Low Interest card reviews

Low Interest Credit Cards - Reviews

If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We've reviewed and rated cards that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.

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RBFCU CashBack Rewards card review

RBFCU CashBack Rewards card

2.6 rating

This low-rate card can save you money on balance transfers thanks to its fairly long 0-percent introductory period and lack of a balance transfer fee; but cardholders seeking to finance a new purchase are better off with a card that offers a 0-percent APR on new purchases.

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PNC Points Visa review

PNC Points Visa

3.1 rating

Cardholders can save on both balance transfers and new purchases with the PNC Points Visa card, thanks to its relatively low APR and 12-month 0-percent introductory APR.

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Bank of America Cash Rewards credit card review

Bank of America Cash Rewards credit card

2.5 rating

While the Bank of America Cash Rewards card’s regular APR is fairly low, its 0-percent introductory period on balance transfers for 12 billing cycles (for balance transfers made in the first 60 days) and new purchases is relatively short.

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PenFed Pathfinder Rewards American Express card review

PenFed Pathfinder Rewards American Express card

2.2 rating

Though the regular APR on the PenFed Pathfinder card is low, the card lacks a 0-percent introductory period for new purchases.

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American Express Everyday Preferred card review

American Express Everyday Preferred card

2.7 rating

The American Express Everyday Preferred card offers a reasonable interest rate and a 12-month introducty period on new purchases and balance transfers, but bargain-minded cardholders may be turned off by the card’s high annual fee.

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Virgin Atlantic World Elite MasterCard credit card review

Virgin Atlantic World Elite MasterCard credit card

1.3 rating

The $90 fee on the Virgin Atlantic World Elite Mastercard is probably too rich for a bargain-minded cardholder, though the interest rate is reasonable for an airline card.

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PenFed Platinum Rewards Visa Signature card review

PenFed Platinum Rewards Visa Signature card

2.8 rating

The PenFed Platinum Rewards Visa Signature card offers an exceptionally low APR for a card with such a generous rewards program; however, cardholders seeking to save money on interest may be better off with a card with a 0-percent introductory APR.

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Barclaycard Ring Mastercard review review

Barclaycard Ring Mastercard review

1.5 rating

Though it is bested by cards that offer a combination of a low regular APR and a 0-percent introductory APR for new purchases, the Barclaycard Ring Mastercard stands apart for offering a set of unique, valuable features.

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PenFed Power Cash Rewards Visa Signature card review

PenFed Power Cash Rewards Visa Signature card

2.4 rating

The PenFed Power Cash Rewards Visa Signature card offers a low interest rate and reasonable fees and penalties, but the card doesn’t include an introductory offer for new purchases. Cardholders seeking to finance a new purchase may be better off finding a card with a 0-percent APR.

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Blue Cash Preferred card from American Express review

Blue Cash Preferred card from American Express

2.6 rating

The Blue Cash Preferred card offers a fairly low interest rate and a 12-month 0-percent introductory period on balance transfers and new purchases, though cardholders may find the annual fee too pricey.

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Korean Air SKYPASS Visa Signature card review

Korean Air SKYPASS Visa Signature card

1.1 rating

Loyal customers of Korean Air should appreciate the SKYPASS card’s reasonable APR, though regular cardholders looking for a modestly priced credit card may find the fees on the card a bit hefty.

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BBVA Compass ClearPoints credit card review

BBVA Compass ClearPoints credit card

3.7 rating

For cardholders with excellent credit, the BBVA Compass ClearPoints card is more affordable than the average low interest rate card and offers a long introductory period on balance transfers and new purchases, though also a higher-than-average balance transfer fee.

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