Low Interest card reviews

Low Interest Credit Cards - Reviews

If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We've reviewed and rated cards that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.

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PenFed Power Cash Rewards Visa Signature Card review

PenFed Power Cash Rewards Visa Signature Card

2.5 rating

The PenFed Power Cash Rewards Visa Signature card offers a low interest rate and reasonable fees and penalties, but the card doesn’t include an introductory offer for new purchases. Cardholders seeking to finance a new purchase may be better off finding a card with a 0-percent APR.

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SunTrust Travel Rewards card review

SunTrust Travel Rewards card

1.9 rating

The SunTrust travel card features a low APR and a long 15-month 0-percent introductory period for balance transfers, but unfortunately doesn’t include a 0-percent APR for new purchases and charges a high annual fee to boot.

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BMO Harris Bank Mastercard review

BMO Harris Bank Mastercard

2.9 rating

The BMO Harris Bank Mastercard is a solid low rate card with a competitive APR and relatively low fees.

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BBVA Compass ClearPoints credit card review

BBVA Compass ClearPoints credit card

3.7 rating

For cardholders with excellent credit, the BBVA Compass ClearPoints card is more affordable than the average low interest rate card and offers a long introductory period on balance transfers and new purchases, though also a higher-than-average balance transfer fee.

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M&T Visa Signature card review

M&T Visa Signature card

3.9 rating

Cardholders seeking to save money on a balance transfer or new purchase will appreciate the low interest rates on the M&T Visa Signature card and may find it worth keeping in the long run, thanks to its generous cash back program.

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RBFCU CashBack Rewards card review

RBFCU CashBack Rewards card

2.7 rating

This low-rate card can save you money on balance transfers thanks to its fairly long 0-percent introductory period and lack of a balance transfer fee; but cardholders seeking to finance a new purchase are better off with a card that offers a 0-percent APR on new purchases.

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PenFed Gold Visa Card review

PenFed Gold Visa Card

3.3 rating

The PenFed Gold Visa card offers one of the lowest standard APRs you can get on a credit card and relatively few fees; but it’s only available to cardholders with Pentagon Federal Credit Union accounts.

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GM BuyPower card from Capital One review

GM BuyPower card from Capital One

2.6 rating

The Capital One BuyPower card comes with a reasonable interest rate and can help you shave some interest on a new purchase thanks to its 12-month 0 percent introductory APR, though you can find cards with much longer introductory periods. This offer is no longer available on our site.

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Regions Prestige Visa Signature credit card review

Regions Prestige Visa Signature credit card

2.9 rating

The Regions Prestige Visa Signature card offers a reasonable interest rate and a fairly long 12-month 0 percent introductory period on balance transfers and new purchases.

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Regions Visa Signature Premium credit card review

Regions Visa Signature Premium credit card

3.2 rating

While the APR on the Regions Premium Visa Signature card is reasonable and cardholders can save interest on the card with its 0-percent introductory offer, bargain-minded cardholders will likely scoff at the card’s $125 annual fee.

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Navy Federal More Rewards American Express card review

Navy Federal More Rewards American Express card

2.4 rating

The NFCU card comes with very reasonable rates and fees, though cardholders looking to save on interest may be better served by a card with a 0 percent introductory offer.

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M&T Visa credit card with rewards review

M&T Visa credit card with rewards

3.8 rating

Cardholders can save a large amount of money on a balance transfer or new purchase with the M&T Visa card with rewards, thanks to its low APR and 12-month 0-percent introductory APR.

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