Low Interest card reviews

Low Interest Credit Cards - Reviews

If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We've reviewed and rated cards that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.

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Navy Federal More Rewards American Express card review

Navy Federal More Rewards American Express card

2.4 rating

The NFCU card comes with very reasonable rates and fees, though cardholders looking to save on interest may be better served by a card with a 0 percent introductory offer.

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M&T Visa credit card with rewards review

M&T Visa credit card with rewards

3.8 rating

Cardholders can save a large amount of money on a balance transfer or new purchase with the M&T Visa card with rewards, thanks to its low APR and 12-month 0-percent introductory APR.

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HSBC Platinum Mastercard with rewards review

HSBC Platinum Mastercard with rewards

2.7 rating

While the HSBC Platinum Mastercard can help save money with its low APR and 0-percent introductory offer, you’ll need to be especially careful to stay on top of your payments due to its exorbitant penalty APR. This offer is no longer available on our site.

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M&T Visa credit card review

M&T Visa credit card

3.6 rating

The no-frills M&T Visa credit card can save money on interest thanks to its 12-month introductory period on balances and new purchases and reasonable rates and fees.

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USAA Preferred Cash Rewards Visa Signature Card review

USAA Preferred Cash Rewards Visa Signature Card

1.6 rating

The USAA Preferred Cash Rewards Card offers a fairly reasonable APR, but doesn’t offer a 0-percent introductory APR on balance transfers and new purchases.

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State Employees' Credit Union credit card review

State Employees' Credit Union credit card

2.2 rating

This inexpensive credit union credit card carries the same low rate for every cardholder and charges some of the industry’s all-time lowest fees, but lacks a zero percent introductory offer.

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State Farm Good Neighbor Visa review

State Farm Good Neighbor Visa

0.9 rating

The State Farm Good Neighbor Visa card’s 15.24 percent interest rate is competitive, but there are better cards with a single-digit APR and more useful features.

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DCU Visa Platinum credit card review

DCU Visa Platinum credit card

2.1 rating

The DCU Visa Platinum credit card offers a low APR, a small sign-up bonus and relatively modest fees, but unfortunately lacks a 0 percent introductory APR.

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PenFed Promise Visa review

PenFed Promise Visa

2.1 rating

Though it offers a low APR and zero fees, the PenFed Promise Visa unfortunately lacks a zero percent introductory APR for new purchases.

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USAA Rewards American Express Card review

USAA Rewards American Express Card

1.9 rating

Though the regular APR on the USAA Rewards American Express Card is very reasonable, the card lacks a 0-percent introductory period on balance transfers and new purchases.

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DCU Visa Platinum Rewards credit card review

DCU Visa Platinum Rewards credit card

1.6 rating

The DCU Visa Platinum Rewards card comes with a reasonable interest rate and waives many common fees; however, cardholders who want to save money on interest would be better served by a card with a 0 percent introductory offer.

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Commerce Bank Special Connections Visa Signature credit card review

Commerce Bank Special Connections Visa Signature credit card

3.8 rating

The Special Connections Visa Signature card features an exceptionally low interest rate and a fairly long introductory period on balance transfers and new purchases.

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