annual Fee Credit Cards - Reviews
We've taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no annual fee.
Commerce Bank Special Connections Visa Signature credit card
Last reviewed: November 13, 2019
While the card’s 1.5 percent rewards rate is fairly high, cardholders can find far more rewarding cash back cards that offer large sign-up bonuses.
IKEA® Visa® Credit Card
Last reviewed: October 29, 2019
You’ll earn rewards at a nice clip with the IKEA Visa Credit Card, but since you can only redeem Rewards Certificates at IKEA, the card will be of little use to anyone but the store’s most loyal shoppers.
JetBlue card
Last reviewed: November 26, 2019
The JetBlue card offers a fair rewards rate for frequent JetBlue travelers, and it’s the rare airline card without an annual fee. This offer is no longer available through our site.
Check out our Best Airline Credit Cards
Wayfair Credit Card
Last reviewed: January 8, 2020
Offering an unimpressive rewards rate, sky-high APR and no noteworthy perks or discounts, the Wayfair Credit Card is best avoided for all but the most frequent Wayfair shoppers.
Capital One Premier Dining Rewards credit card
Last reviewed: March 21, 2019
With no annual fee, 3 percent cash back on restaurants and flexible redemption options, the brand-new Capital One Premier Dining Rewards card is an especially good deal for foodies and others who frequently dine out. This offer is no longer available.
Citi ThankYou Preferred Card
Last reviewed: December 12, 2019
A good card for night owls and weekend adventurers, the Citi ThankYou Preferred card sets itself apart by offering bonus points on a wide variety of dining and entertainment purchases; however, it doesn’t offer much value for everyday purchases, such as gas or groceries, and it doesn’t offer any kind of sign-up bonus. This offer is no longer available.
Blue Cash card from American Express
Last reviewed: May 9, 2019
Better suited for well-heeled families than cardholders on a budget, the Blue Cash card offers a generous cash back bonus on everyday purchases; but to get it, you have to clear an exceptionally high spending threshold that may be unrealistic for some families. This offer is no longer available.
La Quinta Returns Visa card
Last reviewed: February 22, 2019
Since La Quinta points are more valuable than the average hotel card rewards point, cardholders will find a lot of value in the La Quinta Returns Visa card, including one of the best sign-up bonuses you can get without paying an annual fee. This offer is no longer available.
Citi Hilton Honors Visa Signature card
Last reviewed: December 12, 2019
With a vast hotel network, a large sign-up bonus and a bevy of hotel perks – including free hotel nights and an annual 10,000-point bonus – the Citi Hilton Honors Visa Signature card is a good deal for no annual fee. This offer is no longer available.
Red Roof Inn RediCard+ Visa credit card
Last reviewed: November 27, 2018
For frequent guests of Red Roof Inn, the RediCard makes good economic sense: The card offers a decent rewards rate and you get a 6,000-point sign-up bonus, which entitles to you a free night right off the bat, all for no annual fee. However, the card is thin on features and doesn’t offer much in the way of hotel perks. This offer is no longer available.
Commerce Bank Miles credit card
Last reviewed: January 28, 2019
Cardholders on the search for a travel card with no annual fee will find that the Commerce Bank Miles card offers a pretty mediocre rewards rate and subpar travel perks. This offer is no longer available.
PNC CashBuilder Visa credit card
Last reviewed: January 15, 2019
The PNC Cashbuilder Visa rewards moderate spenders and loyal PNC bank account holders with up to 1.75 percent cash back on every purchase, but it doesn’t offer much else to set it apart from other cards. This offer is no longer available.