Low Interest card reviews

Low Interest Credit Cards - Reviews

If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We've reviewed and rated cards that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.

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PenFed Promise Visa review

PenFed Promise Visa

2 rating

Though it offers a low APR and zero fees, the PenFed Promise Visa unfortunately lacks a zero percent introductory APR for new purchases.

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Navy Federal Credit Union Visa Signature Flagship Rewards card review

Navy Federal Credit Union Visa Signature Flagship Rewards card

2 rating

While the Visa Signature Flagship Rewards card features a good rewards program and very reasonable rates and fees, cardholders seeking to save interest on a purchase or balance transfer would be better served with a card that offers a 0-percent introductory APR.

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M&T Visa credit card with rewards review

M&T Visa credit card with rewards

3.5 rating

Cardholders can save a large amount of money on a balance transfer or new purchase with the M&T Visa card with rewards, thanks to its low APR and 12-month 0-percent introductory APR.

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USAA Rewards American Express Card review

USAA Rewards American Express Card

1.8 rating

Though the regular APR on the USAA Rewards American Express Card is very reasonable, the card lacks a 0-percent introductory period on balance transfers and new purchases.

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Regions Prestige Visa Signature credit card review

Regions Prestige Visa Signature credit card

2.6 rating

The Regions Prestige Visa Signature card offers a reasonable interest rate and a fairly long 12-month 0 percent introductory period on balance transfers and new purchases.

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Regions Visa Signature Premium credit card review

Regions Visa Signature Premium credit card

3.3 rating

While the APR on the Regions Premium Visa Signature card is reasonable and cardholders can save interest on the card with its 0-percent introductory offer, bargain-minded cardholders will likely scoff at the card’s $125 annual fee.

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HSBC Platinum Mastercard with rewards review

HSBC Platinum Mastercard with rewards

2.7 rating

While the HSBC Platinum Mastercard can help save money with its low APR and 0-percent introductory offer, you’ll need to be especially careful to stay on top of your payments due to its exorbitant penalty APR. This offer is no longer available on our site.

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M&T Visa credit card review

M&T Visa credit card

3.7 rating

The no-frills M&T Visa credit card can save money on interest thanks to its 12-month introductory period on balances and new purchases and reasonable rates and fees.

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Commerce Bank Special Connections Visa Signature credit card review

Commerce Bank Special Connections Visa Signature credit card

3.9 rating

The Special Connections Visa Signature card features an exceptionally low interest rate and a fairly long 0-percent introductory period on balance transfers and new purchases.

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JetBlue card review

JetBlue card

1.2 rating

The JetBlue card features a decent APR for an airline rewards card — however, if you are seeking to finance a new purchase, you may be better off with a card that offers a 0-percent introductory APR for new purchases. This offer is no longer available through our site.

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DCU Visa Platinum Rewards credit card review

DCU Visa Platinum Rewards credit card

1.2 rating

The DCU Visa Platinum Rewards card comes with a reasonable interest rate and waives many common fees; however, cardholders who want to save money on interest would be better served by a card with a 0 percent introductory offer.

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Korean Air SKYPASS Visa Signature card review

Korean Air SKYPASS Visa Signature card

1 rating

Loyal customers of Korean Air should appreciate the SKYPASS card’s reasonable APR, though regular cardholders looking for a modestly priced credit card may find the fees on the card a bit hefty.

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