No Annual Fee Credit Cards - Reviews
We've taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no fee.
USAA Limitless Cashback Rewards Visa Signature credit card
Last reviewed: April 6, 2018
The USAA Limitless card offers by far the best earning rate of any cash back card; unfortunately, it’s only available to military members and their families in certain states. This offer is no longer available.
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Capital One Premier Dining Rewards credit card
Last reviewed: November 15, 2017
On top of its bona fide no-hassle redemption policy and its high cash back rate on restaurant purchases, the Capital One Premier Dining Rewards card offers another great feature: no foreign transaction fees. This offer is no longer available.
Amex EveryDay Credit Card from American Express
Last reviewed: October 4, 2018
For cardholders who manage to put a lot of spend on the American Express Everyday credit card, the card offers a very high rewards rate for a no-annual-fee card, though there are cards that combine a better rewards rate and less hassle with no annual fee. This offer is no longer available.
USAA Cash Rewards American Express card
Last reviewed: November 15, 2017
The amount that you can potentially earn on gas and groceries seems impressive, but the USAA Cash Rewards American Express card requires you to spend a lot on the card to earn the full rate, and if you redeem your rewards before you reach the spending threshold for full bonus, you lose out. This offer is no longer available.
Barclaycard Cash Forward World Mastercard
Last reviewed: February 20, 2018
With a generous sign-up bonus and a 5 percent bonus every time you redeem your cash back, the Barclaycard CashForward has much to offer on top of its flat 1.5 percent rewards rate. This offer is no longer available.
La Quinta Returns Visa card
Last reviewed: November 15, 2017
Since La Quinta points are more valuable than the average hotel card rewards point, cardholders will find a lot of value in the La Quinta Returns Visa card, including one of the best sign-up bonuses you can get without paying an annual fee. This offer is no longer available.
Citi Hilton Honors Visa Signature card
Last reviewed: February 22, 2018
With a vast hotel network, a large sign-up bonus and a bevy of hotel perks – including free hotel nights and an annual 10,000-point bonus – the Citi Hilton Honors Visa Signature card is a good deal for no annual fee. This offer is no longer available.
Red Roof Inn RediCard+ Visa credit card
Last reviewed: November 15, 2017
For frequent guests of Red Roof Inn, the RediCard makes good economic sense: The card offers a decent rewards rate and you get a 6,000-point sign-up bonus, which entitles to you a free night right off the bat, all for no annual fee. However, the card is thin on features and doesn’t offer much in the way of hotel perks. This offer is no longer available.
Commerce Bank Miles credit card
Last reviewed: November 16, 2017
Cardholders on the search for a travel card with no annual fee will find that the Commerce Bank Miles card offers a pretty mediocre rewards rate and subpar travel perks. This offer is no longer available.
BankAmericard Better Balance Rewards card
Last reviewed: February 22, 2018
With a focus more on responsible credit card use than on reward-fueled spending, this no-annual-fee card won’t reward you greatly, though it might inspire you to pay your bill on time. This offer is no longer available.
PenFed Defender Visa Signature card
Last reviewed: November 16, 2017
Though there are many cards that offer 1.5 percent cash back rates, the PenFed Defender Visa Signature card at least sets itself apart by offering a very reasonable APR and flexible terms on redeeming your rewards. This offer is no longer available.