No Annual Fee Credit Cards - Reviews
We've taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no annual fee.
State Farm Rewards Visa
Last reviewed: October 23, 2019
The State Farm Rewards Visa encourages responsibility by making it easy for cardholders to put their rewards toward a mortgage or insurance payment, but its lackluster rewards scheme falls short of its competitors.
United TravelBank card from Chase
Last reviewed: January 30, 2020
Though the United TravelBank card offers a good rewards rate for no annual fee, a traditional cash back card would probably be a better choice. This offer is no longer available.
Check out our Best Airline Credit Cards
The Ultimate Cash Back card from Santander Bank
Last reviewed: September 25, 2019
With a run-of-the-mill earning scheme and sign-up bonus, plus limited redemption options, the rewards program on the Santander Ultimate Cash Back Mastercard is far from impressive.
Last reviewed: November 12, 2019
The Sears Shop your Way MasterCard offers an exceptionally high 5-percent rewards rate on your gas purchases, making it one of the most rewarding gas cards — if you don’t mind spending your rewards at Sears or Kmart. This offer is no longer available on our site.
U.S. Bank Cash 365 American Express Card
Last reviewed: January 22, 2020
In a market crowded with cash back cards that earn a flat 1.5 percent rate, there’s not much to recommend the U.S. Bank Cash 365 card over its competitors. This offer is no longer available on our site.
RBFCU CashBack Rewards card
Last reviewed: November 12, 2019
Customers of RBFCU can’t do much better than this highly rewarding cash back card, though it’s only available in Texas.
First National Bank American Express card
Last reviewed: August 27, 2019
The First National Bank American Express card offers a high rewards rate on all your spending and a fair sign-up bonus, but the standout feature is the card’s ease of use: Your cash back is automatically credited to your statement whenever you earn $25.
GM BuyPower card from Capital One
Last reviewed: September 16, 2019
Few cards can beat the 2 percent rewards rate on Capital One’s GM BuyPower card, but to take full advantage you’ll need to consider purchasing a new car. This offer is no longer available on our site.
Chase Amazon.com Rewards Visa card
Last reviewed: March 6, 2020
For cardholders who don’t want to pay the fee for an Amazon Prime membership, the regular Amazon Rewards Visa card offers one of the highest rewards rates on Amazon.com purchases as well as a pretty good rewards rate on gas, restaurant and drugstore purchases.
Regions Prestige Visa Signature credit card
Last reviewed: April 3, 2020
There’s not much to recommend this low-earning rewards card besides a few small bonuses for signing up for Regions Bank services.
HSBC Cash Rewards Mastercard credit card
Last reviewed: October 15, 2019
Less well-known than other 1.5 percent cash back cards from bigger banks, the HSBC Cash Rewards Mastercard stands out from its competitors with a solid 10 percent anniversary bonus that can substantially boost cardholders’ earnings. This offer is no longer available on our site.
Blue from American Express card
Last reviewed: March 19, 2020
If you’re looking for a no-frills rewards credit card with brand-name recognition, the Blue from American Express card could be an easy way to get your feet wet. This offer is no longer available on our site.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.