Low Interest Credit Cards - Reviews
If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We’ve reviewed and rated cards, from our partners, that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.
PNC Cash Rewards Visa card
Last reviewed: February 5, 2021
Though the regular APR on the PNC Cash Rewards Visa is fairly low, cardholders seeking to save on interest are better off with a card that offers a 0 percent introductory period on new purchases as well as one that doesn’t incur a high penalty APR for missing a payment.
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JetBlue Card
Last reviewed: November 24, 2020
The JetBlue card offers a fair rewards rate for frequent JetBlue travelers, and it’s the rare airline card without an annual fee. This offer is no longer available through our site.
Check out our Best Airline Credit Cards
State Farm Good Neighbor Visa
Last reviewed: May 8, 2020
The State Farm Good Neighbor Visa card’s 15.24 percent interest rate is competitive, but there are better cards with a single-digit APR and more useful features.
Virgin Atlantic World Elite Mastercard®
Last reviewed: September 10, 2020
The $90 fee on the Virgin Atlantic World Elite Mastercard is probably too rich for a bargain-minded cardholder, though the interest rate is reasonable for an airline card. This offer is no longer available on our site.
Asiana Airlines American Express Card From Bank of America
Last reviewed: December 16, 2022
With a nearly $100 annual fee, the Asiana Airlines card is not the best choice for saving on credit card costs, though the interest rate is reasonable for a rewards card. This card offer is no longer available.
SET Card from Popular Community Bank
Last reviewed: February 22, 2019
The SET card is a mixed bag in terms of interest rates, fees and benefits. This offer is no longer available.
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Bank of the West Premier World Mastercard
Last reviewed: November 16, 2018
With a high annual fee and a brief 6-month 0-percent introductory period on new purchases, the Bank of the West Premier World Mastercard is far from the best choice for saving money on interest payments. This offer is no longer available.
BankAmericard Better Balance Rewards card
Last reviewed: September 30, 2019
While this card offers a reasonable 12.49 percent interest rate and there’s no annual fee, there’s not much else to recommend it. This offer is no longer available.
Barclaycard Ring Mastercard review
Last reviewed: January 15, 2021
Though it is bested by cards that offer a combination of a low regular APR and a 0-percent introductory APR for new purchases, the Barclaycard Ring Mastercard stands apart for offering a set of unique, valuable features. This offer is no longer available.