No Annual Fee card reviews

No Annual Fee Credit Cards - Reviews

We've taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no fee.

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VentureOne From Capital One review

VentureOne From Capital One

3 rating

The interest rate is reasonable – although not great – but the array of other features makes VentureOne Rewards Card worthy of consideration.

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Sears MasterCard review

Sears MasterCard

2.9 rating

The Sears Shop your Way MasterCard offers an exceptionally high 5-percent rewards rate on your gas purchases, making it one of the most rewarding gas cards — if you don’t mind spending your rewards at Sears or Kmart. This offer is no longer available on our site.

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Wyndham Rewards Visa card review

Wyndham Rewards Visa card

2.2 rating

The Wyndham Rewards Visa card offers an above average rewards rate on hotel and general purchases; but Wyndham points aren’t worth as much as the average card rewards point, so the hotel card’s rewards program isn’t as valuable as it seems.

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Barclay Choice Privileges Visa Signature card review

Barclay Choice Privileges Visa Signature card

3.5 rating

A good choice for cardholders who want an easy way to earn free travel, but don’t want to pay an annual fee, the Choice Privileges Visa Signature card offers a large enough sign-up bonus to fund several nights at a budget-friendly Choice hotel, such as Comfort Inn, and an above average rewards rate on regular purchases.

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KeyBank Key2More Rewards credit card review

KeyBank Key2More Rewards credit card

2.9 rating

With an expensive balance transfer fee and a stingy 6-month introductory promotion, this overrated rewards card ranks low on our list of balance transfer cards.

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First Citizens Rewards Visa card review

First Citizens Rewards Visa card

1.6 rating

If you plan to carry a balance and your credit is strong enough to qualify for the card’s lowest available rate, you may get some value out of this low-earning rewards card; but you can almost certainly get better rewards at a comparable cost from other cards.

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BB&T Spectrum Rewards credit card review

BB&T Spectrum Rewards credit card

2.6 rating

The BB&T Spectrum Rewards card does not offer the highest rewards rate, but it can help cardholders looking to save on fees since it comes with no annual fee and a 12-month intro APR.

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PayPal Cash Back Mastercard review

PayPal Cash Back Mastercard

2.8 rating

Though the PayPal Cash Back Mastercard offers good rewards rate, cardholders who are not regular PayPal users may find the redemption options too cumbersome.

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First National Bank American Express card review

First National Bank American Express card

2.8 rating

The First National Bank American Express card offers a high rewards rate on all your spending and a fair sign-up bonus, but the standout feature is the card’s ease of use: Your cash back is automatically credited to your statement whenever you earn $25.

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Synovus Cash Rewards Visa review

Synovus Cash Rewards Visa

2.2 rating

The rewards rate on the Synovus Cash Rewards Visa is average, though it does give cardholders a good opportunity to maximize cash back on gas, grocery and restaurant purchases, thanks to its quarterly rotating bonus.

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State Farm Rewards Visa review

State Farm Rewards Visa

2.1 rating

The State Farm Rewards Visa encourages responsibility by making it easy for cardholders to put their rewards toward a mortgage or insurance payment, but its lackluster rewards scheme falls short of its competitors.

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Fidelity Rewards Visa Signature card review

Fidelity Rewards Visa Signature card

2.7 rating

The Fidelity Rewards card offers cash back at a high 2 percent rate, but — if you’re not inclined to open a Fidelity bank account to get the card — you may be better off searching for a cash back card with fewer restrictions or even a travel card with flexible points.

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