Low Interest card reviews

Low Interest Credit Cards - Reviews

If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We've reviewed and rated cards that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.

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Barclaycard Ring Mastercard review review

Barclaycard Ring Mastercard review

1.6 rating

Though it is bested by cards that offer a combination of a low regular APR and a 0-percent introductory APR for new purchases, the Barclaycard Ring Mastercard stands apart for offering a set of unique, valuable features.

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First Citizens Rewards Visa card review

First Citizens Rewards Visa card

2 rating

The regular APR on the First Citizens Rewards Visa card is reasonable, but cardholders seeking to finance a new purchase may be better of with a card that offers a 0-percent introductory APR on new purchases.

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PNC Points Visa review

PNC Points Visa

3 rating

Cardholders can save on both balance transfers and new purchases with the PNC Points Visa card, thanks to its relatively low APR and 12-month 0-percent introductory APR.

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PNC Cash Rewards Visa card review

PNC Cash Rewards Visa card

1.4 rating

Though the regular APR on the PNC Cash Rewards Visa is fairly low, cardholders seeking to save on interest are better off with a card that offers a 0 percent introductory period on new purchases as well as one that doesn’t incur a high penalty APR for missing a payment.

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American Express Everyday Preferred card review

American Express Everyday Preferred card

3.2 rating

The American Express Everyday Preferred card offers a reasonable interest rate and a 12-month introducty period on new purchases and balance transfers, but bargain-minded cardholders may be turned off by the card’s high annual fee. This offer is no longer available on our site.

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SunTrust Cash Back credit card review

SunTrust Cash Back credit card

4 rating

A good card for SunTrust accountholders with excellent credit, the SunTrust Cash Back credit card rewards the bank’s most loyal customers with tiered bonuses and a low minimum APR.

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USAA Cashback Rewards Plus American Express Card review

USAA Cashback Rewards Plus American Express Card

1.6 rating

Though the USAA Cashback Rewards Plus card offers a very reasonable APR, cardholders seeking to save on balance transfers and new purchases would be better served with a card that offers a 0-percent introductory APR.

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Blue Cash Preferred Card from American Express review

Blue Cash Preferred Card from American Express

3.2 rating

The Blue Cash Preferred card offers a fairly low interest rate and a 12-month 0-percent introductory period on balance transfers and new purchases, though cardholders may find the annual fee too pricey.

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Bank of America Cash Rewards credit card review

Bank of America Cash Rewards credit card

2.4 rating

While the Bank of America Cash Rewards card’s regular APR is fairly low, its introductory period on balance transfers and new purchases is relatively short.

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PenFed Pathfinder Rewards American Express card review

PenFed Pathfinder Rewards American Express card

2.3 rating

Though the regular APR on the PenFed Pathfinder card is low, the card lacks a 0-percent introductory period for new purchases.

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PenFed Platinum Rewards Visa Signature card review

PenFed Platinum Rewards Visa Signature card

2.4 rating

The PenFed Platinum Rewards Visa Signature card offers an exceptionally low APR for a card with such a generous rewards program; however, cardholders seeking to save money on interest may be better off with a card with a 0-percent introductory APR for new purchases.

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USAA Rate Advantage Visa Platinum Card review

USAA Rate Advantage Visa Platinum Card

3 rating

The USAA Rate Advantage Visa Platinum card offers a low APR that is hard to beat, but it lacks a zero percent introductory offer, and the card is not available to the general public.

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