Low Interest Credit Cards - Reviews
If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We've reviewed and rated cards that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.
Barclaycard Ring Mastercard review
Last reviewed: August 26, 2019
Though it is bested by cards that offer a combination of a low regular APR and a 0-percent introductory APR for new purchases, the Barclaycard Ring Mastercard stands apart for offering a set of unique, valuable features. This offer is no longer available on our site.
First Citizens Rewards Visa card
Last reviewed: May 20, 2019
The regular APR on the First Citizens Rewards Visa card is reasonable, but cardholders seeking to finance a new purchase may be better of with a card that offers a 0-percent introductory APR on new purchases.
PNC Points Visa
Last reviewed: October 8, 2019
Cardholders can save on both balance transfers and new purchases with the PNC Points Visa card, thanks to its relatively low APR and 12-month 0-percent introductory APR.
PNC Cash Rewards Visa card
Last reviewed: October 8, 2019
Though the regular APR on the PNC Cash Rewards Visa is fairly low, cardholders seeking to save on interest are better off with a card that offers a 0 percent introductory period on new purchases as well as one that doesn’t incur a high penalty APR for missing a payment.
American Express Everyday Preferred card
Last reviewed: September 19, 2019
The American Express Everyday Preferred card offers a reasonable interest rate and a 12-month introducty period on new purchases and balance transfers, but bargain-minded cardholders may be turned off by the card’s high annual fee. This offer is no longer available on our site.
USAA Cashback Rewards Plus American Express Card
Last reviewed: September 3, 2019
Though the USAA Cashback Rewards Plus card offers a very reasonable APR, cardholders seeking to save on balance transfers and new purchases would be better served with a card that offers a 0-percent introductory APR.
Blue Cash Preferred Card from American Express
Last reviewed: September 23, 2019
The Blue Cash Preferred card offers a fairly low interest rate and a decent introductory period on balance transfers and new purchases, though cardholders may find the annual fee too pricey.
PenFed Platinum Rewards Visa Signature Card
Last reviewed: October 9, 2019
The PenFed Platinum Rewards Visa Signature card offers an exceptionally low APR for a card with such a generous rewards program; however, cardholders seeking to save money on interest may be better off with a card with a 0-percent introductory APR for new purchases.
USAA Rate Advantage Visa Platinum Card
Last reviewed: September 4, 2019
The USAA Rate Advantage Visa Platinum card offers a low APR that is hard to beat, but it lacks a zero percent introductory offer, and the card is not available to the general public.
Capital One® VentureOne® Rewards Credit Card
Last reviewed: October 1, 2019
The interest rate is reasonable – although not great – but the array of other features make the VentureOne Rewards Card worthy of consideration.