No Annual Fee card reviews

No Annual Fee Credit Cards - Reviews

We've taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no fee.

Learn more about our ratings process

Synovus Cash Rewards Visa review

Synovus Cash Rewards Visa

2.4 rating

The rewards rate on the Synovus Cash Rewards Visa is average, though it does give cardholders a good opportunity to maximize cash back on gas, grocery and restaurant purchases, thanks to its quarterly rotating bonus.

Read full review


BB&T Spectrum Cash Rewards credit card review

BB&T Spectrum Cash Rewards credit card

2.3 rating

The BB&T Spectrum Cash Rewards card does not offer the highest rewards rate, but it can help cardholders looking to save on fees since it comes with no annual fee and a 12-month intro APR.

View similar rewards cards

Read full review


Discover it Miles review

Discover it Miles

4 rating

The Discover it Miles card offers a range of high-end travel perks and an industry-leading rewards rate for the card’s first 12 months, but the benefits drop off significantly after the first year.

Read full review


TD Cash Credit Card review

TD Cash Credit Card

3.4 rating

With a large sign-up bonus and a great rewards rate on food purchases, the rewards program on the TD Cash Credit Card offers better-than-average value.

View similar rewards cards

Read full review


Uber Visa Card review

Uber Visa Card

3.3 rating

Designed for ease-of-use and instant gratification, the new Uber Visa Card’s most compelling feature is not rewards on Uber rides, but rather its unparalleled 4 percent rewards rate on dining out.

View similar rewards cards

Read full review


First Citizens Rewards Visa card review

First Citizens Rewards Visa card

1.6 rating

If you plan to carry a balance and your credit is strong enough to qualify for the card’s lowest available rate, you may get some value out of this low-earning rewards card; but you can almost certainly get better rewards at a comparable cost from other cards.

Read full review


PNC Points Visa review

PNC Points Visa

2.5 rating

Despite its sky-high rewards rate, the PNC points Visa credit card is a run-of-the-mill rewards card dressed in a more generous card’s clothing.

Read full review


PNC Cash Rewards Visa card review

PNC Cash Rewards Visa card

3.2 rating

The PNC Cash Rewards Visa offers the chance to earn an especially high rewards rate on gas, restaurant and grocery spending with a very high bonus limit.

View similar rewards cards

Read full review


Wyndham Rewards Visa card review

Wyndham Rewards Visa card

2.4 rating

The Wyndham Rewards Visa card offers an above average rewards rate on hotel and general purchases; but Wyndham points aren’t worth as much as the average card rewards point, so the hotel card’s rewards program isn’t as valuable as it seems.

Read full review


Barclay Choice Privileges Visa Signature card review

Barclay Choice Privileges Visa Signature card

3.2 rating

A good choice for cardholders who want an easy way to earn free travel, but don’t want to pay an annual fee, the Choice Privileges Visa Signature card offers a large enough sign-up bonus to fund several nights at a budget-friendly Choice hotel, such as Comfort Inn, and an above average rewards rate on regular purchases.

View similar rewards credit cards

Read full review


SunTrust Cash Back credit card review

SunTrust Cash Back credit card

2 rating

With a low APR and generous rewards for SunTrust bank account holders, the SunTrust Cash Back credit card is a good choice for well-heeled SunTrust customers; however, cardholders with low checking account balances won’t get nearly as much benefit.

View similar rewards credit cards

Read full review


USAA Cashback Rewards Plus American Express Card review

USAA Cashback Rewards Plus American Express Card

3.2 rating

The USAA Cashback Rewards Plus American Express is an ideal card for military families: It offers an industry-leading 5 percent cash back on gas and military base purchases, 2 percent cash back on groceries and a number of money-saving perks for active duty service members.

Read full review