No Annual Fee card reviews

No Annual Fee Credit Cards - Reviews

We've taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no fee.

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Chase Freedom review

Chase Freedom

3.3 rating

As a stand-alone card, the Chase Freedom delivers a good rewards rate, but the 5 percent rotating bonus categories are what really set it apart and make it a great companion to other rewards cards.

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BBVA Compass ClearPoints credit card review

BBVA Compass ClearPoints credit card

2.7 rating

The rewards on the BBVA Compass ClearPoints card are far from exceptional, but it does allow cardholders to maximize their rewards earnings by choosing their own bonus categories.

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Chase Freedom Unlimited review

Chase Freedom Unlimited

3.5 rating

The Chase Freedom Unlimited card beats out similar cards with a flat 1.5 percent cash back rate by offering rewards points that extremely versatile and valuable.

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The Ultimate Cash Back card review

The Ultimate Cash Back card

3.4 rating

In addition to no annual fee, the Ultimate Cash Back Mastercard from Santander bank withholds the fees on many of its transactions, including foreign transactions and cash advances; unfortunately, it also features a pretty run-of-the-mill cash back program.

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U.S. Bank Cash+ Visa Signature Card review

U.S. Bank Cash+ Visa Signature Card

2.5 rating

With 5 percent back on rotating bonus categories, the U.S. Bank Cash+ Visa Signature card offers a decent value for no annual fee, but card owners will have to do a lot of maintenance to get the most out of their rewards.

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Navy Federal More Rewards American Express card review

Navy Federal More Rewards American Express card

3.2 rating

For military members on the search for an affordable travel rewards card, the Navy Federal Credit Union More Rewards card ranks near the top.

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United TravelBank card from Chase review

United TravelBank card from Chase

3 rating

Cardholders on the search for an airline card with no annual fee can earn plentiful rewards with the United TravelBank card, though they’re probably better off with a cash back card or a general travel card. This offer is no longer available.

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Blue from American Express card review

Blue from American Express card

2.2 rating

Even for a no-annual-fee card, the Blue from American Express card offers a very unimpressive rewards scheme, though rewards card newbies may find it a good entry point into American Express cards.

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USAA Preferred Cash Rewards Visa Signature card review

USAA Preferred Cash Rewards Visa Signature card

2.3 rating

The USAA Preferred Cash Rewards Visa Signature card is yet another run-of-the-mill 1.5 percent cash back card; however, for no annual fee, cardholders receive very good travel benefits, including no fee for foreign transactions.

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U.S. Bank Cash 365 American Express Card review

U.S. Bank Cash 365 American Express Card

2.8 rating

With a mere 1.5 percent rewards rate and no sign-up bonus, the U.S. Bank Cash 365 American Express card doesn’t offer much to recommend it over similar rewards cards.

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Navy Federal Credit Union Go Rewards credit card review

Navy Federal Credit Union Go Rewards credit card

3.6 rating

With a relatively low rewards rate and some inflexibility on redeeming points for travel rewards, the Navy Federal Credit Union Go Rewards card is far from the best rewards card you can get with no annual fee, though cardholders may benefit from the card’s low APR.

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USAA Rewards Visa Signature Card review

USAA Rewards Visa Signature Card

2.2 rating

Cardholders on the search for a no-annual-fee travel rewards can do better than the USAA Rewards Visa Signature Card with its meager rewards rate and low value on points; it does, however, offer good benefits for deployed military personnel.

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