Low Interest card reviews

Low Interest Credit Cards - Reviews

If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We've reviewed and rated cards that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.

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PenFed Gold Visa card review

PenFed Gold Visa card

3.2 rating

The PenFed Gold Visa card offers one of the lowest standard APRs you can get on a credit card and relatively few fees; but it’s only available to cardholders who qualify for Pentagon Federal Credit Union membership.

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Navy Federal More Rewards American Express card review

Navy Federal More Rewards American Express card

2.2 rating

The NFCU card comes with very reasonable rates and fees, though cardholders looking to save on interest may be better served by a card with a 0 percent introductory offer.

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USAA Preferred Cash Rewards Visa Signature Card review

USAA Preferred Cash Rewards Visa Signature Card

1.2 rating

The USAA Preferred Cash Rewards Card offers a fairly reasonable APR, but doesn’t offer a 0-percent introductory APR on balance transfers and new purchases.

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Navy Federal Credit Union Go Rewards credit card review

Navy Federal Credit Union Go Rewards credit card

2.2 rating

The Navy Federal Credit Union Go Rewards card features very reasonable rates and fees and an APR that few cards can beat, but cardholders seeking to transfer a balance or save on a new purchase may be better off with a card that offers a 0-percent introductory offer.

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State Employees' Credit Union credit card review

State Employees' Credit Union credit card

2.2 rating

This inexpensive credit union credit card carries the same low rate for every cardholder and charges some of the industry’s all-time lowest fees, but lacks a zero percent introductory offer.

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Navy Federal Credit Union Visa Signature Flagship Rewards card review

Navy Federal Credit Union Visa Signature Flagship Rewards card

2.1 rating

While the Visa Signature Flagship Rewards card features a good rewards program and very reasonable rates and fees, cardholders seeking to save interest on a purchase or balance transfer would be better served with a card that offers a 0-percent introductory APR.

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DCU Visa Platinum credit card review

DCU Visa Platinum credit card

2 rating

The DCU Visa Platinum credit card offers a low APR, a small sign-up bonus and relatively modest fees, but unfortunately lacks a 0 percent introductory APR.

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M&T Visa Signature card review

M&T Visa Signature card

3.7 rating

Cardholders seeking to save money on a balance transfer or new purchase will appreciate the low interest rates on the M&T Visa Signature card and may find it worth keeping in the long run, thanks to its generous cash back program.

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M&T Visa credit card with rewards review

M&T Visa credit card with rewards

3.5 rating

Cardholders can save a large amount of money on a balance transfer or new purchase with the M&T Visa card with rewards, thanks to its low APR and 12-month 0-percent introductory APR.

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KeyBank Key2More Rewards credit card review

KeyBank Key2More Rewards credit card

2.1 rating

With its low APR and brief 0 percent introductory period on balance transfers and new purchases, the Key2More Rewards card can help you save some money on interest, though you can find cards with much longer introductory periods and lower interest rates.

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USAA Rewards American Express Card review

USAA Rewards American Express Card

1.8 rating

Though the regular APR on the USAA Rewards American Express Card is very reasonable, the card lacks a 0-percent introductory period on balance transfers and new purchases.

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Regions Prestige Visa Signature credit card review

Regions Prestige Visa Signature credit card

2.9 rating

The Regions Prestige Visa Signature card offers a reasonable interest rate and a fairly long 12-month 0 percent introductory period on balance transfers and new purchases.

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